MELATRA
ActiveMELATRA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €89k. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 31% of 4307 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
76
/ 100
Excellent▲ +43 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27▼-6
Growth58=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.37 in 2024), and 79.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.4%
Return on assets
40%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
1 d early
2023
5 d early
2022
3 d early
2021
38 d early
2020
2 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close07-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k
2024 · €-44k
2019: €46k
2020: €47k
2021: €53k
2022: €55k
2023: €-23k
2024: €-44k
2019 → 2025
Total assets
€223k▲ 416%
2024 · €43k
2019: €187k
2020: €231k
2021: €236k
2022: €220k
2023: €113k
2024: €43k
2019 → 2025
Net result
€89k
2024 · €-21k
2019: €-31k
2020: €-30k
2021: €-23k
2022: €2k
2023: €-34k
2024: €-21k
2019 → 2025
Working capital
€4k
2024 · €-35k
2019: €13k
2020: €7k
2021: €-428
2022: €-20k
2023: €-32k
2024: €-35k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€55k▲ 3.2%€-23k€-44k▼ 93.6%€45k
Operating result€9k-€5k▼ 43.6%€-28k€-18k▲ 34.2%€95k
Net result€-23k-€2k€-34k€-21k▲ 37.0%€89k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €95k after a loss of €18k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €223k
Fixed assets
€158k▲ 609%
Current assets
€65k▲ 210%
Equity and liabilities €223k
Equity
€45k
Debt
€177k
Debt finances 79.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€120k▲
2024 · €17k
Cash flow
€114k▲
2024 · €14k
Solvency
20.4%▲
2024 · -101.3%
Current ratio
1.06▲
2024 · 0.37
Quick ratio
1.06▲
2024 · 0.37
Debt / equity
3.90▲
2024 · -1.99
ROE
196.2%▲
2024 · 48.4%
ROA
40.0%▲
2024 · -49.0%
Interest coverage
23.59▲
2024 · 6.20
Debt
€177k▲
2024 · €87k
Debt ≤ 1 year
€61k▲
2024 · €56k
Debt > 1 year
€116k▲
2024 · €31k
Income taxes
€310▲
2024 · €62
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets20/58€43k€223k▲
Fixed assets21/28€22k€158k▲
Tangible fixed assets22/27€22k€158k▲
Financial fixed assets28€135€0▼
Current assets29/58€21k€65k▲
Amounts receivable within one year40/41€15k€19k▲
Trade receivables40€15k€17k▲
Cash & bank54/58€5k€43k▲
Total equity & liabilities10/49€43k€223k▲
Equity10/15€-44k€45k▲
Contributions / capital10/11€12k€12k=
Reserves13€20k€70k▲
Accumulated profits (losses)14€-76k€-37k▲
Amounts payable17/49€87k€177k▲
Amounts payable after one year17€31k€116k▲
Amounts payable within one year42/48€56k€61k▲
Trade debts payable within one year44€13k€9k▼
Income statement
Code20242025
Gross operating margin9900€40k€152k▲
Depreciation and write-downs630€35k€25k▼
Operating result9901€-18k€95k▲
Financial income75€2€20▲
Financial charges65€3k€5k▲
Result before taxes9903€-21k€90k▲
Income taxes67/77€62€310▲
Net result for the period9904€-21k€89k▲
Result to be appropriated9905€-21k€39k▲
Return on contributions (dividend)694€0-
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €89k
Net result €89k after 2 loss-making years.
30-06
Financial
Liquidity triplescurrent ratio 1.06
Current ratio from 0.37 to 1.06.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-34k ▼2075%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
2021
24-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
12-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
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CY-HN
BE 0764.758.787
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TNLink
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EFI TRANSPORT
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Of 12,431 companies in sector 49410 we hold annual accounts for 8,033. 5,792 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2010
Fiscal year end30-06
Activities, NACEBEL
49410Freight transport by road
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 30-07-2026. Scores and ratios are computed by Checked and are not a credit decision.