MATHIAS & AT

Active

Private limited companyfounded 20223 yrs activeBoondaalse Steenweg 22, 1050 Elsene, BelgiumKBO/BCE: BE 0794.630.532

The computed 12-month bankruptcy probability of MATHIAS & AT is 7.0% (elevated). The 2025 annual accounts show equity of €22k and a net result of €1k. Equity is growing by ~24.4% per year across the filed fiscal years. Its solvency ranks better than 61% of 13071 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

79 / 100

Excellent▼ -10 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability34▼-66

Solvency78▲+10

Growth52▼-26

Stability94

Bankruptcy probability, 12 months

7.0% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 1.59 against 1.37 in 2024), but 57% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

43%

Return on assets

2.9%

Age of the figures

8 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

31 d late

2024

31 d late

2023

29 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€22k▲ 7.2%

2024 · €20k

2023: €12k 2024: €20k

2023 → 2025

Total assets

€50k▼ 4.3%

2024 · €53k

2023: €40k 2024: €53k

2023 → 2025

Net result

€1k▼ 82.6%

2024 · €8k

2023: €2k 2024: €8k

2023 → 2025

Working capital

€17k▲ 41.3%

2024 · €12k

2023: €84 2024: €12k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€12k-€20k▲ 71.2%€22k▲ 7.2%

Operating result€3k-€12k▲ 334%€4k▼ 68.0%

Net result€2k-€8k▲ 368%€1k▼ 82.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 68% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €50k

90.6%

Fixed assets €5k▼ 42.3%

Current assets €46k▲ 2.8%

Equity and liabilities €50k

43.0%

57.0%

Equity €22k▲ 7.2%

Debt €29k▼ 11.4%

The debt ratio falls from 61.6% to 57.0%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€7k▼

2024 · €15k

Cash flow

€5k▼

2024 · €12k

Solvency

43.0%▲

2024 · 38.4%

Current ratio

1.59▲

2024 · 1.37

Quick ratio

1.58▲

2024 · 1.36

Debt / equity

1.32▼

2024 · 1.60

ROE

6.8%▼

2024 · 41.6%

ROA

2.9%▼

2024 · 16.0%

Interest coverage

7.81▼

2024 · 47.26

Debt

€29k▼

2024 · €32k

Debt ≤ 1 year

€29k▼

2024 · €32k

Income taxes

€1k▼

2024 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€53k€50k▼

Fixed assets21/28€8k€5k▼

Tangible fixed assets22/27€8k€5k▼

Plant, machinery and equipment23€5k€3k▼

Furniture and vehicles24€3k€1k▼

Current assets29/58€44k€46k▲

Stocks and contracts in progress3€252€219▼

Stocks30/36€252€219▼

Amounts receivable within one year40/41€1k€3k▲

Trade receivables40€966€2k▲

Other amounts receivable41€403€382▼

Cash at bank and in hand54/58€41k€41k▼

Deferred charges and accrued income490/1€2k€2k▲

Equity and liabilities

Total equity and liabilities10/49€53k€50k▼

Equity10/15€20k€22k▲

Contributions10/11€10k€10k=

Reserves13€10k€11k▲

Distributable reserves133€10k€11k▲

Profit (loss) carried forward14€195€258▲

Amounts payable17/49€32k€29k▼

Amounts payable within one year42/48€32k€29k▼

Trade debts44€1k€4k▲

Suppliers440/4€1k€4k▲

Taxes, remuneration and social security45€9k€2k▼

Taxes450/3€4k€1k▼

Remuneration and social security454/9€5k€800▼

Other amounts payable47/48€22k€22k▲

Income statement Code20242025

Non-recurring operating income76A€24€97▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=

Other operating charges640/8€152€819▲

Non-recurring operating charges66A€2€70▲

Gross operating margin9900€15k€8k▼

Operating profit (loss)9901€12k€4k▼

Financial income75/76B€4€5▲

Recurring financial income75€4€5▲

Financial charges65/66B€324€931▲

Recurring financial charges65€324€931▲

Profit (loss) for the period before taxes9903€12k€3k▼

Income taxes67/77€3k€1k▼

Profit (loss) for the period9904€8k€1k▼

Profit (loss) for the period to be appropriated9905€8k€1k▼

Appropriation of the result

Profit (loss) to be appropriated9906€8k€2k▼

Profit (loss) brought forward from the previous period14P€96€195▲

Transfer to equity691/2€8k€1k▼

To other reserves6921€8k€1k▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 5Financial 2Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

31-12

Financial Weakest financial yearnet €1k ▼82.6%

Net result drops to €1k, the lowest in the series.

31-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 31 days late

2024

31-12

Financial Highest result since 2023net €8k ▲368%

Operating result €12k, net result €8k, both a record.

29-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 29 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Elsene · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Boondaalse Steenweg 221050 Elsene

Ground area

44 m²

Building footprint

36 m²

Volume, LiDAR

527 m³

Parcel 21443C0069/00C000, Brussels · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

CHEZ MATHIAS

Boondaalse Steenweg 22, 1050 ElseneFood and beverage service activities

since 20222.339.242.595

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21443C0069/00C000	Brussels	44 m²	1 · 36 m²	17.3 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Elsene2.339.242.595

1 permission

Toelating · Traiteur · since 07-02-2023

Similar companies · same sector, comparable size

Baarle-Hertog · Eq €22k

Of 21,627 companies in sector 56112 we hold annual accounts for 9,654. 8,038 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-12-2022

Fiscal year end31-12

Activities, NACEBEL

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.