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MATTEI

Active
Private limited company·Activiteiten van eetgelegenheden met volledige bediening· 5 yrs active
Rue Saint-Martin(TOU) 35 ·7500 Tournai, Belgium
KBO/BCE: BE 0752.981.504
Watch Print / PDF
Age5 yrs
Staff (FTE)3.1
Real estate1 parcel · 236 m²

Summary

Conclusion

the dossier summarised in one paragraph

The KBO register records legal situation 050 for MATTEI (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2023 annual accounts show negative equity (€-74k) and a net result of €-85k.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

1 events
09-05-2025
Judicial reorganisation Opening
Date: 30-04-2025 · Tribunal de l’entreprise du Hainaut · collectif · Publications in State Gazette ↗

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-08-2025 30 d late 2025-00467827
31-12-2023 31-07-2024 26-07-2024 5 d early 2024-00286483
31-12-2022 31-07-2023 03-07-2023 28 d early 2023-00188281
31-12-2021 31-07-2022 31-08-2022 31 d late 2022-20365508

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
In judicial reorganisation
Ongoing procedure under court protection (Book XX WER). The company is restructuring.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-85k
Working capital€-105k-2.9%

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 30-08-2025 with the NBB · fiscal year 2024 · volledig
€-100k€-75k€-50k€-25k€0Operating result 2021: €8k€8kNet result 2021: €8k€8kOperating result 2023: €-79k€-79kNet result 2023: €-85k€-85k20212023
Operating resultNet result
EBITDA
€-57k
- 21-23
Net profit
€-85k
- 21-23
Cash flow
€-63k
- 21-23
Total assets
€149k
-3.3% 21-23
Equity
€-74k
- 21-23
Working capital
€-105k
-2.9% 21-23
Employees (FTE)
3
-6.1% 21-23
Staff costs
€127k
+109.0% 21-23
Income taxes
€123
+80.0% 21-23
Debt
€224k
+63.7% 21-23
Debt ≤ 1y
€137k
+0.2% 21-23
Debt > 1y
€87k
- 21-23
Current ratio
0.23
-7.8% 21-23
Quick ratio
0.13
-16.7% 21-23
Solvency
-49.9%
- 21-23
Debt / equity
-3.00
- 21-23
ROE
114.3%
+162.3% 21-23
ROA
-57.1%
- 21-23
Interest coverage
-10.13
- 21-23
Figures by fiscal year
Fiscal year2023
Depositvolledig
Revenue-
EBITDA€-57k
Net profit€-85k
Cash flow€-63k
Staff costs€127k
Income taxes€123
Dividends-
Total assets€149k
Equity€-74k
Debt€224k
of which ≤ 1y€137k
of which > 1y€87k
Working capital€-105k
Employees (FTE)3.1
Ratios (computed)
2023
Current ratio0.23
Quick ratio0.13
Working capital ratio-70.4%
Solvency-49.9%
Debt / equity-3.00
Long-term debt ratio-1.16
Interest coverage-10.13
Gross margin-
Net margin-
ROA-57.1%
ROE114.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€149k
Fixed assets 21/28€117k
Intangible fixed assets 21€82k
Tangible fixed assets 22/27€35k
Current assets 29/58€32k
Stocks & contracts in progress 3€14k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€149k
Equity 10/15€-74k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€-84k
Amounts payable 17/49€224k
Amounts payable after one year 17€87k
Amounts payable within one year 42/48€137k
Trade debts payable within one year 44€84k
Income statement
Gross operating margin 9900€70k
Operating result 9901€-79k
Financial income 75€25
Financial charges 65€6k
Result before taxes 9903€-85k
Income taxes 67/77€123
Net result for the period 9904€-85k
Result to be appropriated 9905€-85k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2023 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023 and the legal situation the KBO register itself records. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Former directors (1)
  • Gallet Camille
    Director
    State Gazette act 22131035 (07-11-2022)
    Former
    01-07-2022 → 29-10-2022
    2 events
    • 29-10-2022 Resigned· Director
    • 01-07-2022 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van eetgelegenheden met volledige bediening(56111)
Legal form Private limited company(610)
Incorporation26-08-2020
StatusActive
Postal code7500
First BS signal 09-05-2025
Latest BS signal 09-05-2025

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Saint-Martin(TOU) 357500 Tournai

Establishment units

1 location
NOU RESTAURANT
Rue Saint-Martin(TOU) 35, 7500 TournaiEetgelegenheden met volledige bediening
since 20202.306.287.836
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area236 m²
Buildings1
Building footprint102 m²
Volume (LiDAR)1,358 m³
Tallest building16.1 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57081G0380/00D000 Wallonia 236 m² 1 · 101 m² 16.1 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette
09-05-2025
Judicial reorganisation Opening
Date: 30-04-2025 · Tribunal de l’entreprise du Hainaut · collectif · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-05-09 · Judicial reorganisation · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgisch Staatsblad · acts

2 acts
All acts · 2 updated 3 years ago
2023
24-01-2023 Gallet Camille resigns as director Director changes
  • Gallet Camille, Bestuurder
2022
07-11-2022 Gallet Camille appointed as director Director changes
  • Gallet Camille, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability100Solvency33Growth32Stability0
33 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 100
Solvency 33
Growth 32
Stability 0

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Comparable size, same sector
We hold annual accounts for 2,912 of the 20,286 companies in this sector. 2,484 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Catering56210Catering van evenementen56210
Primary activity highlighted.
Names & trade names
Legal nameFR MATTEI
Registered office
Rue Saint-Martin(TOU) 35
7500 Tournai, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.