Maurine Langlois
ActiveSummary
Maurine Langlois has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €31k. Equity is shrinking by ~26.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 21% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+19
Solvency45▼-24
Growth58▲+6
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.76 in 2024; short-term debt: 79.5% and cash: 65.6% of total assets), and 79.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.5%
Return on assets
46.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 12707 sector peers (2025).
NBB · sector comparisonPosition among 12707 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
31 d early
2024
30 d early
2023
40 d early
2022
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 41.0%
2024 · €23k
2022: €19k
2023: €32k
2024: €23k
2022 → 2025
Total assets
€65k▲ 27.5%
2024 · €51k
2022: €38k
2023: €50k
2024: €51k
2022 → 2025
Net result
€31k▲ 215%
2024 · €10k
2022: €14k
2023: €13k
2024: €10k
2022 → 2025
Working capital
€11k▼ 47.4%
2024 · €22k
2022: €14k
2023: €25k
2024: €22k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€19k-€32k▲ 66.3%€23k▼ 28.5%€13k▼ 41.0%
Operating result€20k-€17k▼ 12.7%€17k▼ 0.8%€43k▲ 151%
Net result€14k-€13k▼ 10.3%€10k▼ 23.1%€31k▲ 215%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 151% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€2k ▲ 79.7%
Current assets
€63k ▲ 26.3%
Equity and liabilities €65k
Equity
€13k ▼ 41.0%
Debt
€52k ▲ 82.1%
Debt's share of the balance-sheet total rises from 55.7% to 79.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€44k▲
2024 · €18k
Cash flow
€32k▲
2024 · €11k
Current ratio
1.22▼
2024 · 1.76
Debt to equity
3.88▲
2024 · 1.26
ROE
228.6%▲
2024 · 42.8%
ROA
46.8%▲
2024 · 19.0%
Interest coverage
14.07▲
2024 · 4.62
Debt ≤ 1 year
€52k▲
2024 · €29k
Income taxes
€9k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€51k€65k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€1k€2k▲
Current assets29/58€50k€63k▲
Amounts receivable within one year40/41€17k€17k▼
Trade receivables40€14k€13k▼
Other amounts receivable41€4k€4k=
Cash at bank and in hand54/58€28k€43k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€51k€65k▲
Equity10/15€23k€13k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€18k€8k▼
Amounts payable17/49€29k€52k▲
Amounts payable within one year42/48€29k€52k▲
Current portion of amounts payable after more than one year42€704€704=
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€9k€9k▼
Other amounts payable47/48€17k€43k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€852€876▲
Other operating charges640/8€667€697▲
Gross operating margin9900€19k€45k▲
Operating profit (loss)9901€17k€43k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€13k€40k▲
Income taxes67/77€4k€9k▲
Profit (loss) for the period9904€10k€31k▲
Profit (loss) for the period to be appropriated9905€10k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€48k▲
Profit (loss) brought forward from the previous period14P€27k€18k▼
Profit to be distributed694/7€19k€40k▲
Return on contributions (dividend)694€19k€40k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €31k ▲215%
Operating result €43k, net result €31k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €10k ▼23.1%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voisinage de la Croatie 54101 SeraingGround area
344 m²
Building footprint
78 m²
Parcel 62058A0767/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Maurine Langlois
since 20212.324.881.251
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62058A0767/00E000 | Wallonia | 344 m² | 1 · 78 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LUDOCROUS
BE 0797.499.752
Mouscron · Eq €13,663
SEGALLEX
BE 0715.796.949
Antwerpen · Eq €13,705
LEGILEX LERUTH
BE 0663.614.513
Thuin · Eq €14,234
ACTARIS
BE 1027.560.491
Assesse · Eq €12,540
EBI
BE 1032.048.920
Retie · Eq €14,751
Of 1,019 companies in sector 69103 we hold annual accounts for 611. 272 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69103Activities of bailiffs
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.