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MATTO

Active
Private limited companyfounded 20241 yr activeGrote Markt 74, 2300 Turnhout, BelgiumKBO/BCE: BE 1016.492.001
Summary

The computed 12-month bankruptcy probability of MATTO is 2.0% (moderate). The 2025 annual accounts show equity of €231k and a net result of €226k. Its solvency ranks better than 74% of 13417 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency84
Growth-
Track record67
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days only on tighter terms
Liquidity ample (current ratio 1.83; short-term debt: 41.4% and cash: 13.7% of total assets), and 41.4% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
58.6%
Return on assets
57.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€231k
Total assets
€394k
Net result
€226k
Working capital
€135k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €394k
Fixed assets €96k
Current assets €298k
Equity and liabilities €394k
Equity €231k
Debt €163k
Debt finances 41.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€300k
Cash flow
€238k
Current ratio
1.83
Quick ratio
1.74
Debt to equity
0.71
ROE
97.8%
ROA
57.3%
Interest coverage
1650.83
Debt ≤ 1 year
€163k
Income taxes
€68k
Staff costs
€239k
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€394k
Fixed assets21/28€96k
Intangible fixed assets21€20k
Tangible fixed assets22/27€51k
Plant, machinery and equipment23€29k
Other tangible fixed assets26€22k
Financial fixed assets28€24k
Current assets29/58€298k
Stocks and contracts in progress3€15k
Stocks30/36€15k
Amounts receivable within one year40/41€229k
Trade receivables40€6k
Other amounts receivable41€223k
Current investments50/53€28
Cash at bank and in hand54/58€54k
Equity and liabilities
Total equity and liabilities10/49€394k
Equity10/15€231k
Contributions10/11€5k
Profit (loss) carried forward14€226k
Amounts payable17/49€163k
Amounts payable within one year42/48€163k
Trade debts44€55k
Suppliers440/4€55k
Taxes, remuneration and social security45€109k
Taxes450/3€80k
Remuneration and social security454/9€28k
Income statement Code2025
Remuneration, social security and pensions62€239k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k
Other operating charges640/8€12k
Gross operating margin9900€551k
Operating profit (loss)9901€288k
Financial income75/76B€6k
Recurring financial income75€6k
Financial charges65/66B€182
Recurring financial charges65€182
Profit (loss) for the period before taxes9903€294k
Income taxes67/77€68k
Profit (loss) for the period9904€226k
Profit (loss) for the period to be appropriated9905€226k
Appropriation of the result
Profit (loss) to be appropriated9906€226k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line2025
Remuneration, social security and pensions62€239k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k
Other operating charges640/8€12k
Gross operating margin9900€551k
Operating profit (loss)9901€288k
Financial income75/76B€6k
Recurring financial income75€6k
Financial charges65/66B€182
Recurring financial charges65€182
Profit (loss) for the period before taxes9903€294k
Income taxes67/77€68k
Profit (loss) for the period9904€226k
Profit (loss) for the period to be appropriated9905€226k
Line2025
Assets
Total assets20/58€394k
Fixed assets21/28€96k
Intangible fixed assets21€20k
Tangible fixed assets22/27€51k
Plant, machinery and equipment23€29k
Other tangible fixed assets26€22k
Financial fixed assets28€24k
Current assets29/58€298k
Stocks and contracts in progress3€15k
Stocks30/36€15k
Amounts receivable within one year40/41€229k
Trade receivables40€6k
Other amounts receivable41€223k
Current investments50/53€28
Cash at bank and in hand54/58€54k
Equity and liabilities
Total equity and liabilities10/49€394k
Equity10/15€231k
Contributions10/11€5k
Profit (loss) carried forward14€226k
Amounts payable17/49€163k
Amounts payable within one year42/48€163k
Trade debts44€55k
Suppliers440/4€55k
Taxes, remuneration and social security45€109k
Taxes450/3€80k
Remuneration and social security454/9€28k
Line2025
Profit (loss) for the period9904€226k
+ Depreciation and write-downs630€12k
Operating cash flow (approximation)€238k

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
868 m²
Building footprint
285 m²
Volume, LiDAR
2,270 m³
Parcel 13454Q0407/00B000, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
MATTO
Grote Markt 74, 2300 TurnhoutFood and beverage service activities
since 20242.366.417.839
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13454Q0407/00B000 Flanders 868 m² 1 · 285 m² 12.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Turnhout2.366.417.839
1 permission
Toelating · Eetgelegenheid · since 09-05-2025

Similar companies · same sector, comparable size

Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 8,239 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering

Scores and ratios are computed by Checked and are not a credit decision.