MDRD Consulting
ActiveMDRD Consulting has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €44k. Equity is shrinking by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 38% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency44▼-1
Growth58=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.3 against 2.87 in 2024), but 84.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.7%
Return on assets
37.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
47 d early
2024
84 d early
2023
1 d early
2022
43 d early
2021
18 d early
2020
5 d early
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k=
2024 · €19k
2019: €21k
2020: €43k
2021: €35k
2022: €14k
2023: €23k
2024: €19k
2019 → 2025
Total assets
€118k▲ 14.4%
2024 · €104k
2019: €33k
2020: €62k
2021: €42k
2022: €76k
2023: €86k
2024: €104k
2019 → 2025
Net result
€44k▲ 58.8%
2024 · €28k
2019: €9k
2020: €22k
2021: €-8k
2022: €-5k
2023: €9k
2024: €28k
2019 → 2025
Working capital
€65k▼ 0.4%
2024 · €65k
2019: €21k
2020: €47k
2021: €32k
2022: €61k
2023: €79k
2024: €65k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€14k▼ 60.3%€23k▲ 63.8%€19k▼ 18.2%€19k=
Operating result€38k-€-5k€47k€74k▲ 56.5%€57k▼ 23.2%
Net result€-8k-€-5k▲ 38.8%€9k€28k▲ 216%€44k▲ 58.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€4k▲ 8.6%
Current assets
€115k▲ 14.6%
Equity and liabilities €118k
Equity
€19k=
Debt
€100k▲ 17.6%
The debt ratio rises from 82.0% to 84.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€58k▼
2024 · €75k
Cash flow
€46k▲
2024 · €29k
Solvency
15.7%▼
2024 · 18.0%
Current ratio
2.30▼
2024 · 2.87
Quick ratio
2.30▼
2024 · 2.87
Debt / equity
5.37▲
2024 · 4.57
ROE
238.7%▲
2024 · 150.3%
ROA
37.5%▲
2024 · 27.0%
Interest coverage
115.40▲
2024 · 1.96
Debt
€100k▲
2024 · €85k
Debt ≤ 1 year
€50k▲
2024 · €35k
Debt > 1 year
€50k=
2024 · €50k
Income taxes
€12k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€104k€118k▲
Fixed assets21/28€3k€4k▲
Tangible fixed assets22/27€3k€4k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€747-
Other tangible fixed assets26€2k€2k▼
Current assets29/58€100k€115k▲
Amounts receivable within one year40/41€28k€18k▼
Trade receivables40€16k€18k▲
Other amounts receivable41€12k€518▼
Cash at bank and in hand54/58€70k€95k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€104k€118k▲
Equity10/15€19k€19k=
Contributions10/11€19k€19k=
Amounts payable17/49€85k€100k▲
Amounts payable after more than one year17€50k€50k=
Financial debts170/4€50k€50k=
Amounts payable within one year42/48€35k€50k▲
Trade debts44€632€610▼
Suppliers440/4€632€610▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€32k€48k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€760€776▲
Gross operating margin9900€76k€59k▼
Operating profit (loss)9901€74k€57k▼
Financial income75/76B€219€0▼
Recurring financial income75€219€0▼
Financial charges65/66B€38k€505▼
Recurring financial charges65€38k€505▼
Profit (loss) for the period before taxes9903€36k€56k▲
Income taxes67/77€8k€12k▲
Profit (loss) for the period9904€28k€44k▲
Profit (loss) for the period to be appropriated9905€28k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€44k▲
Profit (loss) brought forward from the previous period14P€4k-
Transfer from equity791/2€428-
Profit to be distributed694/7€32k€44k▲
Return on contributions (dividend)694€32k€44k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €44k ▲58.8%
Net result €44k, the highest in the series.
2024
08-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
30-06
Financial
Liquidity quadruplescurrent ratio 21.55
Current ratio from 5.97 to 21.55; short-term debt falls from €12k to €4k.
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
13-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-8k ▼137%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warotveld 613020 HerentGround area
435 m²
Building footprint
99 m²
Volume, LiDAR
465 m³
Parcel 24127C0068/00M000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MDRD Consulting
since 20182.281.705.561
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24127C0068/00M000 | Flanders | 435 m² | 1 · 99 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900LJIH7987SD2V59
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Of 9,633 companies in sector 68121 we hold annual accounts for 7,327. 3,909 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2018
Fiscal year end30-06
Activities, NACEBEL
68121Development of residential building projects
46190Agents in non-specialised wholesale trade
46499Wholesale of other household goods
46900Non-specialised wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.