MEDI-SOMME
ActiveMEDI-SOMME has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.13M and a net result of €224k. Equity is growing by ~48.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 41.48 against 31.28 in 2024; short-term debt: 2.3% and cash: 17% of total assets), and 2.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.7%
Return on assets
19.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
1 d early
2023
on the day
2022
32 d late
2021
30 d early
2020
9 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.13M▲ 24.8%
2024 · €903k
2018: €93k
2019: €100k
2020: €144k
2021: €253k
2022: €430k
2023: €652k
2024: €903k
2018 → 2025
Total assets
€1.15M▲ 23.8%
2024 · €932k
2018: €207k
2019: €182k
2020: €210k
2021: €329k
2022: €500k
2023: €703k
2024: €932k
2018 → 2025
Net result
€224k▼ 11.0%
2024 · €252k
2018: €74k
2019: €32k
2020: €39k
2021: €100k
2022: €196k
2023: €222k
2024: €252k
2018 → 2025
Working capital
€1.07M▲ 24.3%
2024 · €864k
2018: €61k
2019: €66k
2020: €115k
2021: €236k
2022: €416k
2023: €616k
2024: €864k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€253k-€430k▲ 69.7%€652k▲ 51.5%€903k▲ 38.6%€1.13M▲ 24.8%
Operating result€149k-€266k▲ 79.3%€339k▲ 27.4%€365k▲ 7.6%€318k▼ 12.9%
Net result€100k-€196k▲ 96.4%€222k▲ 12.8%€252k▲ 13.6%€224k▼ 11.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€53k▲ 35.5%
Current assets
€1.10M▲ 23.3%
Equity and liabilities €1.15M
Equity
€1.13M▲ 24.8%
Debt
€27k▼ 7.0%
The debt ratio falls from 3.1% to 2.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€327k▼
2024 · €372k
Cash flow
€233k▼
2024 · €259k
Solvency
97.7%▲
2024 · 96.9%
Current ratio
41.48▲
2024 · 31.28
Quick ratio
41.48▲
2024 · 31.28
Debt / equity
0.02▼
2024 · 0.03
ROE
19.9%▼
2024 · 27.9%
ROA
19.4%▼
2024 · 27.0%
Interest coverage
186.98▲
2024 · 133.15
Debt
€27k▼
2024 · €29k
Debt ≤ 1 year
€27k▼
2024 · €29k
Income taxes
€106k▼
2024 · €119k
Staff costs
€26k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€932k€1.15M▲
Fixed assets21/28€39k€53k▲
Tangible fixed assets22/27€39k€53k▲
Land and buildings22€36k€40k▲
Furniture and vehicles24€3k€13k▲
Current assets29/58€893k€1.10M▲
Amounts receivable within one year40/41€24k€45k▲
Trade receivables40€5k€4k▼
Other amounts receivable41€19k€41k▲
Current investments50/53€587k€858k▲
Cash at bank and in hand54/58€280k€197k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€932k€1.15M▲
Equity10/15€903k€1.13M▲
Contributions10/11€12k€12k=
Reserves13€890k€1.11M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€887k€1.11M▲
Profit (loss) carried forward14€1k€1k=
Amounts payable17/49€29k€27k▼
Amounts payable within one year42/48€29k€27k▼
Trade debts44€257€248▼
Suppliers440/4€257€248▼
Taxes, remuneration and social security45€28k€26k▼
Taxes450/3€25k€22k▼
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€26k€26k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€400k€354k▼
Operating profit (loss)9901€365k€318k▼
Financial income75/76B€9k€14k▲
Recurring financial income75€9k€14k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€371k€330k▼
Income taxes67/77€119k€106k▼
Profit (loss) for the period9904€252k€224k▼
Profit (loss) for the period to be appropriated9905€252k€224k▼
Appropriation of the result
Profit (loss) to be appropriated9906€253k€225k▼
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer to equity691/2€252k€224k▼
To other reserves6921€252k€224k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Equity above €1MEq €1.13M ▲24.8%
8 profitable years in a row build equity to €1.13M.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €252k ▲13.6%
Operating result €365k, net result €252k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 31.28
Current ratio from 13.08 to 31.28; short-term debt falls from €51k to €29k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €652k ▲51.5%
6 profitable years in a row build equity to €652k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €253k ▲76.3%
4 profitable years in a row build equity to €253k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €32k ▼56.4%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €100k ▲8.2%
2 profitable years in a row build equity to €100k.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Somme-Leuze · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Tilleul 155377 Somme-LeuzeGround area
1,503 m²
Building footprint
177 m²
Parcel 91120A0792/00T000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue du Tilleul 15, 5377 Somme-Leuze
since 19952.229.600.032
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91120A0792/00T000 | Wallonia | 1,503 m² | 1 · 177 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500UWRL16H88IA756
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Of 9,118 companies in sector 86210 we hold annual accounts for 6,336. 3,892 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-1995
Fiscal year end31-12
Activities, NACEBEL
85120
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.