MAVOM
ActiveSummary
MAVOM has been active since 1948 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €551k and a net result of €319k. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 48% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+7
Solvency67▼-9
Growth59=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.99 in 2024; short-term debt: 58.2% and cash: 9.7% of total assets), but 58.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.8%
Return on assets
24.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
80 d early
2024
54 d late
2023
75 d early
2022
70 d early
2021
95 d early
2020
38 d early
2019
92 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€5.96M▲ 17.3%
2020 · €5.08M
2020: €5.08M
2020 → 2022
EBIT margin
4.1%▲ 0.1pp
2020 · 4.1%
2020: 4.1%
2020 → 2022
Net result
€319k▲ 36.1%
2024 · €234k
2018: €108k
2019: €117k
2020: €120k
2021: €131k
2022: €136k
2023: €151k
2024: €234k
2018 → 2025
Working capital
€520k▼ 13.5%
2024 · €601k
2018: €747k
2019: €735k
2020: €660k
2021: €641k
2022: €630k
2023: €630k
2024: €601k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€5.96M
Equity€661k-€647k▼ 2.2%€648k▲ 0.2%€633k▼ 2.4%€551k▼ 12.8%
Operating result€231k-€247k▲ 6.7%€286k▲ 16.0%€368k▲ 28.7%€449k▲ 21.9%
Net result€131k-€136k▲ 3.6%€151k▲ 11.4%€234k▲ 54.8%€319k▲ 36.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.32M
Fixed assets
€32k ▲ 0.5%
Current assets
€1.29M ▲ 6.6%
Equity and liabilities €1.32M
Equity
€551k ▼ 12.8%
Debt
€767k ▲ 26.6%
Debt's share of the balance-sheet total rises from 48.9% to 58.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€454k▲
2024 · €373k
Cash flow
€324k▲
2024 · €239k
Current ratio
1.68▼
2024 · 1.99
Debt to equity
1.39▲
2024 · 0.96
ROE
57.8%▲
2024 · 37.0%
ROA
24.2%▲
2024 · 18.9%
Interest coverage
13.46▲
2024 · 9.96
Debt ≤ 1 year
€767k▲
2024 · €606k
Income taxes
€96k▼
2024 · €97k
Staff costs
€1.41M▲
2024 · €1.39M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.32M▲
Fixed assets21/28€32k€32k▲
Tangible fixed assets22/27€12k€12k▼
Furniture and vehicles24€12k€12k▼
Financial fixed assets28€20k€20k▲
Current assets29/58€1.21M€1.29M▲
Stocks and contracts in progress3€727-
Stocks30/36€727-
Amounts receivable within one year40/41€1.07M€1.15M▲
Trade receivables40€877k€865k▼
Other amounts receivable41€195k€283k▲
Cash at bank and in hand54/58€120k€127k▲
Deferred charges and accrued income490/1€13k€12k▼
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.32M▲
Equity10/15€633k€551k▼
Contributions10/11€400k€400k=
Capital10€400k€400k=
Issued capital100€400k€400k=
Reserves13€40k€40k=
Non-distributable reserves130/1€40k€40k=
Legal reserve130€40k€40k=
Profit (loss) carried forward14€193k€111k▼
Amounts payable17/49€606k€767k▲
Amounts payable within one year42/48€606k€767k▲
Trade debts44€77k€82k▲
Suppliers440/4€77k€82k▲
Taxes, remuneration and social security45€279k€285k▲
Taxes450/3€94k€104k▲
Remuneration and social security454/9€185k€181k▼
Other amounts payable47/48€250k€400k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.39M€1.41M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-377€24k▲
Other operating charges640/8€214€216▲
Gross operating margin9900€1.76M€1.89M▲
Operating profit (loss)9901€368k€449k▲
Financial charges65/66B€37k€34k▼
Recurring financial charges65€37k€34k▼
Profit (loss) for the period before taxes9903€331k€415k▲
Income taxes67/77€97k€96k▼
Profit (loss) for the period9904€234k€319k▲
Profit (loss) for the period to be appropriated9905€234k€319k▲
Appropriation of the result
Profit (loss) to be appropriated9906€443k€511k▲
Profit (loss) brought forward from the previous period14P€208k€193k▼
Profit to be distributed694/7€250k€400k▲
Return on contributions (dividend)694€250k€400k▲
Social balance
Average headcount (FTE)908713.213.7▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €319k ▲36.1%
Operating result €449k, net result €319k, both a record.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 54 days late
2024
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
19 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 1945
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Satenrozen 1A2550 KontichGround area
3,433 m²
Building footprint
641 m²
Parcel 11024G0051/00D005, Flanders. Linked by address, not a title deed.
1 establishment unit
MAVOM
since 19452.003.076.229
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024G0051/00D005 | Flanders | 3,433 m² | 1 · 641 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BLOOMCHEMAG
BE 0544.589.474
Mol · Eq €550k
Mayoly Benelux
BE 0418.839.763
Braine-l'Alleud · Eq €553k
TERRACOTTEM
BE 0436.747.646
Dentergem · Eq €549k
COSMAR
BE 0861.512.725
Schilde · Eq €548k
VYNOVA International
BE 0633.606.869
Tessenderlo-Ham · Eq €541k
Of 1,228 companies in sector 46851 we hold annual accounts for 516. 342 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-03-1948
Fiscal year end31-12
Activities, NACEBEL 2025
46851Wholesale of industrial chemicals
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.