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MAYIO

Active
Private limited company·Groothandel in andere voedingsmiddelen, neg· 4 yrs active
Sint-Jobsplein 27 ·1180 Ukkel, Belgium
KBO/BCE: BE 0785.976.845
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Age4 yrs
Board2

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MAYIO is 4.3% (elevated). The 2024 annual accounts show equity of €18k and a net result of €-14k. Its solvency ranks better than 78% of 3378 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.3% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate region +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

2 signals · with evidence
Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
View the result trend
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 78% of 3378 peers (2024). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 11-07-2025 20 d early 2025-00258906
31-12-2023 31-07-2024 26-06-2024 35 d early 2024-00165855

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-14k+70.7%
Working capital€17k-43.4%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 11-07-2025 with the NBB · fiscal year 2024 · micro
€-60k€-40k€-20k€0Operating result 2023: €-48k€-48kNet result 2023: €-48k€-48kOperating result 2024: €-14k€-14kNet result 2024: €-14k€-14k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 63.5% 25.2%
better than 78% of 3378 sector peers
Net result €-14k €4k
better than 16% of 3365 sector peers
Equity €18k €23k
better than 47% of 3385 sector peers
Gross operating margin €-13k €19k
better than 10% of 3351 sector peers
Total assets €28k €105k
better than 20% of 3383 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-13k
+71.7% 23-24
Net profit
€-14k
+70.7% 23-24
Cash flow
€-13k
+71.6% 23-24
Total assets
€28k
-52.9% 23-24
Equity
€18k
-43.7% 23-24
Working capital
€17k
-43.4% 23-24
Debt
€10k
-63.4% 23-24
Debt ≤ 1y
€10k
-63.4% 23-24
Current ratio
2.68
+28.4% 23-24
Quick ratio
2.68
+28.4% 23-24
Solvency
63.5%
+19.6% 23-24
Debt / equity
0.57
-35.0% 23-24
ROE
-77.6%
+48.0% 23-24
ROA
-49.3%
+37.8% 23-24
Interest coverage
-122.29
+70.3% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-13k
Net profit€-14k
Cash flow€-13k
Staff costs-
Income taxes-
Dividends-
Total assets€28k
Equity€18k
Debt€10k
of which ≤ 1y€10k
of which > 1y-
Working capital€17k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.68
Quick ratio2.68
Working capital ratio61.4%
Solvency63.5%
Debt / equity0.57
Long-term debt ratio-
Interest coverage-122.29
Gross margin-
Net margin-
ROA-49.3%
ROE-77.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€28k
Fixed assets 21/28€606
Tangible fixed assets 22/27€606
Current assets 29/58€28k
Amounts receivable within one year 40/41€473
Cash & bank 54/58€27k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€28k
Equity 10/15€18k
Contributions / capital 10/11€80k
Accumulated profits (losses) 14€-62k
Amounts payable 17/49€10k
Amounts payable within one year 42/48€10k
Trade debts payable within one year 44€277
Income statement
Gross operating margin 9900€-13k
Operating result 9901€-14k
Financial income 75€17
Financial charges 65€109
Result before taxes 9903€-14k
Net result for the period 9904€-14k
Result to be appropriated 9905€-14k
You are seeing the latest fiscal year only. 1 prior year (figures + ratios) is in a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
60 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

3 directors
Current directors & mandates
  • MAMAT BVBALegal entity
    Director (executive)
    State Gazette act 23053676 (20-04-2023)
    Current
    15-02-2023 → present
  • WILLIAMSON Hugues
    Director (executive)
    State Gazette act 22383396 (19-12-2022)
    Current
    19-12-2022 → present
    2 events
    • 15-02-2023 Resigned· Director (executive)
    • 19-12-2022 Appointed· Director (executive)
Former directors (1)
  • ABEL BOUALEM
    Director (executive)
    State Gazette act 23053676 (20-04-2023)
    Former
    - → 15-02-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Groothandel in andere voedingsmiddelen, neg(46389)
Legal form Private limited company(610)
Incorporation12-05-2022
StatusActive
Postal code1180

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sint-Jobsplein 271180 Ukkel

Establishment units

1 location
Moya
Sint-Jobsplein 29, 1180 UkkelOverige gespecialiseerde groothandel in voedingswaren, neg
since 20222.340.289.702
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area535 m²
Buildings2
Building footprint298 m²
Volume (LiDAR)2,273 m³
Tallest building17.4 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21612D0322/00A002 Brussels 297 m² 1 · 196 m² 17.4 m · 1 fl.
21612D0331/00M000 Brussels 238 m² 1 · 102 m² 14.8 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
All acts · 2 updated 3 years ago
2023
20-04-2023 1 director appointed, 2 resigning Director changes
  • MAMAT BVBA, Directeur
  • ABEL BOUALEM, Directeur
  • HUGUES WILLIAMSON, Directeur
2022
19-12-2022 WILLIAMSON Hugues appointed as director (executive) Director changes·Olivier Brouwers
  • WILLIAMSON Hugues, Directeur
Notary: Olivier Brouwers · Ixelles

Analysis

Snowflake analysis

financial profile on 5 axes
Health60Profitability0Solvency99Growth58Stability94
62 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 60
Profitability 0
Solvency 99
Growth 58
Stability 94

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Groothandel in andere voedingsmiddelen, n.e.g.46389Groothandel in andere voedingsmiddelen, neg46389Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999
Primary activity highlighted.
Names & trade names
Legal nameFR MAYIO
Registered office
Sint-Jobsplein 27
1180 Ukkel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.