MARY BOUTIQUE
ActiveMARY BOUTIQUE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €-43k. Equity is shrinking by ~15.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 55% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-17
Solvency65▼-25
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.55 against 5.73 in 2024; short-term debt: 37.3% and cash: 32.3% of total assets), but 59.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.1%
Return on assets
-39.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-43k
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 28-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
161 d early
2023
83 d early
2022
138 d early
2021
149 d early
2020
85 d early
2019
63 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-12-2026 close30-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€457k
EBIT margin
-6.9%
Net result
€-43k▼ 2,137%
2024 · €-2k
2018: €-24k
2019: €-33k
2020: €-14k
2021: €-1k
2022: €-36k
2023: €-23k
2024: €-2k
2018 → 2025
Working capital
€64k▼ 40.0%
2024 · €106k
2018: €220k
2019: €185k
2020: €172k
2021: €170k
2022: €132k
2023: €111k
2024: €106k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€149k-€113k▼ 24.3%€90k▼ 20.7%€88k▼ 2.2%€44k▼ 49.4%
Operating result€-5k-€-39k▼ 672%€-24k▲ 37.8%€-4k▲ 85.2%€-45k▼ 1,151%
Net result€-1k-€-36k▼ 2,638%€-23k▲ 35.7%€-2k▲ 91.7%€-43k▼ 2,137%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €45k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€6k▼ 12.7%
Current assets
€105k▼ 18.4%
Equity and liabilities €111k
Equity
€44k▼ 49.4%
Debt
€66k▲ 39.5%
The debt ratio rises from 35.1% to 59.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-42k▼
2024 · €-1k
Cash flow
€-40k▼
2024 · €402
Solvency
40.1%▼
2024 · 64.9%
Current ratio
2.55▼
2024 · 5.73
Quick ratio
0.97▼
2024 · 2.94
Debt / equity
1.49▲
2024 · 0.54
ROE
-97.7%▼
2024 · -2.2%
ROA
-39.2%▼
2024 · -1.4%
Interest coverage
-17.80▼
2024 · -0.66
Debt
€66k▲
2024 · €48k
Debt ≤ 1 year
€41k▲
2024 · €23k
Debt > 1 year
€25k=
2024 · €25k
Income taxes
€437▲
2024 · €376
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€135k€111k▼
Fixed assets21/28€6k€6k▼
Tangible fixed assets22/27€6k€6k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€2k€2k▲
Current assets29/58€129k€105k▼
Stocks and contracts in progress3€63k€65k▲
Stocks30/36€63k€65k▲
Amounts receivable within one year40/41€1k-
Trade receivables40€893-
Other amounts receivable41€161-
Cash at bank and in hand54/58€65k€36k▼
Deferred charges and accrued income490/1€123€4k▲
Equity and liabilities
Total equity and liabilities10/49€135k€111k▼
Equity10/15€88k€44k▼
Contributions10/11€25k€25k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€60k€17k▼
Amounts payable17/49€48k€66k▲
Amounts payable after more than one year17€25k€25k=
Other amounts payable178/9€25k€25k=
Amounts payable within one year42/48€23k€41k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€9k€8k▼
Other amounts payable47/48€10k€27k▲
Accrued charges and deferred income492/3€37€23▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€649€604▼
Gross operating margin9900€-609€-42k▼
Operating profit (loss)9901€-4k€-45k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-2k€-43k▼
Income taxes67/77€376€437▲
Profit (loss) for the period9904€-2k€-43k▼
Profit (loss) for the period to be appropriated9905€-2k€-43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€17k▼
Profit (loss) brought forward from the previous period14P€62k€60k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-12
Financial
Weakest financial yearnet €-43k
Net result drops to €-43k, the lowest in the series.
19-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Stanislas André Steeman 241420 Braine-l'AlleudGround area
571 m²
Building footprint
267 m²
Volume, LiDAR
1,805 m³
2 parcels, Brussels, Wallonia · tallest building 14.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Alsembergsesteenweg 708, 1180 Ukkel
since 20032.126.884.554
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25014N0790/00Y006 | Wallonia | 413 m² | 1 · 108 m² | 8.4 m · 2 fl. |
| 21016B0008/00C003 | Brussels | 158 m² | 1 · 159 m² | 14.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
L'UNE ET L'AUTRE
BE 0455.351.058
Gerpinnes · Eq €45k
C.W.
BE 1020.897.086
Antwerpen · Eq €44k
YENI
BE 0741.644.281
Namur · Eq €45k
Allía Fashion
BE 0737.563.155
Aalst · Eq €45k
Villa Solea
BE 1028.748.346
Grez-Doiceau · Eq €45k
Of 2,211 companies in sector 47711 we hold annual accounts for 889. 684 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-01-2003
Fiscal year end30-12
Activities, NACEBEL
47711Retail sale of women's outerwear
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.