MARTINE DIELMAN
ActiveMARTINE DIELMAN has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €355k and a net result of €9k. Equity is shrinking by ~10% per year across the filed fiscal years. Its solvency ranks better than 59% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
94
/ 100
Excellent▲ +29 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability12▲+12
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.95 against 3.0 in 2023), and 32.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-05-2026, 304 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
304 d late
2023
669 d late
2022
1035 d late
2021
63 d late
2020
428 d late
2019
688 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€355k▲ 2.5%
2023 · €347k
2018: €536k
2019: €533k
2020: €525k
2021: €355k
2022: €354k
2023: €347k
2018 → 2024
Total assets
€529k▲ 3.4%
2023 · €512k
2018: €681k
2019: €598k
2020: €601k
2021: €553k
2022: €519k
2023: €512k
2018 → 2024
Net result
€9k
2023 · €-7k
2018: €44k
2019: €-3k
2020: €-8k
2021: €-169k
2022: €-1k
2023: €-7k
2018 → 2024
Working capital
€339k▲ 2.7%
2023 · €330k
2018: €476k
2019: €513k
2020: €485k
2021: €320k
2022: €322k
2023: €330k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€525k-€355k▼ 32.3%€354k▼ 0.4%€347k▼ 2.0%€355k▲ 2.5%
Operating result€10k-€-17k€-862▲ 94.8%€-4k▼ 418%€21k
Net result€-8k-€-169k▼ 1,921%€-1k▲ 99.1%€-7k▼ 391%€9k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €21k after a loss of €4k in 2023, the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €528k
Fixed assets
€16k▲ 0.9%
Current assets
€512k▲ 3.6%
Equity and liabilities €529k
Equity
€355k▲ 2.5%
Debt
€174k▲ 5.2%
The debt ratio rises from 32.2% to 32.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€29k▲
2023 · €2k
Cash flow
€16k▲
2023 · €-447
Solvency
67.2%▼
2023 · 67.8%
Current ratio
2.95▼
2023 · 3.00
Quick ratio
2.95▼
2023 · 3.00
Debt / equity
0.49▲
2023 · 0.48
ROE
2.4%▲
2023 · -2.1%
ROA
1.6%▲
2023 · -1.4%
Interest coverage
36.90▲
2023 · 1.86
Debt
€174k▲
2023 · €165k
Debt ≤ 1 year
€174k▲
2023 · €165k
Income taxes
€12k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€512k€529k▲
Formation expenses20€935€468▼
Fixed assets21/28€16k€16k▲
Tangible fixed assets22/27€16k€16k▲
Land and buildings22€7k€7k=
Plant, machinery and equipment23€912€6k▲
Furniture and vehicles24€8k€3k▼
Current assets29/58€495k€512k▲
Amounts receivable within one year40/41€472k€472k▲
Trade receivables40€385k€395k▲
Other amounts receivable41€87k€78k▼
Cash at bank and in hand54/58€22k€40k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€512k€529k▲
Equity10/15€347k€355k▲
Contributions10/11€6k€6k=
Reserves13€168k€168k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€166k€166k=
Profit (loss) carried forward14€173k€181k▲
Amounts payable17/49€165k€174k▲
Amounts payable within one year42/48€165k€174k▲
Trade debts44€24k€16k▼
Suppliers440/4€24k€16k▼
Taxes, remuneration and social security45€520€6k▲
Taxes450/3€520€6k▲
Other amounts payable47/48€140k€151k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€3k€6k▲
Gross operating margin9900€5k€35k▲
Operating profit (loss)9901€-4k€21k▲
Financial charges65/66B€1k€783▼
Recurring financial charges65€1k€783▼
Profit (loss) for the period before taxes9903€-6k€21k▲
Income taxes67/77€2k€12k▲
Profit (loss) for the period9904€-7k€9k▲
Profit (loss) for the period to be appropriated9905€-7k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€173k€181k▲
Profit (loss) brought forward from the previous period14P€180k€173k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 304 days late
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 669 days late
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1035 days late
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after 5 loss-making years.
2022
02-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 63 days late
02-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 428 days late
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 688 days late
09-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 1044 days late
09-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 1409 days late
2021
31-12
Financial
Weakest financial yearnet €-169k
Net result drops to €-169k, the lowest in the series; recovery starts the following year.
2019
31-12
Financial
Liquidity doublescurrent ratio 8.84
Current ratio from 4.29 to 8.84; short-term debt falls from €145k to €65k.
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 295 days late
22-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 660 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ferdinand Lousbergskaai 29000 GentGround area
127 m²
Building footprint
86 m²
Volume, LiDAR
1,275 m³
Parcel 44804D3652/00H008, Flanders · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Ferdinand Lousbergskaai 2, 9000 Gent
since 19892.232.434.313
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D3652/00H008 | Flanders | 127 m² | 1 · 86 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,601. 5,866 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-1989
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:martine@accountantskantoor-dielman.be
Phone:09/2236811