MB Nightwear
ActiveSummary
MB Nightwear has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €22k. Equity is growing by ~30.7% per year across the filed fiscal years. Its solvency ranks better than 31% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-16
Solvency51▲+5
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 0.73 in 2024; short-term debt: 35.5% and cash: 10.6% of total assets), but 73.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.2%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
15 d early
2024
31 d early
2023
8 d early
2022
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€123k▲ 21.6%
2024 · €101k
2022: €48k
2023: €68k
2024: €101k
2022 → 2025
Total assets
€470k▼ 3.6%
2024 · €488k
2022: €134k
2023: €228k
2024: €488k
2022 → 2025
Net result
€22k▼ 33.6%
2024 · €33k
2022: €23k
2023: €21k
2024: €33k
2022 → 2025
Working capital
€105k
2024 · €-98k
2022: €13k
2023: €30k
2024: €-98k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€48k-€68k▲ 43.6%€101k▲ 48.3%€123k▲ 21.6%
Operating result€38k-€46k▲ 21.1%€60k▲ 31.6%€62k▲ 3.1%
Net result€23k-€21k▼ 8.2%€33k▲ 59.2%€22k▼ 33.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €470k
Fixed assets
€199k ▼ 10.7%
Current assets
€272k ▲ 2.3%
Equity and liabilities €470k
Equity
€123k ▲ 21.6%
Debt
€347k ▼ 10.2%
Debt's share of the balance-sheet total falls from 79.3% to 73.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€87k▲
2024 · €71k
Cash flow
€46k▲
2024 · €44k
Current ratio
1.63▲
2024 · 0.73
Quick ratio
0.63▲
2024 · 0.32
Debt to equity
2.82▼
2024 · 3.82
ROE
17.8%▼
2024 · 32.6%
ROA
4.7%▼
2024 · 6.8%
Interest coverage
2.15▼
2024 · 3.70
Debt ≤ 1 year
€167k▼
2024 · €364k
Debt > 1 year
€181k▲
2024 · €23k
Income taxes
€10k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€488k€470k▼
Fixed assets21/28€222k€199k▼
Intangible fixed assets21€216k€192k▼
Tangible fixed assets22/27-€675
Furniture and vehicles24-€675
Financial fixed assets28€6k€6k=
Current assets29/58€266k€272k▲
Stocks and contracts in progress3€148k€167k▲
Stocks30/36€148k€167k▲
Amounts receivable within one year40/41€53k€47k▼
Trade receivables40€53k€29k▼
Other amounts receivable41€0€18k▲
Current investments50/53-€5k
Cash at bank and in hand54/58€64k€50k▼
Deferred charges and accrued income490/1€964€3k▲
Equity and liabilities
Total equity and liabilities10/49€488k€470k▼
Equity10/15€101k€123k▲
Contributions10/11€25k€25k=
Reserves13€76k€98k▲
Distributable reserves133€76k€98k▲
Amounts payable17/49€387k€347k▼
Amounts payable after more than one year17€23k€181k▲
Financial debts170/4€23k€181k▲
Amounts payable within one year42/48€364k€167k▼
Current portion of amounts payable after more than one year42€23k€58k▲
Trade debts44€244k€46k▼
Suppliers440/4€244k€46k▼
Taxes, remuneration and social security45€40k€6k▼
Taxes450/3€40k€6k▼
Other amounts payable47/48€56k€56k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€24k▲
Other operating charges640/8€252€597▲
Gross operating margin9900€71k€87k▲
Operating profit (loss)9901€60k€62k▲
Financial income75/76B€968€10k▲
Recurring financial income75€968€10k▲
Financial charges65/66B€19k€40k▲
Recurring financial charges65€19k€40k▲
Profit (loss) for the period before taxes9903€42k€32k▼
Income taxes67/77€9k€10k▲
Profit (loss) for the period9904€33k€22k▼
Profit (loss) for the period to be appropriated9905€33k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€22k▼
Transfer to equity691/2€33k€22k▼
To other reserves6921€33k€22k▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 1.63
Current ratio from 0.73 to 1.63; short-term debt falls from €364k to €167k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2022net €33k ▲59.2%
Net result €33k, the highest in the series.
31-12
Financial
Equity above €100kEq €101k ▲48.3%
3 profitable years in a row build equity to €101k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €21k ▼8.2%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keiberg(H) 108551 ZwevegemGround area
1.1 ha
Building footprint
2,765 m²
Volume, LiDAR
4,617 m³
2 parcels, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MB Wear
since 20222.329.241.994
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34014B1018/00F000 | Flanders | 6,882 m² | 1 · 876 m² | 10.8 m · 2 fl. |
| 34453E0219/00H002 | Flanders | 4,166 m² | 1 · 1,889 m² | 6.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GALIS
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Of 44 companies in sector 46422 we hold annual accounts for 23. 12 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
46422Wholesale trade
46423Wholesale of clothing, excluding workwear and underwear
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:melissa@mb-fashion.be