MARYS
ActiveMARYS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €309k and a net result of €56k. Equity is growing by ~35.2% per year across the filed fiscal years. Its solvency ranks better than 51% of 6971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency97▲+6
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.34 against 4.14 in 2024), and 44.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.9%
Return on assets
10.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
22 d late
2024
25 d late
2023
29 d late
2022
30 d late
2021
19 d late
2020
16 d late
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€309k▲ 22.3%
2024 · €252k
2019: €-1k
2020: €31k
2021: €77k
2022: €151k
2023: €199k
2024: €252k
2019 → 2025
Total assets
€552k▲ 0.9%
2024 · €547k
2019: €598k
2020: €575k
2021: €541k
2022: €565k
2023: €567k
2024: €547k
2019 → 2025
Net result
€56k▲ 5.8%
2024 · €53k
2019: €-1k
2020: €32k
2021: €47k
2022: €74k
2023: €48k
2024: €53k
2019 → 2025
Working capital
€271k▲ 4.9%
2024 · €258k
2019: €-553k
2020: €-80k
2021: €-56k
2022: €233k
2023: €244k
2024: €258k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€151k▲ 95.2%€199k▲ 32.0%€252k▲ 26.7%€309k▲ 22.3%
Operating result€66k-€98k▲ 49.5%€55k▼ 43.7%€65k▲ 17.6%€67k▲ 3.3%
Net result€47k-€74k▲ 57.3%€48k▼ 34.3%€53k▲ 10.0%€56k▲ 5.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €552k
Fixed assets
€200k▼ 3.1%
Current assets
€352k▲ 3.3%
Equity and liabilities €552k
Equity
€309k▲ 22.3%
Debt
€244k▼ 17.4%
The debt ratio falls from 53.9% to 44.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€80k▲
2024 · €79k
Cash flow
€69k▲
2024 · €67k
Solvency
55.9%▲
2024 · 46.1%
Current ratio
4.34▲
2024 · 4.14
Quick ratio
4.34▲
2024 · 4.14
Debt / equity
0.79▼
2024 · 1.17
ROE
18.2%▼
2024 · 21.1%
ROA
10.2%▲
2024 · 9.7%
Interest coverage
20.43▲
2024 · 16.03
Debt
€244k▼
2024 · €295k
Debt ≤ 1 year
€81k▼
2024 · €82k
Debt > 1 year
€163k▼
2024 · €213k
Income taxes
€20k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€547k€552k▲
Fixed assets21/28€207k€200k▼
Tangible fixed assets22/27€207k€200k▼
Land and buildings22€197k€187k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€3k€6k▲
Other tangible fixed assets26€1k€3k▲
Current assets29/58€341k€352k▲
Amounts receivable within one year40/41€335k€324k▼
Trade receivables40€12k€12k▲
Other amounts receivable41€323k€312k▼
Cash at bank and in hand54/58€5k€12k▲
Deferred charges and accrued income490/1€1k€16k▲
Equity and liabilities
Total equity and liabilities10/49€547k€552k▲
Equity10/15€252k€309k▲
Contributions10/11€100€100=
Reserves13€252k€309k▲
Distributable reserves133€252k€309k▲
Amounts payable17/49€295k€244k▼
Amounts payable after more than one year17€213k€163k▼
Financial debts170/4€213k€163k▼
Amounts payable within one year42/48€82k€81k▼
Current portion of amounts payable after more than one year42€50k€50k=
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€11k€6k▼
Taxes450/3€11k€6k▼
Other amounts payable47/48€18k€22k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€13k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€82k€81k▼
Operating profit (loss)9901€65k€67k▲
Financial income75/76B€14k€14k=
Recurring financial income75€14k€14k=
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€74k€77k▲
Income taxes67/77€20k€20k▲
Profit (loss) for the period9904€53k€56k▲
Profit (loss) for the period to be appropriated9905€53k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€56k▲
Transfer to equity691/2€53k€56k▲
To other reserves6921€53k€56k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Equity above €200kEq €252k ▲26.7%
5 profitable years in a row build equity to €252k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2019net €74k ▲57.3%
Operating result €98k, net result €74k, both a record.
31-12
Financial
Liquidity times 7current ratio 3.30
Current ratio from 0.44 to 3.30.
31-12
Financial
Equity above €150kEq €151k ▲95.2%
3 profitable years in a row build equity to €151k.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jozef van Walleghemstraat 128200 BruggeGround area
1,498 m²
Building footprint
322 m²
Volume, LiDAR
1,170 m³
Parcel 31027D0095/00K000, Flanders · tallest building 9.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MARYS
since 20192.290.787.929
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31027D0095/00K000 | Flanders | 1,498 m² | 1 · 322 m² | 9.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,390 companies in sector 73300 we hold annual accounts for 6,881. 4,784 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2019
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:roos.stroef@telenet.be