Mel-Vé
ActiveSummary
The computed 12-month bankruptcy probability of Mel-Vé is 2.6% (moderate). The 2025 annual accounts show equity of €9k and a net result of €-354. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 46% of 18280 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-17
Solvency54▲+5
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.1%
Return on assets
-1.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
39 d early
2024
32 d early
2023
26 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 3.6%
2024 · €10k
2023: €5k
2024: €10k
2023 → 2025
Total assets
€32k▼ 20.4%
2024 · €41k
2023: €46k
2024: €41k
2023 → 2025
Net result
€-354
2024 · €5k
2023: €4k
2024: €5k
2023 → 2025
Working capital
€-4k▼ 191%
2024 · €-1k
2023: €-9k
2024: €-1k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€5k-€10k▲ 98.5%€9k▼ 3.6%
Operating result€7k-€10k▲ 39.1%€2k▼ 83.9%
Net result€4k-€5k▲ 23.7%€-354
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 84% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€23k ▼ 13.0%
Current assets
€9k ▼ 34.2%
Equity and liabilities €32k
Equity
€9k ▼ 3.6%
Debt
€23k ▼ 25.7%
Debt's share of the balance-sheet total falls from 75.9% to 70.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €18k
Cash flow
€8k▼
2024 · €13k
Current ratio
0.69▼
2024 · 0.91
Debt to equity
2.43▼
2024 · 3.16
ROE
-3.8%▼
2024 · 49.6%
ROA
-1.1%▼
2024 · 11.9%
Interest coverage
8.41▼
2024 · 13.52
Debt ≤ 1 year
€14k▼
2024 · €16k
Debt > 1 year
€9k▼
2024 · €15k
Income taxes
€710▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€41k€32k▼
Fixed assets21/28€26k€23k▼
Tangible fixed assets22/27€26k€23k▼
Plant, machinery and equipment23€467€1k▲
Furniture and vehicles24€26k€22k▼
Current assets29/58€14k€9k▼
Amounts receivable within one year40/41€6k€8k▲
Trade receivables40€5k€4k▼
Other amounts receivable41€653€4k▲
Cash at bank and in hand54/58€8k€2k▼
Equity and liabilities
Total equity and liabilities10/49€41k€32k▼
Equity10/15€10k€9k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€9k€8k▼
Amounts payable17/49€31k€23k▼
Amounts payable after more than one year17€15k€9k▼
Financial debts170/4€15k€9k▼
Amounts payable within one year42/48€16k€14k▼
Current portion of amounts payable after more than one year42€7k€6k▼
Trade debts44€672€3k▲
Suppliers440/4€672€3k▲
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€7k€3k▼
Other amounts payable47/48€1k€1k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€20k€11k▼
Operating profit (loss)9901€10k€2k▼
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€8k€356▼
Income taxes67/77€4k€710▼
Profit (loss) for the period9904€5k€-354▼
Profit (loss) for the period to be appropriated9905€5k€-354▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€8k▼
Profit (loss) brought forward from the previous period14P€4k€9k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-354 ▼107%
Net result drops to €-354, the lowest in the series.
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2023net €5k ▲23.7%
Operating result €10k, net result €5k, both a record.
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
's Gravendreef 79810 Nazareth-De PinteGround area
4,460 m²
Parcel 44018B0379/00_000, Flanders. Linked by address, not a title deed.
1 establishment unit
's Gravendreef 7, 9810 Nazareth-De Pinte
since 20222.339.275.655
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44018B0379/00_000 | Flanders | 4,460 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GREENPARADISE
BE 0762.995.070
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Bella Rosa
BE 0779.533.966
Antwerpen · Eq €9,478
FLEURS TENTATION
BE 0477.472.897
Rixensart · Eq €9,537
SUN AND MOON
BE 0555.983.511
Dinant · Eq €9,268
JCPM
BE 0847.339.243
Pont-à-Celles · Eq €9,578
Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 453 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-2022
Fiscal year end30-06
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
23420Manufacture of other non-metallic mineral products
74130Interior design
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:vero.dejaeger@hotmail.com
Phone:+32 477 34 34 20