MAXBUD
ActiveSummary
MAXBUD has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €13k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 51% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+8
Solvency69▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 2.25 in 2024; short-term debt: 53.5% and cash: 0.7% of total assets), but 55.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.2%
Return on assets
9.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
75 d late
2023
30 d late
2022
12 d early
2021
18 d early
2020
29 d early
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▼ 49.5%
2024 · €118k
2018: €51k
2019: €58k
2020: €62k
2021: €89k
2022: €84k
2023: €129k
2024: €118k
2018 → 2025
Total assets
€135k▼ 34.0%
2024 · €205k
2018: €156k
2019: €196k
2020: €251k
2021: €193k
2022: €134k
2023: €240k
2024: €205k
2018 → 2025
Net result
€13k▲ 83.7%
2024 · €7k
2018: €1k
2019: €7k
2020: €4k
2021: €27k
2022: €-5k
2023: €45k
2024: €7k
2018 → 2025
Working capital
€52k▼ 44.1%
2024 · €94k
2018: €50k
2019: €58k
2020: €62k
2021: €80k
2022: €51k
2023: €106k
2024: €94k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€84k▼ 5.6%€129k▲ 53.4%€118k▼ 8.1%€60k▼ 49.5%
Operating result€38k-€-2k€62k€15k▼ 76.1%€21k▲ 40.5%
Net result€27k-€-5k€45k€7k▼ 84.0%€13k▲ 83.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 41% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets
€10k ▼ 70.8%
Current assets
€125k ▼ 26.3%
Equity and liabilities €135k
Equity
€60k ▼ 49.5%
Debt
€75k ▼ 12.8%
Debt's share of the balance-sheet total rises from 42.2% to 55.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€33k▼
2024 · €40k
Cash flow
€25k▼
2024 · €33k
Current ratio
1.73▼
2024 · 2.25
Quick ratio
1.59▼
2024 · 2.12
Debt to equity
1.26▲
2024 · 0.73
ROE
22.0%▲
2024 · 6.1%
ROA
9.7%▲
2024 · 3.5%
Interest coverage
18.54▼
2024 · 21.28
Debt ≤ 1 year
€72k▼
2024 · €75k
Debt > 1 year
€3k▼
2024 · €11k
Income taxes
€6k▲
2024 · €6k
Staff costs
€-468▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€205k€135k▼
Fixed assets21/28€35k€10k▼
Tangible fixed assets22/27€34k€9k▼
Plant, machinery and equipment23€3k€537▼
Furniture and vehicles24€31k€8k▼
Financial fixed assets28€1k€1k▲
Current assets29/58€169k€125k▼
Stocks and contracts in progress3€10k€10k=
Stocks30/36€10k€10k=
Amounts receivable within one year40/41€138k€114k▼
Trade receivables40€138k€108k▼
Other amounts receivable41-€6k
Cash at bank and in hand54/58€18k€907▼
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€205k€135k▼
Equity10/15€118k€60k▼
Contributions10/11€6k€6k=
Reserves13€112k€54k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€110k€52k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€86k€75k▼
Amounts payable after more than one year17€11k€3k▼
Financial debts170/4€11k€3k▼
Amounts payable within one year42/48€75k€72k▼
Current portion of amounts payable after more than one year42€16k€10k▼
Trade debts44€20k€16k▼
Suppliers440/4€20k€16k▼
Taxes, remuneration and social security45€22k€40k▲
Taxes450/3€21k€17k▼
Remuneration and social security454/9€1k€24k▲
Other amounts payable47/48€17k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€5k€-468▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€12k▼
Other operating charges640/8€9k€3k▼
Non-recurring operating charges66A-€5k
Gross operating margin9900€54k€40k▼
Operating profit (loss)9901€15k€21k▲
Financial income75/76B€0€20▲
Recurring financial income75€0€20▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€13k€19k▲
Income taxes67/77€6k€6k▲
Profit (loss) for the period9904€7k€13k▲
Profit (loss) for the period to be appropriated9905€7k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€13k▲
Transfer from equity791/2€10k€70k▲
Transfer to equity691/2€0€12k▲
To other reserves6921€0€12k▲
Profit to be distributed694/7€18k€72k▲
Return on contributions (dividend)694€18k€72k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 75 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €45k
Net result €45k after one loss-making year.
31-12
Financial
Equity above €100kEq €129k ▲53.4%
Equity rises from €84k to €129k.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
Ground area
718 m²
Building footprint
580 m²
Volume, LiDAR
8,601 m³
2 parcels, Flanders · tallest building 19.2 m, ±6 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Maxbud
since 20132.227.231.252
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11002A0693/00L000 | Flanders | 614 m² | 1 · 477 m² | 18.7 m · 5 fl. |
| 11811L3716/00G000 | Flanders | 103 m² | 1 · 103 m² | 19.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 3 entries · 4,000 EUR awarded · 4,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 500 EUR | 500 EUR |
| 2022 | 2 | 3,500 EUR | 3,500 EUR |
Schemes
Aanwervingsincentive voor langdurig werkzoekenden (AWI) - Stopgezet
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
3 endedPolyvalent administratief ondersteuner (vwo)
Polyvalent administratief ondersteuner duaal (so)
Administratief medewerker (so)
Similar companies · same sector, comparable size
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JAN SIONGERS
BE 0899.281.753
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HC BOUWKRACHT
BE 0802.811.986
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PROMO CONCEPT
BE 0673.969.361
Namur · Eq €59,734
Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 13,182 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-11-2013
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.