Checked.be
Active
BE 1009.665.674Private limited company
MARZOK
Allée des Balsamines 11 ·4520 Wanze, Belgium· 2 yrs active
Sector: Cafés and bars
(56301)
Conclusion
The computed 12-month bankruptcy probability of MARZOK is 4.3% (elevated). The 2025 annual accounts show equity of €24k and a net result of €10k. Its solvency ranks better than 32% of 12499 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €24k |
| Net result | €10k |
| Staff (FTE) | 5.8 |
| Better than sector | 32% |
Financial profile
64
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
46
Profitability
100
Solvency
13
Growth
78
Stability
82
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
46
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€1k
estimate, not credit advice
Score history
43
2024
46
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.82 (< 1.0)
-10
Quick ratio
Quick ratio 0.55 (< 0.6)
-5
Leverage
Debt/equity 10.55 (> 3.0)
-10
Profitability
ROE 44% (≥ 10%)
+10
Interest coverage
Interest coverage 2.9×
+3
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 20-08-2026 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 56, Food and beverage service activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 8.7% | 30.5% | |
| Net result | €10k | €5k | |
| Equity | €24k | €30k | |
| Gross operating margin | €337k | €62k | |
| Staff costs | €300k | €56k |
€37k
+86.3%
24-25
€10k
+0.6%
24-25
€18k
+28.4%
24-25
€273k
+70.1%
24-25
€24k
+77.9%
24-25
€-46k
-17.3%
24-25
6
-9.4%
24-25
€300k
+52.6%
24-25
€6k
+128.7%
24-25
€250k
+69.4%
24-25
€248k
+68.6%
24-25
0.82
+10.9%
24-25
0.55
-7.5%
24-25
8.7%
+4.6%
24-25
10.55
-4.8%
24-25
43.8%
-43.5%
24-25
3.8%
-40.9%
24-25
2.86
-53.0%
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 |
|---|---|---|
| Deposit | micro schema | micro schema |
| Revenue | - | - |
| EBITDA | €37k | €20k |
| Net profit | €10k | €10k |
| Cash flow | €18k | €14k |
| Staff costs | €300k | €197k |
| Income taxes | €6k | €3k |
| Dividends | - | - |
| Total assets | €273k | €161k |
| Equity | €24k | €13k |
| Debt | €250k | €147k |
| of which ≤ 1y | €248k | €147k |
| of which > 1y | - | - |
| Working capital | €-46k | €-39k |
| Employees (FTE) | 5.8 | 6.4 |
Ratios (computed)
| 2025 | 2024 | |
|---|---|---|
| Current ratio | 0.82 | 0.74 |
| Quick ratio | 0.55 | 0.60 |
| Working capital ratio | -16.7% | -24.2% |
| Solvency | 8.7% | 8.3% |
| Debt / equity | 10.55 | 11.08 |
| Long-term debt ratio | - | - |
| Interest coverage | 2.86 | 6.08 |
| Gross margin | - | - |
| Net margin | - | - |
| ROA | 3.8% | 6.4% |
| ROE | 43.8% | 77.4% |
| EBITDA margin | - | - |
| Days sales outstanding | - | - |
| Days payable outstanding | - | - |
| Inventory turnover | - | - |
| Days inventory (DSI) | - | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 |
|---|---|---|---|
| Balance sheet, Assets | |||
| TOTAL ASSETS | 20/58 | €273k | €161k |
| Fixed assets | 21/28 | €29k | €6k |
| Formation expenses | 20 | €41k | €46k |
| Tangible fixed assets | 22/27 | €29k | €6k |
| Current assets | 29/58 | €203k | €108k |
| Stocks & contracts in progress | 3 | €65k | €20k |
| Amounts receivable within one year | 40/41 | €38k | €23k |
| Cash & bank | 54/58 | €86k | €48k |
| Balance sheet, Equity & liabilities | |||
| TOTAL EQUITY & LIABILITIES | 10/49 | €273k | €161k |
| Equity | 10/15 | €24k | €13k |
| Contributions / capital | 10/11 | €3k | €3k |
| Accumulated profits (losses) | 14 | €21k | €10k |
| Amounts payable | 17/49 | €250k | €147k |
| Amounts payable within one year | 42/48 | €248k | €147k |
| Trade debts payable within one year | 44 | €185k | €54k |
| Income statement | |||
| Gross operating margin | 9900 | €337k | €217k |
| Operating result | 9901 | €29k | €16k |
| Financial income | 75 | €13 | €15 |
| Financial charges | 65 | €13k | €3k |
| Result before taxes | 9903 | €17k | €13k |
| Income taxes | 67/77 | €6k | €3k |
| Net result for the period | 9904 | €10k | €10k |
