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MBV-PRO

Active
Private limited company·Detailhandel in ICT-apparatuur· 3 yrs active
Industriëlaan 21 ·7700 Mouscron, Belgium
KBO/BCE: BE 0797.660.890
Watch Print / PDF
Age3 yrs
Staff (FTE)2.2
Real estate1 parcel · 7,935 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MBV-PRO is 2.7% (moderate). The 2025 annual accounts show negative equity (€-47k) and a net result of €8k. Its solvency ranks better than 19% of 1408 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1408 sector peers (2025).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-03. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-03-2025 31-10-2025 31-10-2025 on the day 2025-00560777
31-03-2024 31-10-2024 29-11-2024 29 d late 2024-00608306

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€8k
Working capital€181k-2.3%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 31-10-2025 with the NBB · fiscal year 2025 · micro
€-150k€-100k€-50k€0€50kOperating result 2024: €-86k€-86kNet result 2024: €-105k€-105kOperating result 2025: €32k€32kNet result 2025: €8k€8k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -7.5% 23.8%
better than 19% of 1408 sector peers
Net result €8k €8k
better than 50% of 1405 sector peers
Equity €-47k €26k
better than 7% of 1409 sector peers
Gross operating margin €118k €36k
better than 80% of 1402 sector peers
Staff costs €47k €42k
higher than 53% of 596 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€70k
- 24-25
Net profit
€8k
- 24-25
Cash flow
€45k
- 24-25
Total assets
€634k
+1.1% 24-25
Equity
€-47k
+14.0% 24-25
Working capital
€181k
-2.3% 24-25
Employees (FTE)
2
+83.3% 24-25
Staff costs
€47k
+69.1% 24-25
Income taxes
€27
+187.5% 24-25
Debt
€682k
-0.1% 24-25
Debt ≤ 1y
€248k
+23.5% 24-25
Debt > 1y
€433k
-9.4% 24-25
Current ratio
1.73
-10.0% 24-25
Quick ratio
0.60
+11.3% 24-25
Solvency
-7.5%
+14.9% 24-25
Debt / equity
-14.39
-16.1% 24-25
ROE
-16.2%
- 24-25
ROA
1.2%
- 24-25
Interest coverage
2.84
- 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€70k
Net profit€8k
Cash flow€45k
Staff costs€47k
Income taxes€27
Dividends-
Total assets€634k
Equity€-47k
Debt€682k
of which ≤ 1y€248k
of which > 1y€433k
Working capital€181k
Employees (FTE)2.2
Ratios (computed)
2025
Current ratio1.73
Quick ratio0.60
Working capital ratio28.6%
Solvency-7.5%
Debt / equity-14.39
Long-term debt ratio-9.13
Interest coverage2.84
Gross margin-
Net margin-
ROA1.2%
ROE-16.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€634k
Fixed assets 21/28€205k
Intangible fixed assets 21€12k
Tangible fixed assets 22/27€188k
Financial fixed assets 28€4k
Current assets 29/58€430k
Stocks & contracts in progress 3€280k
Amounts receivable within one year 40/41€80k
Cash & bank 54/58€66k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€634k
Equity 10/15€-47k
Contributions / capital 10/11€50k
Accumulated profits (losses) 14€-97k
Amounts payable 17/49€682k
Amounts payable after one year 17€433k
Amounts payable within one year 42/48€248k
Trade debts payable within one year 44€90k
Income statement
Gross operating margin 9900€118k
Operating result 9901€32k
Financial income 75€127
Financial charges 65€25k
Result before taxes 9903€8k
Income taxes 67/77€27
Net result for the period 9904€8k
Result to be appropriated 9905€8k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
36 / 100 Weak
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Industriëlaan 217700 Mouscron

Establishment units

1 location
Bureau Vallée Mouscron
Industriëlaan 21, 7700 MouscronHandelsbemiddeling in papierwaren, kranten, boeken en tijdschriften
since 20232.341.092.624
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area7,935 m²
Buildings1
Building footprint2,747 m²
Volume (LiDAR)15,225 m³
Tallest building6.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
54007B0710/00Z000 Wallonia 7,935 m² 1 · 2,747 m² 6.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
16-08-2023
Registered-office move
All acts · 1 updated 2 years ago
2023
16-08-2023 Registered office moved within Mouscron Registered-office change
  • PLACE E. DE NECKERE 5-7700 MOUSCRON → Boulevard Industriel 21 D à 7700 Mouscron

Analysis

Snowflake analysis

financial profile on 5 axes
Health36Profitability0Solvency61Growth78Stability94
54 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 36
Profitability 0
Solvency 61
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 286 of the 3,219 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in ICT-apparatuur47400Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels47410Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels47620Detailhandel in kranten en andere tijdschriften47621Overige niet-gespecialiseerde detailhandel47120Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels47620Detailhandel in kranten en andere tijdschriften47621Detailhandel via postorderbedrijven of via internet47910Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Reparatie en onderhoud van computers en communicatieapparatuur95100Reparatie van computers en randapparatuur95110
Primary activity highlighted.
Names & trade names
Legal nameFR MBV-PRO
Registered office
Industriëlaan 21 bus D
7700 Mouscron, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.