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MARY-ROSE

Active
Private limited company (pre-2019)founded 20178 yrs activeChemin des Etangs(HER) 24, 7742 Pecq, BelgiumKBO/BCE: BE 0685.740.114

MARY-ROSE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €4k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 33% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
61 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-1
Solvency47▲+4
Growth67=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.22 in 2024; short-term debt: 77.9% and cash: 21.2% of total assets), and 77.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
14 d early
2024
14 d early
2023
29 d early
2022
28 d early
2021
31 d early
2020
8 d early
2019
28 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
€26k▼ 53.0%
2020 · €55k
2018: €23k 2019: €26k 2020: €55k
2018 → 2021
EBIT margin
-8.8%▼ 26.7pp
2020 · 17.9%
2018: -52.7% 2019: -20.3% 2020: 17.9%
2018 → 2021
Net result
€4k▼ 3.5%
2024 · €4k
2018: €-12k 2019: €-5k 2020: €9k 2021: €-3k 2022: €-2k 2023: €2k 2024: €4k
2018 → 2025
Working capital
€13k▲ 17.8%
2024 · €11k
2018: €2k 2019: €-1k 2020: €8k 2021: €6k 2022: €4k 2023: €7k 2024: €11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€26k-
Equity€7k-€5k▼ 30.8%€7k▲ 37.6%€11k▲ 56.7%€14k▲ 34.9%
Operating result€-2k-€-2k▲ 10.0%€3k€4k▲ 58.3%€4k▼ 7.4%
Net result€-3k-€-2k▲ 16.6%€2k€4k▲ 107%€4k▼ 3.5%
Result per fiscal year
Operating resultNet result
€-4k€-2k€0€2k€4kOperating result 2021: €-2k€-2kNet result 2021: €-3k€-3kOperating result 2022: €-2k€-2kNet result 2022: €-2k€-2kOperating result 2023: €3k€3kNet result 2023: €2k€2kOperating result 2024: €4k€4kNet result 2024: €4k€4kOperating result 2025: €4k€4kNet result 2025: €4k€4k20212022202320242025
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets €2k▲ 13,015%
Current assets €63k▲ 6.7%
Equity and liabilities €65k
Equity €14k▲ 34.9%
Debt €51k▲ 4.2%
The debt ratio falls from 82.1% to 77.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€4k
2024 · €4k
Cash flow
€4k
2024 · €4k
Solvency
22.1%
2024 · 17.9%
Current ratio
1.25
2024 · 1.22
Quick ratio
0.34
2024 · 0.27
Debt / equity
3.54
2024 · 4.58
ROE
25.9%
2024 · 36.2%
ROA
5.7%
2024 · 6.5%
Interest coverage
29.27
2024 · 13.92
Debt
€51k
2024 · €49k
Debt ≤ 1 year
€51k
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€59k€65k
Fixed assets21/28€14€2k
Tangible fixed assets22/27€14€2k
Furniture and vehicles24€14-
Other tangible fixed assets26-€2k
Current assets29/58€59k€63k
Stocks and contracts in progress3€47k€46k
Stocks30/36€47k€46k
Amounts receivable within one year40/41€2k€4k
Trade receivables40€2k€4k
Cash at bank and in hand54/58€11k€14k
Equity and liabilities
Total equity and liabilities10/49€59k€65k
Equity10/15€11k€14k
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Profit (loss) carried forward14€-8k€-4k
Amounts payable17/49€49k€51k
Amounts payable within one year42/48€49k€51k
Trade debts44€810€1k
Suppliers440/4€810€1k
Taxes, remuneration and social security45€1k€858
Taxes450/3€1k€858
Other amounts payable47/48€47k€49k
Income statement Code20242025
Non-recurring operating income76A€250-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€165€185
Other operating charges640/8€478€400
Gross operating margin9900€5k€4k
Operating profit (loss)9901€4k€4k
Financial income75/76B€0€2
Recurring financial income75€0€2
Financial charges65/66B€312€138
Recurring financial charges65€312€138
Profit (loss) for the period before taxes9903€4k€4k
Profit (loss) for the period9904€4k€4k
Profit (loss) for the period to be appropriated9905€4k€4k
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-4k
Profit (loss) brought forward from the previous period14P€-12k€-8k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
17-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
02-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Back to profitnet €2k
Net result €2k after 2 loss-making years.
03-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
23-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Back to profitnet €9k
Net result €9k after 2 loss-making years.
03-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
10-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pecq
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chemin des Etangs(HER) 247742 Pecq
Ground area
2,578 m²
Building footprint
190 m²
Volume, LiDAR
1,005 m³
Parcel 57037D0661/00C000, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57037D0661/00C000 Wallonia 2,578 m² 1 · 190 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,271 companies in sector 47512 we hold annual accounts for 581. 322 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded07-12-2017
Fiscal year end31-12
Activities, NACEBEL
47512Retail sale of household textiles and bedding
47553Retail trade
47593Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.