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MCMG

Active
Avenue Lambermont 22A ·1342 Ottignies-Louvain-la-Neuve, Belgium
KBO/BCE: BE 0761.992.408
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Age5 yrs
Connections1

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MCMG is 0.5% (very low). The 2024 annual accounts show equity of €48k and a net result of €16k. Equity is growing by ~48.6% per year across the filed fiscal years. Its solvency ranks better than 83% of 12464 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 83% of 12464 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€16k+30.8%
Working capital€44k+42.0%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 10-06-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20kOperating result 2021: €10k€10kNet result 2021: €7k€7kOperating result 2022: €16k€16kNet result 2022: €11k€11kOperating result 2023: €17k€17kNet result 2023: €12k€12kOperating result 2024: €22k€22kNet result 2024: €16k€16k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~48.6%/year over 4 fiscal years, indicative, assuming unchanged policy.
€0€20k€40k€60k€80k2025: €59k (€55k - €63k)2026: €72k (€68k - €75k)2027: €84k (€80k - €88k)2021: €9k2022: €20k2023: €32k2024: €48k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 82.3% 60.6%
better than 83% of 12464 sector peers
Net result €16k €31k
better than 35% of 12466 sector peers
Equity €48k €63k
better than 42% of 12472 sector peers
Gross operating margin €23k €52k
better than 28% of 12452 sector peers
Total assets €59k €124k
better than 24% of 12465 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P83
2021: P49 · n=34652022: P74 · n=68462023: P66 · n=100762024: P83 · n=124642021 2024
Improving position over 2021-2024 · n=3465-12464
Net result P35
2021: P30 · n=34642022: P32 · n=68452023: P33 · n=100702024: P35 · n=124662021 2024
Stable position over 2021-2024 · n=3464-12466
Equity P42
2021: P20 · n=34702022: P30 · n=68542023: P36 · n=100832024: P42 · n=124722021 2024
Improving position over 2021-2024 · n=3470-12472
Gross operating margin P28
2021: P23 · n=34552022: P26 · n=68332023: P26 · n=100562024: P28 · n=124522021 2024
Stable position over 2021-2024 · n=3455-12452
Describes the position versus peers, not a forecast.
EBITDA
€23k
+34.0% +77% vs sector
Net profit
€16k
+30.8% +57% vs sector
Cash flow
€17k
+34.9% +62% vs sector
Total assets
€59k
+25.4% -87% vs sector
Equity
€48k
+49.8% -81% vs sector
Working capital
€44k
+42.0% -82% vs sector
Income taxes
€7k
+29.2% +125% vs sector
Debt
€10k
-28.8% -95% vs sector
Debt ≤ 1y
€10k
-28.8% -92% vs sector
Current ratio
5.27
+67.7% +48% vs sector
Quick ratio
5.27
+67.7% +48% vs sector
Solvency
82.3%
+19.5% +10% vs sector
Debt / equity
0.21
-52.4% +7% vs sector
ROE
33.2%
-12.7% far above sector median
ROA
27.4%
+4.3% far above sector median
Interest coverage
369.58
+26.7% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€23k
Net profit€16k
Cash flow€17k
Staff costs-
Income taxes€7k
Dividends-
Total assets€59k
Equity€48k
Debt€10k
of which ≤ 1y€10k
of which > 1y-
Working capital€44k
Employees (FTE)-
Ratios (computed)
2024
Current ratio5.27
Quick ratio5.27
Working capital ratio75.6%
Solvency82.3%
Debt / equity0.21
Long-term debt ratio-
Interest coverage369.58
Gross margin-
Net margin-
ROA27.4%
ROE33.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€59k
Fixed assets 21/28€4k
Tangible fixed assets 22/27€3k
Financial fixed assets 28€1k
Current assets 29/58€55k
Amounts receivable within one year 40/41€15k
Cash & bank 54/58€40k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€59k
Equity 10/15€48k
Contributions / capital 10/11€2k
Reserves 13€46k
Amounts payable 17/49€10k
Amounts payable within one year 42/48€10k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€23k
Operating result 9901€22k
Financial income 75€522
Financial charges 65€62
Result before taxes 9903€23k
Income taxes 67/77€7k
Net result for the period 9904€16k
Result to be appropriated 9905€16k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Connections & network

1 connected company
Group structure
WOSH
Subsidiary · 2 locations
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Establishment units

1 location
MCMG
Avenue Lambermont 22A, 1342 Ottignies-Louvain-la-NeuveHandel in eigen onroerend goed
since 20212.314.173.936
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,592 m²
Buildings1
Building footprint181 m²
Volume (LiDAR)1,047 m³
Tallest building6.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25056A0491/00N000 Wallonia 1,592 m² 1 · 181 m² 6.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94

Ask AI about this company

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Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110
Primary activity highlighted.
Names & trade names
Legal nameFR MCMG
Registered office
Avenue Lambermont 22A
1342 Ottignies-Louvain-la-Neuve, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.