| Result to be appropriated | 9905 | €10k | €10k |
Legal Structure
| NACE primary | Cafés and bars(56301) |
| Legal form | Private limited company(610) |
| Incorporation | 24-05-2024 |
| Status | Active |
| Postal code | 4520 |
Establishment units
MARZOK
since 20242.360.130.061
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61072A0155/00P000 | Wallonia | 410 m² | 1 · 152 m² | 12.6 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
03-06
State Gazette act
Open capture
General meeting · Seat change · Act object
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-05
State Gazette act
Incorporation
oprichting
State Gazette actNBB filing
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Address history · 1
03-06-2026
Seat change: new: Allée des Balsamines 11 à 4520 Wanze, old: Chaussée de Tirlemont 1/C - 4520 Wanze, effective_date: 2026-05-20
All acts · 2
updated 3 months ago
2026
03-06-2026 General meeting · Seat change · Act object
- Filing: 2026-05-20 · MARZOK
- General meeting: 2026-05-20 · MARZOK
- Seat change: new: Allée des Balsamines 11 à 4520 Wanze, old: Chaussée de Tirlemont 1/C - 4520 Wanze, effective_date: 2026-05-20 · MARZOK
- Publication: 2026-06-03
- Act object: TRANSFERT DE SIEGE SOCIAL
Summary:
General meeting · Seat change · Act object
Technical details
{
"facts": [
{
"type": "filing",
"quote": "20/5/2026",
"value": "2026-05-20",
"object": null,
"subject": "e1"
},
{
"type": "general_meeting",
"quote": "La s\u00E9ance est ouverte au si\u00E8ge social \u00E0 8 heures 30 sous la pr\u00E9sidence de Madame Marzok Nadia, administrateur, qui se d\u00E9signe comme secr\u00E9taire.",
"value": "2026-05-20",
"object": null,
"subject": "e1"
},
{
"type": "seat_change",
"quote": "L\u0027assembl\u00E9e acte le transfert du si\u00E8ge social et d\u0027exploitation \u00E0 l\u0027adresse All\u00E9e des Balsamines 11 \u00E0 4520 Wanze \u00E0 partir de ce jour.",
"value": {
"new": "All\u00E9e des Balsamines 11 \u00E0 4520 Wanze",
"old": "Chauss\u00E9e de Tirlemont 1/C - 4520 Wanze",
"effective_date": "2026-05-20"
},
"object": null,
"subject": "e1"
},
{
"type": "publication",
"quote": "Belgisch Staatsblad - 03/06/2026",
"value": "2026-06-03",
"object": null,
"subject": null
},
{
"type": "act_object",
"quote": "Objet de l\u0027acte : TRANSFERT DE SIEGE SOCIAL",
"value": "TRANSFERT DE SIEGE SOCIAL",
"object": null,
"subject": null
}
],
"act_meta": {
"model_id": 40,
"extractor": "open-capture-27b-v3",
"ocr_chars": 2215,
"truncated": false,
"needs_verify": true
},
"entities": [
{
"id": "e1",
"kbo": "1009.665.674",
"kind": "company",
"name": "MARZOK",
"attrs": {
"new_seat": "All\u00E9e des Balsamines 11 \u00E0 4520 Wanze",
"old_seat": "Chauss\u00E9e de Tirlemont 1/C - 4520 Wanze",
"legal_form": "SRL"
}
},
{
"id": "e2",
"kbo": null,
"kind": "person",
"name": "Marzok Nadia",
"attrs": {
"role": "administrateur",
"shares": "100 parts sociales",
"shareholder": true
}
}
]
}2024
28-05-2024 Incorporation of a new SRL
Summary:
oprichting
Technical details
{
"kind": "oprichting",
"seat": "Chauss\u00E9e de Tirlemont 1 bte C, 4520 Wanze",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "MARZOK Nadia",
"niss": null,
"address": "B-4520 Wanze, Rue Vielle Hesbaye 32 a"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 3000,
"holder_person_name": "MARZOK Nadia",
"is_subscriber_only": true,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 3000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3000,
"subject_company": {
"kbo": "1009.665.674",
"name_full": "MARZOK",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2024-05-24",
"post_incorporation_mandates": []
}Credit advice
Company registry (CBE)
Activities
Full-service restaurants56101Full-service restaurants56111Cafés and bars56301Limited-service restaurants56102Limited-service restaurants, excluding mobile food services56112
Names & trade names
| Legal nameFR | MARZOK |
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