MC SHAMROCK
ActiveSummary
MC SHAMROCK has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 58% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-8
Solvency63▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.49 in 2024; short-term debt: 17.3% and cash: 27.5% of total assets), but 62.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.7%
Return on assets
9.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €103k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
30 d early
2023
50 d early
2022
32 d early
2021
44 d early
2020
1 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 34.7%
2024 · €76k
2018: €-27k
2019: €-12k
2020: €-30k
2021: €-27k
2022: €-22k
2023: €29k
2024: €76k
2018 → 2025
Total assets
€273k▼ 5.3%
2024 · €288k
2018: €494k
2019: €462k
2020: €400k
2021: €351k
2022: €313k
2023: €299k
2024: €288k
2018 → 2025
Net result
€27k▼ 43.6%
2024 · €47k
2018: €-8k
2019: €14k
2020: €-18k
2021: €3k
2022: €5k
2023: €51k
2024: €47k
2018 → 2025
Working capital
€28k▲ 9.6%
2024 · €26k
2018: €-26k
2019: €-18k
2020: €-24k
2021: €-26k
2022: €-25k
2023: €17k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-27k-€-22k▲ 17.6%€29k€76k▲ 161%€103k▲ 34.7%
Operating result€17k-€16k▼ 3.8%€61k▲ 279%€66k▲ 7.9%€45k▼ 31.7%
Net result€3k-€5k▲ 39.0%€51k▲ 990%€47k▼ 8.3%€27k▼ 43.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €273k
Fixed assets
€197k ▼ 5.6%
Current assets
€75k ▼ 4.5%
Equity and liabilities €273k
Equity
€103k ▲ 34.7%
Debt
€170k ▼ 19.8%
Debt's share of the balance-sheet total falls from 73.5% to 62.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€78k▼
2024 · €96k
Cash flow
€60k▼
2024 · €78k
Current ratio
1.60▲
2024 · 1.49
Quick ratio
1.59▲
2024 · 1.48
Debt to equity
1.65▼
2024 · 2.77
ROE
25.8%▼
2024 · 61.6%
ROA
9.7%▼
2024 · 16.3%
Interest coverage
11.89▼
2024 · 12.98
Debt ≤ 1 year
€47k▼
2024 · €53k
Debt > 1 year
€123k▼
2024 · €159k
Income taxes
€12k▲
2024 · €11k
Staff costs
€11k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€288k€273k▼
Fixed assets21/28€209k€197k▼
Tangible fixed assets22/27€209k€197k▼
Land and buildings22€192k€168k▼
Plant, machinery and equipment23€17k€29k▲
Current assets29/58€79k€75k▼
Stocks and contracts in progress3€401€306▼
Stocks30/36€401€306▼
Cash at bank and in hand54/58€78k€75k▼
Equity and liabilities
Total equity and liabilities10/49€288k€273k▼
Equity10/15€76k€103k▲
Contributions10/11€52k€52k=
Reserves13€24k€51k▲
Distributable reserves133€24k€51k▲
Profit (loss) carried forward14€370€405▲
Amounts payable17/49€212k€170k▼
Amounts payable after more than one year17€159k€123k▼
Financial debts170/4€144k€108k▼
Other amounts payable178/9€15k€15k=
Amounts payable within one year42/48€53k€47k▼
Current portion of amounts payable after more than one year42€35k€36k▲
Trade debts44€5k€752▼
Suppliers440/4€5k€752▼
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€12k€8k▼
Remuneration and social security454/9€948€1k▲
Other amounts payable47/48€1k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€8k€11k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€33k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€111k€96k▼
Operating profit (loss)9901€66k€45k▼
Financial income75/76B€0€35▲
Recurring financial income75€0€35▲
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€58k€38k▼
Income taxes67/77€11k€12k▲
Profit (loss) for the period9904€47k€27k▼
Profit (loss) for the period to be appropriated9905€47k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€27k▲
Profit (loss) brought forward from the previous period14P€-23k€370▲
Transfer to equity691/2€24k€27k▲
To other reserves6921€24k€27k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €103k ▲34.7%
5 profitable years in a row build equity to €103k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €51k ▲990%
Net result €51k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 1.37
Current ratio from 0.66 to 1.37; short-term debt falls from €73k to €46k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-18k ▼226%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Floreffe · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Arthur-Patiny 475150 FloreffeGround area
4,559 m²
Building footprint
347 m²
Volume, LiDAR
1,797 m³
2 parcels, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
O' Bul
since 20132.215.955.201
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92045G0520/00C000 | Wallonia | 3,284 m² | 1 · 198 m² | 8.3 m · 2 fl. |
| 92041A0039/00F003 | Wallonia | 1,275 m² | 1 · 148 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,000 companies in sector 96102 we hold annual accounts for 459. 350 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2013
Fiscal year end31-12
Activities, NACEBEL 2025
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mcshamrocksprl@gmail.com
Phone:0479/49.79.31