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MAVIC

Active
Vlinderbeekstraat 4 ·8880 Ledegem, Belgium
KBO/BCE: BE 1000.230.445
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Age2 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MAVIC is 1.5% (low). The 2025 annual accounts show equity of €23k and a net result of €11k. Its solvency ranks better than 19% of 338 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 338 sector peers (2025).
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 27-05-2026 65 d early 2026-00122365
31-12-2024 31-07-2025 30-06-2025 31 d early 2025-00201325

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.5% Low
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€11k+28.2%
Working capital€-20k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 27-05-2026 with the NBB · fiscal year 2025 · verkort
€0€10k€20kOperating result 2024: €13k€13kNet result 2024: €8k€8kOperating result 2025: €23k€23kNet result 2025: €11k€11k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 7.4% 36.5%
better than 19% of 338 sector peers
Net result €11k €44k
better than 34% of 338 sector peers
Equity €23k €279k
better than 20% of 338 sector peers
Gross operating margin €38k €244k
better than 24% of 337 sector peers
Total assets €307k €1.22M
better than 21% of 338 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€37k
-26.7% 24-25
Net profit
€11k
+28.2% 24-25
Cash flow
€26k
-45.0% 24-25
Total assets
€307k
+1.7% 24-25
Equity
€23k
+90.6% 24-25
Working capital
€-20k
- 24-25
Income taxes
€3k
+16.7% 24-25
Debt
€284k
-1.9% 24-25
Show 9 other metrics
Debt ≤ 1y
€51k
+20.7% 24-25
Debt > 1y
€232k
-5.9% 24-25
Current ratio
0.62
-38.9% 24-25
Quick ratio
0.62
-38.9% 24-25
Solvency
7.4%
+87.4% 24-25
Debt / equity
12.48
-48.6% 24-25
ROE
47.5%
-32.8% 24-25
ROA
3.5%
+26.0% 24-25
Interest coverage
4.26
-85.5% 24-25
Figures by fiscal year
Fiscal year2025
Depositverkort
Revenue-
EBITDA€37k
Net profit€11k
Cash flow€26k
Staff costs-
Income taxes€3k
Dividends-
Total assets€307k
Equity€23k
Debt€284k
of which ≤ 1y€51k
of which > 1y€232k
Working capital€-20k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.62
Quick ratio0.62
Working capital ratio-6.4%
Solvency7.4%
Debt / equity12.48
Long-term debt ratio10.16
Interest coverage4.26
Gross margin-
Net margin-
ROA3.5%
ROE47.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€307k
Fixed assets 21/28€276k
Tangible fixed assets 22/27€276k
Current assets 29/58€32k
Cash & bank 54/58€31k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€307k
Equity 10/15€23k
Contributions / capital 10/11€4k
Reserves 13€19k
Amounts payable 17/49€284k
Amounts payable after one year 17€232k
Amounts payable within one year 42/48€51k
Trade debts payable within one year 44€508
Income statement
Gross operating margin 9900€38k
Operating result 9901€23k
Financial charges 65€9k
Result before taxes 9903€14k
Income taxes 67/77€3k
Net result for the period 9904€11k
Result to be appropriated 9905€11k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
56 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
MAVIC
Vlinderbeekstraat 4, 8880 LedegemHandelsbemiddeling in de groothandel in andere specifieke goederen
since 20232.349.709.885
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area4,489 m²
Buildings1
Building footprint189 m²
Volume (LiDAR)746 m³
Tallest building5.9 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36018A0250/00C000 Flanders 4,489 m² 1 · 189 m² 5.9 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured
Health56Profitability100Solvency8Growth78Stability82
65 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 56
Profitability 100
Solvency 8
Growth 78
Stability 82

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Handelsbemiddeling gespecialiseerd in andere goederen46180Handelsbemiddeling in de groothandel in andere specifieke goederen46180Holdings64200Activiteiten van holdings64210Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL MAVIC
Registered office
Vlinderbeekstraat 4
8880 Ledegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.