Summary
MARYLOUX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €93 and a net result of €64k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 8023 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 8023 sector peers (2025).
NBB · sector comparisonPosition among 8023 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
18 d early
2024
14 d early
2023
16 d early
2022
41 d early
2021
11 d early
2020
39 d early
2019
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€93=
2024 · €93
2018: €8k
2019: €24k
2020: €36k
2021: €20k
2022: €20k
2023: €20k
2024: €93
2018 → 2025
Net result
€64k▲ 29.2%
2024 · €49k
2018: €3k
2019: €15k
2020: €12k
2021: €29k
2022: €48k
2023: €51k
2024: €49k
2018 → 2025
Total assets
€85k▲ 87.7%
2024 · €45k
2018: €37k
2019: €49k
2020: €62k
2021: €113k
2022: €62k
2023: €93k
2024: €45k
2018 → 2025
Solvency
0.1%▼ 0.1pp
2024 · 0.2%
2018: 22.8%
2019: 48.8%
2020: 57.8%
2021: 18.2%
2022: 33.0%
2023: 21.9%
2024: 0.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€20k=€20k=€93▼ 99.5%€93=
Operating result€37k-€59k▲ 58.8%€65k▲ 9.1%€63k▼ 3.0%€81k▲ 28.6%
Net result€29k-€48k▲ 62.7%€51k▲ 7.1%€49k▼ 3.7%€64k▲ 29.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€4k ▲ 33.0%
Current assets
€81k ▲ 91.1%
Equity and liabilities €85k
Equity
€93 =
Debt
€85k ▲ 87.9%
Debt's share of the balance-sheet total rises from 99.8% to 99.9%. Debt is higher.
Key figures and ratios
ROA
75.2%▼
2024 · 109.2%
Debt ≤ 1 year
€85k▲
2024 · €45k
Income taxes
€16k▲
2024 · €13k
Equity ratios withheld: equity of €93 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€45k€85k▲
Formation expenses20€0-
Fixed assets21/28€3k€4k▲
Tangible fixed assets22/27€3k€4k▲
Furniture and vehicles24€3k€4k▲
Current assets29/58€43k€81k▲
Amounts receivable within one year40/41€10k€10k▼
Trade receivables40€0-
Other amounts receivable41€10k€10k▼
Cash at bank and in hand54/58€31k€70k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€45k€85k▲
Equity10/15€93€93=
Contributions10/11€93€93=
Reserves13€0-
Non-distributable reserves130/1€0-
Amounts payable17/49€45k€85k▲
Amounts payable within one year42/48€45k€85k▲
Financial debts43€0-
Trade debts44€1k€753▼
Suppliers440/4€1k€753▼
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€7k€8k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€34k€76k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€574€1k▲
Other operating charges640/8€115€120▲
Gross operating margin9900€64k€82k▲
Operating profit (loss)9901€63k€81k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€836€615▼
Recurring financial charges65€836€615▼
Profit (loss) for the period before taxes9903€62k€80k▲
Income taxes67/77€13k€16k▲
Profit (loss) for the period9904€49k€64k▲
Profit (loss) for the period to be appropriated9905€49k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€64k▲
Transfer from equity791/2€20k-
Profit to be distributed694/7€70k€64k▼
Return on contributions (dividend)694€70k€64k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €64k ▲29.2%
Operating result €81k, net result €64k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tribomont 4C4650 HerveGround area
507 m²
Building footprint
368 m²
Volume, LiDAR
2,678 m³
Parcel 63030B0202/00C000, Wallonia · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MARYLOUX
since 20172.269.118.822
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63030B0202/00C000 | Wallonia | 507 m² | 1 · 368 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DESMOCO
BE 0427.132.075
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Chez Bouclez
BE 0786.781.252
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DKG Algemene Dakwerken
BE 0508.540.910
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Human tRails
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Brakel · Eq €100
VAN STEIJN BEHEER
BE 0759.812.876
Hoogstraten · Eq €100
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 100 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
69103Activities of bailiffs
70100Activities of head offices
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.