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MBA CONSTRUCT

Active
Private limited company·Overige gespecialiseerde bouwactiviteiten, neg· 4 yrs active
Optimismelaan 93 ·1140 Evere, Belgium
KBO/BCE: BE 0788.863.683
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MBA CONSTRUCT is 4.7% (elevated). The 2024 annual accounts show equity of €25k and a net result of €7k. Its solvency ranks better than 93% of 11088 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.7% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 93% of 11088 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 14 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 21-08-2025 21 d late 2025-00393075
31-12-2023 31-07-2024 10-07-2024 21 d early 2024-00236551

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€7k-45.9%
Working capital€22k+65.1%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 21-08-2025 with the NBB · fiscal year 2024 · micro
€0€5k€10k€15kOperating result 2023: €17k€17kNet result 2023: €13k€13kOperating result 2024: €11k€11kNet result 2024: €7k€7k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 82.2% 40.9%
better than 93% of 11088 sector peers
Net result €7k €11k
better than 41% of 11070 sector peers
Equity €25k €34k
better than 41% of 11091 sector peers
Gross operating margin €28k €35k
better than 43% of 11060 sector peers
Staff costs €15k €25k
higher than 43% of 4038 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€12k
-40.0% 23-24
Net profit
€7k
-45.9% 23-24
Cash flow
€9k
-48.1% 23-24
Total assets
€31k
-16.4% 23-24
Equity
€25k
+39.2% 23-24
Working capital
€22k
+65.1% 23-24
Staff costs
€15k
-11.0% 23-24
Income taxes
€2k
-46.3% 23-24
Debt
€5k
-70.6% 23-24
Debt ≤ 1y
€5k
-70.6% 23-24
Current ratio
5.07
+194.1% 23-24
Quick ratio
5.07
+194.1% 23-24
Solvency
82.2%
+66.6% 23-24
Debt / equity
0.22
-78.9% 23-24
ROE
28.2%
-61.1% 23-24
ROA
23.1%
-35.3% 23-24
Interest coverage
6.56
-89.6% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€12k
Net profit€7k
Cash flow€9k
Staff costs€15k
Income taxes€2k
Dividends-
Total assets€31k
Equity€25k
Debt€5k
of which ≤ 1y€5k
of which > 1y-
Working capital€22k
Employees (FTE)-
Ratios (computed)
2024
Current ratio5.07
Quick ratio5.07
Working capital ratio72.6%
Solvency82.2%
Debt / equity0.22
Long-term debt ratio-
Interest coverage6.56
Gross margin-
Net margin-
ROA23.1%
ROE28.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€31k
Fixed assets 21/28€2k
Formation expenses 20€784
Tangible fixed assets 22/27€2k
Current assets 29/58€28k
Amounts receivable within one year 40/41€19k
Cash & bank 54/58€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€31k
Equity 10/15€25k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€20k
Amounts payable 17/49€5k
Amounts payable within one year 42/48€5k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€28k
Operating result 9901€11k
Financial income 75€108
Financial charges 65€2k
Result before taxes 9903€9k
Income taxes 67/77€2k
Net result for the period 9904€7k
Result to be appropriated 9905€7k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
8 companies at this address See who is registered here

Establishment units

1 location
MBA CONSTRUCT
Optimismelaan 93, 1140 EvereVervaardiging van metalen constructiewerken of gebinten voor de bouw
since 20222.334.155.837
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area8,582 m²
Buildings1
Building footprint997 m²
Volume (LiDAR)36,932 m³
Tallest building41.7 m · ±12 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21372D0122/00N000 Brussels 8,582 m² 1 · 997 m² 41.7 m · 12 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth52Stability94
88 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 100
Growth 52
Stability 94

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Loodgieterswerk43221Sanitaire werkzaamheden43221
Primary activity highlighted.
Names & trade names
Legal nameFR MBA CONSTRUCT
Registered office
Optimismelaan 93 bus 22
1140 Evere, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.