MC Cleaning Systems
ActiveSummary
The computed 12-month bankruptcy probability of MC Cleaning Systems is 2.5% (moderate). The annual accounts of MC Cleaning Systems for fiscal year 2025 show a net loss of 85% of total assets and of 61% of the equity at the start of that year. The 2025 annual accounts show equity of €15k and a net result of €-23k. Equity is shrinking by ~39.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 70% of 1517 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-11
Solvency80▲+20
Growth32=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.74 against 0.76 in 2024; short-term debt: 45.4% and cash: 0.6% of total assets), and 45.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.6%
Return on assets
-84.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-23k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
42 d late
2022
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 60.9%
2024 · €38k
2022: €48k
2023: €61k
2024: €38k
2022 → 2025
Total assets
€27k▼ 75.1%
2024 · €109k
2022: €193k
2023: €306k
2024: €109k
2022 → 2025
Net result
€-23k▲ 2.7%
2024 · €-24k
2022: €55k
2023: €13k
2024: €-24k
2022 → 2025
Working capital
€-3k▲ 72.8%
2024 · €-12k
2022: €-25k
2023: €416
2024: €-12k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€48k-€61k▲ 26.8%€38k▼ 38.5%€15k▼ 60.9%
Operating result€65k-€22k▼ 66.5%€-18k€-23k▼ 28.1%
Net result€55k-€13k▼ 76.6%€-24k€-23k▲ 2.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23k in 2025 against €18k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27k
Fixed assets
€18k ▼ 75.1%
Current assets
€9k ▼ 75.2%
Equity and liabilities €27k
Equity
€15k ▼ 60.9%
Debt
€12k ▼ 82.7%
Debt's share of the balance-sheet total falls from 65.3% to 45.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-16k▼
2024 · €8k
Cash flow
€-16k▼
2024 · €2k
Current ratio
0.74▼
2024 · 0.76
Debt to equity
0.83▼
2024 · 1.89
ROE
-155.5%▼
2024 · -62.5%
ROA
-84.8%▼
2024 · -21.7%
Interest coverage
-39.68▼
2024 · 1.37
Debt ≤ 1 year
€12k▼
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€109k€27k▼
Fixed assets21/28€72k€18k▼
Tangible fixed assets22/27€72k€18k▼
Plant, machinery and equipment23€14k€8k▼
Furniture and vehicles24€47k-
Other tangible fixed assets26€11k€9k▼
Current assets29/58€37k€9k▼
Amounts receivable within one year40/41€33k€9k▼
Trade receivables40€13k€96▼
Other amounts receivable41€20k€9k▼
Cash at bank and in hand54/58€4k€149▼
Deferred charges and accrued income490/1€130-
Equity and liabilities
Total equity and liabilities10/49€109k€27k▼
Equity10/15€38k€15k▼
Contributions10/11€5k€5k=
Reserves13€33k€10k▼
Distributable reserves133€33k€10k▼
Amounts payable17/49€71k€12k▼
Amounts payable after more than one year17€23k-
Financial debts170/4€23k-
Amounts payable within one year42/48€49k€12k▼
Current portion of amounts payable after more than one year42€14k-
Trade debts44€16k€3k▼
Suppliers440/4€16k€3k▼
Taxes, remuneration and social security45€15k€92▼
Taxes450/3€15k€92▼
Other amounts payable47/48€3k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€7k▼
Other operating charges640/8€1k€340▼
Non-recurring operating charges66A-€15k
Gross operating margin9900€9k€138▼
Operating profit (loss)9901€-18k€-23k▼
Financial income75/76B€52€13▼
Recurring financial income75€52€13▼
Financial charges65/66B€6k€394▼
Recurring financial charges65€6k€394▼
Profit (loss) for the period before taxes9903€-24k€-23k▲
Income taxes67/77€107-
Profit (loss) for the period9904€-24k€-23k▲
Profit (loss) for the period to be appropriated9905€-24k€-23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€-23k▼
Profit (loss) brought forward from the previous period14P€56k-
Transfer from equity791/2-€23k
Transfer to equity691/2€33k-
To other reserves6921€33k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-24k ▼282%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 42 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonnebeke
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moorsledestraat 388980 ZonnebekeGround area
752 m²
Building footprint
189 m²
Volume, LiDAR
893 m³
Parcel 33037B0269/00A002, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33037B0269/00A002 | Flanders | 752 m² | 1 · 189 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CUMA DES CARREFOURS
BE 0872.858.557
Houyet · Eq €14,761
AUCTION-TRADING
BE 0467.183.276
Hotton · Eq €15,025
T.S. Projects
BE 0468.347.078
Pelt · Eq €15,473
FOSTYS
BE 0455.114.102
Les Bons Villers · Eq €16,163
SERARENT
BE 0837.260.448
Kelmis · Eq €16,355
Of 227 companies in sector 77310 we hold annual accounts for 124. 58 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
77310Rental and leasing activities
25110Manufacture of metal structures and parts of structures
33200Installation of industrial machinery and equipment
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
46713Wholesale trade
95220Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.