MEDI CONSTRUCTION
ActiveSummary
The computed 12-month bankruptcy probability of MEDI CONSTRUCTION is 2.7% (moderate). The 2025 annual accounts show equity of €5k and a net result of €9k. Equity is growing by ~66% per year across the filed fiscal years. Its solvency ranks better than 15% of 27965 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability96▲+96
Solvency37▲+37
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 27965 sector peers (2025).
NBB · sector comparisonPosition among 27965 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
42 d late
2024
58 d late
2023
67 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k
2024 · €-4k
2023: €-617
2024: €-4k▼ -586% vs 2023lowest in 3 years
2025: €5k▲ +217% vs 2024highest in 3 years
2023 → 2025
Total assets
€43k▲ 1,640%
2024 · €2k
2023: €3k
2024: €2k▼ -27.4% vs 2023lowest in 3 years
2025: €43k▲ +1640% vs 2024highest in 3 years
2023 → 2025
Net result
€9k
2024 · €-4k
2023: €-717
2024: €-4k▼ -404% vs 2023lowest in 3 years
2025: €9k▲ +354% vs 2024highest in 3 years
2023 → 2025
Working capital
€-4k▼ 1.2%
2024 · €-4k
2023: €-1khighest in 3 years
2024: €-4k▼ -206% vs 2023
2025: €-4k▼ -1.2% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-617-€-4k▼ 586%€5k
2023: €-617
2024: €-4k▼ -586% vs 2023lowest in 3 years
2025: €5k▲ +217% vs 2024highest in 3 years
Operating result€-710-€-4k▼ 404%€11k
2023: €-710
2024: €-4k▼ -404% vs 2023lowest in 3 years
2025: €11k▲ +398% vs 2024highest in 3 years
Net result€-717-€-4k▼ 404%€9k
2023: €-717
2024: €-4k▼ -404% vs 2023lowest in 3 years
2025: €9k▲ +354% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€9k ▲ 4,876%
Current assets
€33k ▲ 1,367%
Equity and liabilities €43k
Equity
€5k
Debt
€38k
Debt finances 88.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€11k▲
2024 · €-3k
Cash flow
€10k▲
2024 · €-3k
Current ratio
0.88
Debt to equity
7.56
ROE
185.2%
ROA
21.6%
Interest coverage
52.13▲
2024 · -73.08
Debt ≤ 1 year
€38k▲
2024 · €7k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2k€43k▲
Fixed assets21/28€190€9k▲
Tangible fixed assets22/27€190€9k▲
Plant, machinery and equipment23€190€9k▲
Current assets29/58€2k€33k▲
Amounts receivable within one year40/41€2k€33k▲
Trade receivables40€2k€32k▲
Other amounts receivable41€241€505▲
Cash at bank and in hand54/58€13€456▲
Equity and liabilities
Total equity and liabilities10/49€2k€43k▲
Equity10/15€-4k€5k▲
Contributions10/11€100€100=
Profit (loss) carried forward14€-4k€5k▲
Amounts payable17/49€7k€38k▲
Amounts payable within one year42/48€7k€38k▲
Trade debts44€3k€26k▲
Suppliers440/4€3k€26k▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€4k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€640€537▼
Other operating charges640/8-€179
Gross operating margin9900€-3k€11k▲
Operating profit (loss)9901€-4k€11k▲
Financial charges65/66B€40€215▲
Recurring financial charges65€40€215▲
Profit (loss) for the period before taxes9903€-4k€10k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€-4k€9k▲
Profit (loss) for the period to be appropriated9905€-4k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€5k▲
Profit (loss) brought forward from the previous period14P€-717€-4k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €564 | €640 | €537 | ▼ 16.1% |
| Other operating charges640/8 | €384 | - | €179 | - |
| Gross operating margin9900 | €238 | €-3k | €11k | ▲ 487% |
| Operating profit (loss)9901 | €-710 | €-4k | €11k | ▲ 398% |
| Financial charges65/66B | €8 | €40 | €215 | ▲ 434% |
| Recurring financial charges65 | €8 | €40 | €215 | ▲ 434% |
| Profit (loss) for the period before taxes9903 | €-717 | €-4k | €10k | ▲ 389% |
| Income taxes67/77 | - | - | €1k | - |
| Profit (loss) for the period9904 | €-717 | €-4k | €9k | ▲ 354% |
| Profit (loss) for the period to be appropriated9905 | €-717 | €-4k | €9k | ▲ 354% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €3k | €2k | €43k | ▲ 1,640% |
| Formation expenses20 | €527 | - | - | - |
| Fixed assets21/28 | €303 | €190 | €9k | ▲ 4,876% |
| Tangible fixed assets22/27 | €303 | €190 | €9k | ▲ 4,876% |
| Plant, machinery and equipment23 | €303 | €190 | €9k | ▲ 4,876% |
| Current assets29/58 | €3k | €2k | €33k | ▲ 1,367% |
| Amounts receivable within one year40/41 | €2k | €2k | €33k | ▲ 1,355% |
| Trade receivables40 | €2k | €2k | €32k | ▲ 1,506% |
| Other amounts receivable41 | €311 | €241 | €505 | ▲ 109% |
| Cash at bank and in hand54/58 | €224 | €13 | €456 | ▲ 3,282% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €3k | €2k | €43k | ▲ 1,640% |
| Equity10/15 | €-617 | €-4k | €5k | ▲ 217% |
| Contributions10/11 | €100 | €100 | €100 | = |
| Profit (loss) carried forward14 | €-717 | €-4k | €5k | ▲ 212% |
| Amounts payable17/49 | €4k | €7k | €38k | ▲ 462% |
| Amounts payable within one year42/48 | €4k | €7k | €38k | ▲ 462% |
| Trade debts44 | €683 | €3k | €26k | ▲ 822% |
| Suppliers440/4 | €683 | €3k | €26k | ▲ 822% |
| Taxes, remuneration and social security45 | - | - | €2k | - |
| Taxes450/3 | - | - | €2k | - |
| Other amounts payable47/48 | €3k | €4k | €10k | ▲ 152% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-717 | €-4k | €9k | ▲ 354% |
| + Depreciation and write-downs630 | €564 | €640 | €537 | ▼ 16.1% |
| Operating cash flow (approximation) | €-154 | €-3k | €10k | ▲ 427% |
| Investment in fixed assets (approximation) | - | €-527 | €-10k | ▼ 1,758% |
| Change in cash | - | €-211 | €442 | ▲ 310% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 42 days late
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2023
Ground area
833 m²
Building footprint
193 m²
Volume, LiDAR
1,015 m³
Parcel 22662B0497/00F009, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
MEDI CONSTRUCTION
since 20232.348.081.275
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0497/00F009 | Flanders | 833 m² | 1 · 193 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,420. 2,720 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43110Demolition
43230Insulation installation
Scores and ratios are computed by Checked and are not a credit decision.