MASTERPLAN
ActiveSummary
MASTERPLAN has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €392k and a net result of €57k. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 43% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▼-23
Solvency73▼-27
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 3.9 in 2023; short-term debt: 21.5% and cash: 12% of total assets), but 52.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
31 d early
2022
31 d early
2021
31 d early
2020
37 d early
2019
33 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€392k▲ 17.0%
2023 · €335k
2018: €77k
2019: €137k
2020: €202k
2021: €143k
2022: €204k
2023: €335k
2018 → 2024
Total assets
€821k▲ 88.3%
2023 · €436k
2018: €149k
2019: €208k
2020: €255k
2021: €286k
2022: €368k
2023: €436k
2018 → 2024
Net result
€57k▼ 56.6%
2023 · €131k
2018: €45k
2019: €60k
2020: €65k
2021: €69k
2022: €120k
2023: €131k
2018 → 2024
Working capital
€256k▼ 12.8%
2023 · €294k
2018: €89k
2019: €121k
2020: €189k
2021: €117k
2022: €178k
2023: €294k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€202k-€143k▼ 29.2%€204k▲ 42.1%€335k▲ 64.4%€392k▲ 17.0%
Operating result€89k-€94k▲ 5.9%€164k▲ 73.7%€180k▲ 9.7%€90k▼ 50.1%
Net result€65k-€69k▲ 6.3%€120k▲ 73.2%€131k▲ 8.9%€57k▼ 56.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 50% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €821k
Fixed assets
€388k ▲ 847%
Current assets
€433k ▲ 9.6%
Equity and liabilities €821k
Equity
€392k ▲ 17.0%
Debt
€429k ▲ 324%
Debt's share of the balance-sheet total rises from 23.2% to 52.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€106k▼
2023 · €189k
Cash flow
€73k▼
2023 · €140k
Current ratio
2.45▼
2023 · 3.90
Debt to equity
1.10▲
2023 · 0.30
ROE
14.5%▼
2023 · 39.2%
ROA
6.9%▼
2023 · 30.1%
Interest coverage
7.79▼
2023 · 37.95
Debt ≤ 1 year
€177k▲
2023 · €101k
Debt > 1 year
€251k
Income taxes
€19k▼
2023 · €44k
Staff costs
€354k▲
2023 · €263k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet
Code20232024
Assets
Total assets20/58€436k€821k▲
Fixed assets21/28€41k€388k▲
Tangible fixed assets22/27€30k€362k▲
Land and buildings22€4k€349k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€22k€10k▼
Financial fixed assets28€11k€26k▲
Current assets29/58€395k€433k▲
Amounts receivable within one year40/41€106k€230k▲
Trade receivables40€101k€209k▲
Other amounts receivable41€5k€21k▲
Current investments50/53€85k€97k▲
Cash at bank and in hand54/58€193k€98k▼
Deferred charges and accrued income490/1€11k€8k▼
Equity and liabilities
Total equity and liabilities10/49€436k€821k▲
Equity10/15€335k€392k▲
Contributions10/11€19k€19k=
Reserves13€315k€370k▲
Distributable reserves133€315k€370k▲
Profit (loss) carried forward14€1k€3k▲
Amounts payable17/49€101k€429k▲
Amounts payable after more than one year17-€251k
Financial debts170/4-€251k
Amounts payable within one year42/48€101k€177k▲
Current portion of amounts payable after more than one year42-€15k
Financial debts43€10k€12k▲
Credit institutions430/8€10k€12k▲
Trade debts44€43k€67k▲
Suppliers440/4€43k€67k▲
Taxes, remuneration and social security45€42k€77k▲
Taxes450/3€11k€35k▲
Remuneration and social security454/9€31k€42k▲
Other amounts payable47/48€6k€6k=
Accrued charges and deferred income492/3-€2k
Income statement
Code20232024
Remuneration, social security and pensions62€263k€354k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€16k▲
Other operating charges640/8€2k€11k▲
Gross operating margin9900€454k€471k▲
Operating profit (loss)9901€180k€90k▼
Financial income75/76B€17€402▲
Recurring financial income75€17€402▲
Financial charges65/66B€5k€14k▲
Recurring financial charges65€5k€14k▲
Profit (loss) for the period before taxes9903€175k€76k▼
Income taxes67/77€44k€19k▼
Profit (loss) for the period9904€131k€57k▼
Profit (loss) for the period to be appropriated9905€131k€57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€131k€58k▼
Profit (loss) brought forward from the previous period14P€91€1k▲
Transfer to equity691/2€130k€55k▼
To other reserves6921€130k€55k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €131k ▲8.9%
Operating result €180k, net result €131k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €204k ▲42.1%
5 profitable years in a row build equity to €204k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €202k ▲47.7%
3 profitable years in a row build equity to €202k.
28-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €137k ▲77.4%
2 profitable years in a row build equity to €137k.
06-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2016
Ground area
1,329 m²
Building footprint
160 m²
Volume, LiDAR
2,695 m³
Parcel 71303B0036/00M000, Flanders · tallest building 21.4 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
MASTERPLAN
since 20162.249.974.188
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71303B0036/00M000 | Flanders | 1,329 m² | 1 · 160 m² | 21.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,101 EUR awarded · 1,101 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,101 EUR | 1,101 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,546 companies in sector 71121 we hold annual accounts for 6,561. 4,671 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
71121Engineering and related technical consultancy, excluding land surveyors
41001General construction of residential buildings
71111Activities of building architects
81100Combined facilities support activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.