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MC VINS

Active
Rue Hovémont 103 ·4910 Theux, Belgium
KBO/BCE: BE 0802.110.816
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Age3 yrs
Real estate1 parcel · 205 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MC VINS is 2.8% (moderate). The 2024 annual accounts show equity of €3k and a net result of €-11k. Its solvency ranks better than 28% of 3354 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 28-08-2025 28 d late 2025-00419690
31-12-2023 31-07-2024 27-09-2024 58 d late 2024-00474534

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-11k
Working capital€-3k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 2.4% 25.2%
better than 28% of 3354 sector peers
Net result €-11k €4k
better than 18% of 3341 sector peers
Equity €3k €23k
better than 31% of 3361 sector peers
Gross operating margin €344 €19k
better than 26% of 3327 sector peers
Staff costs €195 €27k
higher than 8% of 938 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€149
Net profit€-11k
Cash flow€-4k
Staff costs€195
Income taxes-
Dividends-
Total assets€141k
Equity€3k
Debt€137k
of which ≤ 1y€94k
of which > 1y€43k
Working capital€-3k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.97
Quick ratio0.33
Working capital ratio-2.0%
Solvency2.4%
Debt / equity40.63
Long-term debt ratio12.74
Interest coverage0.03
Gross margin-
Net margin-
ROA-8.1%
ROE-335.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€141k
Fixed assets 21/28€49k
Intangible fixed assets 21€41k
Tangible fixed assets 22/27€8k
Financial fixed assets 28€214
Current assets 29/58€91k
Stocks & contracts in progress 3€60k
Amounts receivable within one year 40/41€19k
Cash & bank 54/58€11k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€141k
Equity 10/15€3k
Contributions / capital 10/11€15k
Accumulated profits (losses) 14€-12k
Amounts payable 17/49€137k
Amounts payable after one year 17€43k
Amounts payable within one year 42/48€94k
Trade debts payable within one year 44€48k
Income statement
Gross operating margin 9900€344
Operating result 9901€-7k
Financial income 75€24
Financial charges 65€4k
Result before taxes 9903€-11k
Net result for the period 9904€-11k
Result to be appropriated 9905€-11k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
5 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Hovémont 1034910 Theux

Establishment units

1 location
MC VINS
Rue Hovémont 103, 4910 TheuxHandelsbemiddeling in de groothandel in voedings- en genotmiddelen
since 20232.347.647.250
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area205 m²
Buildings1
Building footprint192 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63076C0600/00L000 Wallonia 205 m² 1 · 192 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health5Profitability0Solvency12Growth-Stability79
24 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 5
Profitability 0
Solvency 12
Growth -
Stability 79

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 178 of the 1,652 companies in this sector. 82 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Handelsbemiddeling in voedings- en genotmiddelen46170Handelsbemiddeling in de groothandel in voedings- en genotmiddelen46170
Primary activity highlighted.
Names & trade names
Legal nameFR MC VINS
Registered office
Rue Hovémont 103
4910 Theux, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.