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Mental Empowerment

Active
Coöperatieve vennootschap met onbeperkte aansprakelijkheidfounded 201610 yrs activeDrève de la Vannette 14, 1410 Waterloo, BelgiumKBO/BCE: BE 0655.829.866

Mental Empowerment has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €16k. Equity is growing by ~126.8% per year across the filed fiscal years. Its solvency ranks better than 58% of 16424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2025
86 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▲+20
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.86 against 1.59 in 2024; short-term debt: 29% and cash: 2.8% of total assets), and 29% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
71%
Return on assets
40.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
66 d early
2024
41 d early
2023
42 d early
2022
26 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€106k▲ 47.8%
2022 · €72k
2022: €72k
2022 → 2025
EBIT margin
20.0%▲ 15.6pp
2022 · 4.3%
2022: 4.3%
2022 → 2025
Net result
€16k▲ 60.7%
2024 · €10k
2022: €2k 2023: €7k 2024: €10k
2022 → 2025
Working capital
€22k▲ 207%
2024 · €7k
2022: €-15k 2023: €-8k 2024: €7k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Turnover€72k-€106k
Equity€-4k-€2k€13k▲ 416%€29k▲ 130%
Operating result€3k-€10k▲ 206%€14k▲ 43.9%€21k▲ 54.8%
Net result€2k-€7k▲ 240%€10k▲ 55.5%€16k▲ 60.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20kOperating result 2022: €3k€3kNet result 2022: €2k€2kOperating result 2023: €10k€10kNet result 2023: €7k€7kOperating result 2024: €14k€14kNet result 2024: €10k€10kOperating result 2025: €21k€21kNet result 2025: €16k€16k2022202320242025
The operating result has risen three years in a row; 2025 is 55% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets €7k▲ 28.1%
Current assets €34k▲ 76.2%
Equity and liabilities €41k
Equity €29k▲ 130%
Debt €12k▼ 1.7%
The debt ratio falls from 48.8% to 29.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€28k
2024 · €18k
Cash flow
€23k
2024 · €15k
Solvency
71.0%
2024 · 51.2%
Current ratio
2.86
2024 · 1.59
Quick ratio
2.86
2024 · 1.59
Debt / equity
0.41
2024 · 0.95
ROE
56.4%
2024 · 80.6%
ROA
40.1%
2024 · 41.3%
Interest coverage
107.89
2024 · 91.47
Debt
€12k
2024 · €12k
Debt ≤ 1 year
€12k
2024 · €12k
Income taxes
€6k
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€24k€41k
Fixed assets21/28€5k€7k
Tangible fixed assets22/27€5k€7k
Furniture and vehicles24€2k€7k
Other tangible fixed assets26€3k-
Current assets29/58€19k€34k
Amounts receivable within one year40/41€15k€32k
Other amounts receivable41€15k€32k
Cash at bank and in hand54/58€4k€1k
Deferred charges and accrued income490/1-€26
Equity and liabilities
Total equity and liabilities10/49€24k€41k
Equity10/15€13k€29k
Profit (loss) carried forward14€13k€29k
Amounts payable17/49€12k€12k
Amounts payable within one year42/48€12k€12k
Trade debts44€6k€5k
Suppliers440/4€6k€5k
Taxes, remuneration and social security45€6k€7k
Taxes450/3€6k€7k
Income statement Code20242025
Turnover70-€106k
Goods, raw materials, services and sundry goods60/61-€73k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k
Other operating charges640/8€611€7k
Gross operating margin9900€19k€35k
Operating profit (loss)9901€14k€21k
Financial income75/76B-€767
Recurring financial income75-€767
Financial charges65/66B€202€263
Recurring financial charges65€202€263
Profit (loss) for the period before taxes9903€14k€22k
Income taxes67/77€3k€6k
Profit (loss) for the period9904€10k€16k
Profit (loss) for the period to be appropriated9905€10k€16k
Appropriation of the result
Profit (loss) to be appropriated9906€13k€29k
Profit (loss) brought forward from the previous period14P€2k€13k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2022net €16k ▲60.7%
Operating result €21k, net result €16k, both a record.
20-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity doublescurrent ratio 1.59
Current ratio from 0.69 to 1.59; short-term debt falls from €25k to €12k.
19-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Drève de la Vannette 141410 Waterloo
Ground area
1,327 m²
Building footprint
224 m²
Volume, LiDAR
1,233 m³
Parcel 25763M0607/00S000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25763M0607/00S000 Wallonia 1,327 m² 1 · 224 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,527 companies in sector 86931 we hold annual accounts for 550. 439 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formCoöperatieve vennootschap met onbeperkte aansprakelijkheid
Founded01-06-2016
Fiscal year end31-12
Activities, NACEBEL
86904Human health activities
86931Psychology services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.