MeDe
ActiveMeDe has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €738k and a net result of €56k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 61% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-4
Solvency69▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 3.37 against 0.66 in 2024; short-term debt: 17.7% and cash: 5.4% of total assets), but 56.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.7%
Return on assets
3.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
56 d late
2023
5 d early
2022
18 d early
2021
31 d late
2020
15 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€738k▲ 8.3%
2024 · €682k
2018: €124k
2019: €310k
2020: €316k
2021: €370k
2022: €747k
2023: €619k
2024: €682k
2018 → 2025
Total assets
€1.69M▼ 24.9%
2024 · €2.25M
2018: €1.10M
2019: €939k
2020: €903k
2021: €1.41M
2022: €2.08M
2023: €2.22M
2024: €2.25M
2018 → 2025
Net result
€56k▼ 10.3%
2024 · €63k
2018: €-90k
2019: €186k
2020: €34k
2021: €54k
2022: €376k
2023: €-127k
2024: €63k
2018 → 2025
Working capital
€709k
2024 · €-301k
2018: €-335k
2019: €310k
2020: €243k
2021: €-94k
2022: €613k
2023: €253k
2024: €-301k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€370k-€747k▲ 102%€619k▼ 17.0%€682k▲ 10.1%€738k▲ 8.3%
Operating result€87k-€520k▲ 500%€-116k€89k€94k▲ 5.8%
Net result€54k-€376k▲ 594%€-127k€63k€56k▼ 10.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.69M
Fixed assets
€681k▼ 59.3%
Current assets
€1.01M▲ 74.7%
Equity and liabilities €1.69M
Equity
€738k▲ 8.3%
Provisions
€113k▼ 3.8%
Debt
€838k▼ 42.2%
The debt ratio falls from 64.5% to 49.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€130k▼
2024 · €137k
Cash flow
€92k▼
2024 · €110k
Solvency
43.7%▲
2024 · 30.3%
Current ratio
3.37▲
2024 · 0.66
Quick ratio
2.92▲
2024 · 0.66
Debt / equity
1.13▼
2024 · 2.13
ROE
7.6%▼
2024 · 9.2%
ROA
3.3%▲
2024 · 2.8%
Interest coverage
4.02▼
2024 · 4.50
Debt
€838k▼
2024 · €1.45M
Debt ≤ 1 year
€299k▼
2024 · €878k
Debt > 1 year
€538k▼
2024 · €572k
Income taxes
€10k▲
2024 · €400
Staff costs
€24k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.25M€1.69M▼
Fixed assets21/28€1.67M€681k▼
Tangible fixed assets22/27€1.67M€681k▼
Land and buildings22€1.12M€663k▼
Plant, machinery and equipment23€1k€567▼
Furniture and vehicles24€11k€7k▼
Other tangible fixed assets26€12k€9k▼
Assets under construction and advance payments27€531k€0▼
Current assets29/58€577k€1.01M▲
Stocks and contracts in progress3-€134k
Stocks30/36-€134k
Amounts receivable within one year40/41€563k€781k▲
Trade receivables40€194k€285k▲
Other amounts receivable41€368k€497k▲
Cash at bank and in hand54/58€15k€92k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€2.25M€1.69M▼
Equity10/15€682k€738k▲
Contributions10/11€30k€30k=
Reserves13€692k€708k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k-
Other1319-€3k
Tax-exempt reserves132€352k€339k▼
Distributable reserves133€337k€367k▲
Profit (loss) carried forward14€-40k€0▲
Provisions and deferred taxes16€117k€113k▼
Deferred taxes168€117k€113k▼
Amounts payable17/49€1.45M€838k▼
Amounts payable after more than one year17€572k€538k▼
Financial debts170/4€572k€538k▼
Amounts payable within one year42/48€878k€299k▼
Current portion of amounts payable after more than one year42€33k€33k▲
Financial debts43€400k€0▼
Credit institutions430/8€400k€0▼
Trade debts44€273k€95k▼
Suppliers440/4€273k€95k▼
Taxes, remuneration and social security45€38k€34k▼
Taxes450/3€32k€27k▼
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€135k€137k▲
Income statement
Code20242025
Non-recurring operating income76A€60k€0▼
Remuneration, social security and pensions62€16k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€36k▼
Other operating charges640/8€4k€5k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€157k€159k▲
Operating profit (loss)9901€89k€94k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€30k€32k▲
Recurring financial charges65€30k€32k▲
Profit (loss) for the period before taxes9903€59k€62k▲
Transfer from deferred taxes780€4k€4k=
Income taxes67/77€400€10k▲
Profit (loss) for the period9904€63k€56k▼
Transfer from tax-exempt reserves789€13k€13k=
Profit (loss) for the period to be appropriated9905€76k€70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€30k▲
Profit (loss) brought forward from the previous period14P€-116k€-40k▲
Transfer to equity691/2-€30k
To other reserves6921-€30k
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Liquidity times 5current ratio 3.37
Current ratio from 0.66 to 3.37; short-term debt falls from €878k to €299k.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Back to profitnet €63k
Net result €63k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-127k ▼134%
Net result drops to €-127k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €376k ▲594%
Operating result €520k, net result €376k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.50
Current ratio from 0.86 to 2.50; short-term debt falls from €684k to €409k.
31-12
Financial
Equity above €500kEq €747k ▲102%
4 profitable years in a row build equity to €747k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €186k
Net result €186k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 2.57
Current ratio from 0.40 to 2.57; short-term debt falls from €555k to €198k.
31-12
Financial
Equity above €200kEq €310k ▲150%
Equity rises from €124k to €310k.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt 452260 WesterloGround area
483 m²
Building footprint
253 m²
Volume, LiDAR
2,220 m³
Parcel 13049B0460/00X000, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MeDe
since 20112.196.155.719
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13049B0460/00X000indicative | Flanders | 483 m² | 1 · 253 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DM-VDV INVEST
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PAQUES-GAICKI Finances
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Gebroeders Spriet
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,964 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2011
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0495/534010