MCK
ActiveSummary
MCK has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €391k and a net result of €98k. Equity is growing by ~40.3% per year across the filed fiscal years. Its solvency ranks better than 64% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-8
Solvency94▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.02 against 3.79 in 2024; short-term debt: 15.7% and cash: 35.3% of total assets), and 30.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.2%
Return on assets
17.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
21 d early
2023
85 d early
2022
39 d early
2021
28 d early
2020
39 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€391k▲ 33.3%
2024 · €293k
2019: €10k
2020: €50k
2021: €101k
2022: €141k
2023: €182k
2024: €293k
2019 → 2025
Total assets
€564k▲ 19.4%
2024 · €473k
2019: €294k
2020: €319k
2021: €363k
2022: €378k
2023: €481k
2024: €473k
2019 → 2025
Net result
€98k▼ 11.7%
2024 · €111k
2019: €2k
2020: €41k
2021: €51k
2022: €40k
2023: €127k
2024: €111k
2019 → 2025
Working capital
€267k▲ 32.3%
2024 · €202k
2019: €-53k
2020: €8k
2021: €80k
2022: €124k
2023: €129k
2024: €202k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€141k▲ 39.3%€182k▲ 29.7%€293k▲ 60.6%€391k▲ 33.3%
Operating result€79k-€62k▼ 21.2%€179k▲ 188%€166k▼ 7.3%€146k▼ 11.9%
Net result€51k-€40k▼ 21.7%€127k▲ 221%€111k▼ 13.2%€98k▼ 11.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €564k
Fixed assets
€209k ▲ 5.3%
Current assets
€355k ▲ 29.6%
Equity and liabilities €564k
Equity
€391k ▲ 33.3%
Debt
€174k ▼ 3.3%
Debt's share of the balance-sheet total falls from 38.0% to 30.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€163k▼
2024 · €178k
Cash flow
€114k▼
2024 · €123k
Current ratio
4.02▲
2024 · 3.79
Debt to equity
0.45▼
2024 · 0.61
ROE
25.0%▼
2024 · 37.7%
ROA
17.3%▼
2024 · 23.4%
Interest coverage
32.63▼
2024 · 39.49
Debt ≤ 1 year
€88k▲
2024 · €72k
Debt > 1 year
€85k▼
2024 · €106k
Income taxes
€47k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€473k€564k▲
Fixed assets21/28€199k€209k▲
Tangible fixed assets22/27€174k€169k▼
Land and buildings22€127k€128k▲
Plant, machinery and equipment23€600€670▲
Furniture and vehicles24€6k€4k▼
Other tangible fixed assets26-€37k
Assets under construction and advance payments27€40k-
Financial fixed assets28€25k€40k▲
Current assets29/58€274k€355k▲
Amounts receivable after more than one year29-€67k
Trade receivables290-€67k
Amounts receivable within one year40/41€68k€87k▲
Trade receivables40€68k€87k▲
Cash at bank and in hand54/58€204k€199k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€473k€564k▲
Equity10/15€293k€391k▲
Contributions10/11€10k€10k=
Reserves13€283k€381k▲
Distributable reserves133€283k€381k▲
Amounts payable17/49€180k€174k▼
Amounts payable after more than one year17€106k€85k▼
Financial debts170/4€106k€85k▼
Amounts payable within one year42/48€72k€88k▲
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€5k€17k▲
Suppliers440/4€5k€17k▲
Taxes, remuneration and social security45€33k€46k▲
Taxes450/3€32k€39k▲
Remuneration and social security454/9€726€7k▲
Other amounts payable47/48€14k€4k▼
Accrued charges and deferred income492/3€2k€728▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€17k▲
Other operating charges640/8€3k€6k▲
Gross operating margin9900€182k€168k▼
Operating profit (loss)9901€166k€146k▼
Financial income75/76B€693€3k▲
Recurring financial income75€693€3k▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€162k€144k▼
Income taxes67/77€51k€47k▼
Profit (loss) for the period9904€111k€98k▼
Profit (loss) for the period to be appropriated9905€111k€98k▼
Appropriation of the result
Profit (loss) to be appropriated9906€111k€98k▼
Transfer to equity691/2€111k€98k▼
To other reserves6921€111k€98k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity doublescurrent ratio 3.79
Current ratio from 1.75 to 3.79; short-term debt falls from €171k to €72k.
30-06
Financial
Equity above €200kEq €293k ▲60.6%
6 profitable years in a row build equity to €293k.
2023
07-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €127k ▲221%
Operating result €179k, net result €127k, both a record.
30-06
Financial
Equity above €150kEq €182k ▲29.7%
5 profitable years in a row build equity to €182k.
2022
23-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €100kEq €101k ▲101%
3 profitable years in a row build equity to €101k.
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 1.08
Current ratio from 0.51 to 1.08; short-term debt falls from €109k to €101k.
Show earlier events
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
18-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2012
Ground area
2,687 m²
Building footprint
256 m²
Volume, LiDAR
1,762 m³
2 parcels, Brussels, Wallonia · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MCK
since 20122.205.881.948
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091B0013/00E000 | Wallonia | 2,446 m² | 1 · 172 m² | 8.2 m · 2 fl. |
| 21362B0299/00E006 | Brussels | 241 m² | 1 · 84 m² | 13.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DLVP
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Of 22,056 companies in sector 69101 we hold annual accounts for 9,055. 6,329 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2012
Fiscal year end30-06
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.