MARTIN
ActiveSummary
MARTIN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €-339. Equity is growing by ~30.6% per year across the filed fiscal years. Its solvency ranks better than 92% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▲+15
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 7.72 against 3.31 in 2024; short-term debt: 13% and cash: 0.8% of total assets), and 13% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87%
Return on assets
-1.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
22 d early
2024
31 d early
2023
30 d early
2022
18 d late
2021
32 d late
2020
31 d late
2019
21 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 1.7%
2024 · €20k
2018: €1k
2019: €275
2020: €-1k
2021: €7k
2022: €16k
2023: €23k
2024: €20k
2018 → 2025
Total assets
€23k▼ 21.1%
2024 · €29k
2018: €3k
2019: €3k
2020: €226
2021: €9k
2022: €26k
2023: €35k
2024: €29k
2018 → 2025
Net result
€-339▲ 84.4%
2024 · €-2k
2018: €-4k
2019: €-958
2020: €-1k
2021: €8k
2022: €9k
2023: €7k
2024: €-2k
2018 → 2025
Working capital
€20k▼ 1.7%
2024 · €20k
2018: €1k
2019: €275
2020: €-1k
2021: €7k
2022: €16k
2023: €23k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€16k▲ 131%€23k▲ 41.7%€20k▼ 9.6%€20k▼ 1.7%
Operating result€9k-€14k▲ 48.5%€11k▼ 21.1%€-2k€-180▲ 91.1%
Net result€8k-€9k▲ 13.2%€7k▼ 26.6%€-2k€-339▲ 84.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €180 in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €23k
Equity
€20k ▼ 1.7%
Debt
€3k ▼ 66.1%
Debt's share of the balance-sheet total falls from 30.2% to 13.0%. Equity and debt are lower.
Key figures and ratios
Current ratio
7.72▲
2024 · 3.31
Debt to equity
0.15▼
2024 · 0.43
ROE
-1.7%▲
2024 · -10.6%
ROA
-1.5%▲
2024 · -7.4%
Debt ≤ 1 year
€3k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€29k€23k▼
Current assets29/58€29k€23k▼
Amounts receivable within one year40/41€29k€23k▼
Trade receivables40€3k€907▼
Other amounts receivable41€27k€22k▼
Cash at bank and in hand54/58€182€179▼
Equity and liabilities
Total equity and liabilities10/49€29k€23k▼
Equity10/15€20k€20k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€14k€14k▼
Amounts payable17/49€9k€3k▼
Amounts payable within one year42/48€9k€3k▼
Financial debts43-€25
Credit institutions430/8-€25
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Advances received on contracts in progress46€1k-
Taxes, remuneration and social security45€4k-
Taxes450/3€4k-
Income statement
Code20242025
Other operating charges640/8€107-
Gross operating margin9900€-2k€-180▲
Operating profit (loss)9901€-2k€-180▲
Financial income75/76B-€5
Recurring financial income75-€5
Financial charges65/66B€154€164▲
Recurring financial charges65€154€164▲
Profit (loss) for the period before taxes9903€-2k€-339▲
Profit (loss) for the period9904€-2k€-339▲
Profit (loss) for the period to be appropriated9905€-2k€-339▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€14k▼
Profit (loss) brought forward from the previous period14P€16k€14k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 7.72
Current ratio from 3.31 to 7.72; short-term debt falls from €9k to €3k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Highest result since 2018net €9k ▲13.2%
Operating result €14k, net result €9k, both a record.
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
31-12
Financial
Liquidity times 23current ratio 3.92
Current ratio from 0.17 to 3.92.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
26-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 210 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langstraat 233650 Dilsen-StokkemGround area
6,972 m²
Building footprint
4,110 m²
Volume, LiDAR
21,502 m³
2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AUTOGARAGE MARTIN
since 20172.262.479.171
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73032K0512/00H000 | Flanders | 5,928 m² | 1 · 3,875 m² | 6.3 m · 2 fl. |
| 72007B1314/00Z000 | Flanders | 1,043 m² | 1 · 234 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A.D.-GROUP
BE 0754.449.865
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DANNY MOTORS
BE 0687.539.760
Liège · Eq €20,166
Driverz
BE 0776.378.397
Dendermonde · Eq €20,173
Classics 2 Drive
BE 0883.667.723
Lanaken · Eq €20,182
AutoTech Performance
BE 1005.207.139
Dalhem · Eq €20,084
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 2,673 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.