MBC
ActiveSummary
MBC has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €42k. Equity is growing by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 45% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+6
Solvency49▼-5
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 1.45 in 2024; short-term debt: 37.9% and cash: 16.1% of total assets), but 76.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.7%
Return on assets
9.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
20 d late
2024
28 d late
2023
21 d late
2022
26 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€412k
EBIT margin
10.8%
Net result
€42k▲ 378%
2024 · €9k
2022: €33k
2023: €4k
2024: €9k
2022 → 2025
Working capital
€213k▲ 381%
2024 · €44k
2022: €36k
2023: €41k
2024: €44k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€412k-
Equity€53k-€57k▲ 6.7%€66k▲ 15.6%€108k▲ 64.4%
Operating result€45k-€7k▼ 83.9%€13k▲ 86.5%€59k▲ 340%
Net result€33k-€4k▼ 89.3%€9k▲ 148%€42k▲ 378%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 340% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €458k
Fixed assets
€72k ▼ 15.8%
Current assets
€386k ▲ 170%
Equity and liabilities €458k
Equity
€108k ▲ 64.4%
Debt
€349k ▲ 115%
Debt's share of the balance-sheet total rises from 71.2% to 76.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€83k▲
2024 · €28k
Cash flow
€66k▲
2024 · €24k
Current ratio
2.23▲
2024 · 1.45
Quick ratio
0.98▼
2024 · 1.33
Debt to equity
3.22▲
2024 · 2.47
ROE
39.2%▲
2024 · 13.5%
ROA
9.3%▲
2024 · 3.9%
Interest coverage
10.17▼
2024 · 11.16
Debt ≤ 1 year
€173k▲
2024 · €99k
Debt > 1 year
€175k▲
2024 · €63k
Income taxes
€12k▲
2024 · €3k
Staff costs
€53k▲
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€229k€458k▲
Formation expenses20€432€137▼
Fixed assets21/28€85k€72k▼
Tangible fixed assets22/27€85k€71k▼
Plant, machinery and equipment23€3k€7k▲
Furniture and vehicles24€81k€64k▼
Financial fixed assets28€600€600=
Current assets29/58€143k€386k▲
Stocks and contracts in progress3€12k€216k▲
Stocks30/36€4k€202k▲
Contracts in progress37€8k€14k▲
Amounts receivable within one year40/41€86k€91k▲
Trade receivables40€48k€66k▲
Other amounts receivable41€38k€25k▼
Cash at bank and in hand54/58€35k€74k▲
Deferred charges and accrued income490/1€10k€5k▼
Equity and liabilities
Total equity and liabilities10/49€229k€458k▲
Equity10/15€66k€108k▲
Contributions10/11€20k€20k=
Reserves13€33k€33k=
Distributable reserves133€33k€33k=
Profit (loss) carried forward14€12k€55k▲
Amounts payable17/49€163k€349k▲
Amounts payable after more than one year17€63k€175k▲
Financial debts170/4€63k€175k▲
Amounts payable within one year42/48€99k€173k▲
Current portion of amounts payable after more than one year42€18k€27k▲
Trade debts44€69k€136k▲
Suppliers440/4€69k€136k▲
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€2k€404▼
Remuneration and social security454/9€9k€10k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€52k€53k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€24k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€81k€138k▲
Operating profit (loss)9901€13k€59k▲
Financial income75/76B€1k€4k▲
Recurring financial income75€1k€4k▲
Financial charges65/66B€3k€8k▲
Recurring financial charges65€3k€8k▲
Profit (loss) for the period before taxes9903€12k€55k▲
Income taxes67/77€3k€12k▲
Profit (loss) for the period9904€9k€42k▲
Profit (loss) for the period to be appropriated9905€9k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€55k▲
Profit (loss) brought forward from the previous period14P€4k€12k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Highest result since 2022net €42k ▲378%
Operating result €59k, net result €42k, both a record.
31-12
Financial
Equity above €100kEq €108k ▲64.4%
4 profitable years in a row build equity to €108k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Weakest financial yearnet €4k ▼89.3%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ooidonkdreef 129800 DeinzeGround area
843 m²
Building footprint
268 m²
Volume, LiDAR
1,077 m³
Parcel 44006B0277/00B000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MBC
since 20212.320.982.049
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44006B0277/00B000 | Flanders | 843 m² | 1 · 268 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 130 EUR awarded · 130 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 130 EUR | 130 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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A.S IMMOBILIERE
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FÉ-GO
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Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,320 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
43331Floor and wall tiling
47529Retail trade
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
77229Renting and leasing of other personal and household goods
95240Repair and maintenance of furniture and upholstery
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:gilles@mbc-vloeren.be