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MASSA

Active
Private limited company·Algemene bouw van residentiële gebouwen· 2 yrs active
Mannersweg 9 ·3950 Bocholt, Belgium
KBO/BCE: BE 1005.768.254
Watch Print / PDF
Age2 yrs
Real estate1 parcel · 607 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MASSA is 2.1% (moderate). The 2025 annual accounts show equity of €23k and a net result of €3k. Its solvency ranks better than 76% of 1078 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 76% of 1078 peers (2025). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-02-2026, 156 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 25-02-2026 156 d early 2026-00044201
31-12-2024 31-07-2025 26-06-2025 35 d early 2025-00222665

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€3k-80.9%
Working capital€18k-9.8%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 25-02-2026 with the NBB · fiscal year 2025 · micro
€0€10k€20kOperating result 2024: €22k€22kNet result 2024: €17k€17kOperating result 2025: €6k€6kNet result 2025: €3k€3k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 64.9% 42.2%
better than 76% of 1078 sector peers
Net result €3k €11k
better than 31% of 1079 sector peers
Equity €23k €35k
better than 37% of 1080 sector peers
Gross operating margin €7k €30k
better than 19% of 1078 sector peers
Total assets €35k €96k
better than 17% of 1078 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€6k
- 24-25
Net profit
€3k
-80.9% 24-25
Cash flow
€4k
- 24-25
Total assets
€35k
+28.8% 24-25
Equity
€23k
+16.6% 24-25
Working capital
€18k
-9.8% 24-25
Income taxes
€1k
-71.1% 24-25
Debt
€12k
+59.4% 24-25
Debt ≤ 1y
€12k
+59.4% 24-25
Current ratio
2.43
-31.1% 24-25
Quick ratio
2.43
-31.1% 24-25
Solvency
64.9%
-9.4% 24-25
Debt / equity
0.54
+36.7% 24-25
ROE
14.3%
-83.6% 24-25
ROA
9.3%
-85.2% 24-25
Interest coverage
4.95
- 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€6k
Net profit€3k
Cash flow€4k
Staff costs-
Income taxes€1k
Dividends-
Total assets€35k
Equity€23k
Debt€12k
of which ≤ 1y€12k
of which > 1y-
Working capital€18k
Employees (FTE)-
Ratios (computed)
2025
Current ratio2.43
Quick ratio2.43
Working capital ratio50.2%
Solvency64.9%
Debt / equity0.54
Long-term debt ratio-
Interest coverage4.95
Gross margin-
Net margin-
ROA9.3%
ROE14.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€35k
Fixed assets 21/28€5k
Tangible fixed assets 22/27€5k
Current assets 29/58€30k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€35k
Equity 10/15€23k
Contributions / capital 10/11€3k
Reserves 13€20k
Amounts payable 17/49€12k
Amounts payable within one year 42/48€12k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€7k
Operating result 9901€6k
Financial income 75€20
Financial charges 65€1k
Result before taxes 9903€5k
Income taxes 67/77€1k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Mannersweg 93950 Bocholt

Establishment units

1 location
MASSA
Mannersweg 9, 3950 BocholtAlgemene coördinatiewerkzaamheden bouwwerf
since 20242.355.840.582
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area607 m²
Buildings1
Building footprint170 m²
Volume (LiDAR)1,035 m³
Tallest building8.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72003C1152/00G011 Flanders 607 m² 1 · 170 m² 8.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability71Solvency100Growth52Stability82
80 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 71
Solvency 100
Growth 52
Stability 82

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,321 of the 29,561 companies in this sector. 4,710 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Ingenieurs en aanverwante technische adviseurs, exclusief landmeters71121Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts71121Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL MASSA
Registered office
Mannersweg 9
3950 Bocholt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.