MAROUFF
The computed 12-month bankruptcy probability of MAROUFF is 5.0% (elevated). The 2023 annual accounts show equity of €19k and a net result of €-8k. Equity is growing by ~29.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 1816 sector peers (fiscal year 2023). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €19k |
| Net result | €-8k |
| Better than sector | 88% |
| Active | 6 yrs |
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 73.2% | 28.5% | |
| Net result | €-8k | €4k | |
| Equity | €19k | €16k | |
| Gross operating margin | €-2k | €25k | |
| Total assets | €26k | €64k |
| Fiscal year | 2023 |
|---|---|
| Revenue | €33k |
| EBITDA | €-4k |
| Net profit | €-8k |
| Cash flow | €-5k |
| Staff costs | - |
| Income taxes | €650 |
| Dividends | - |
| Total assets | €26k |
| Equity | €19k |
| Debt | €7k |
| of which ≤ 1y | €7k |
| of which > 1y | - |
| Working capital | €7k |
| Employees (FTE) | - |
| 2023 | |
|---|---|
| Current ratio | 2.04 |
| Quick ratio | 2.04 |
| Working capital ratio | 27.7% |
| Solvency | 73.2% |
| Debt / equity | 0.37 |
| Long-term debt ratio | - |
| Interest coverage | -41.35 |
| Gross margin | -16.2% |
| Net margin | -23.7% |
| ROA | -30.4% |
| ROE | -41.5% |
| EBITDA margin | -12.2% |
| Days sales outstanding | 100d |
| Days payable outstanding | 22d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €26k |
| Fixed assets | 21/28 | €12k |
| Tangible fixed assets | 22/27 | €12k |
| Current assets | 29/58 | €14k |
| Amounts receivable within one year | 40/41 | €9k |
| Cash & bank | 54/58 | €5k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €26k |
| Equity | 10/15 | €19k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €9k |
| Amounts payable | 17/49 | €7k |
| Amounts payable within one year | 42/48 | €7k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Turnover | 70 | €33k |
| Gross operating margin | 9900 | €-2k |
| Operating result | 9901 | €-7k |
| Financial charges | 65 | €98 |
| Result before taxes | 9903 | €-7k |
| Income taxes | 67/77 | €650 |
| Net result for the period | 9904 | €-8k |
| Result to be appropriated | 9905 | €-8k |
-
Current11-12-2025 → present
-
Current23-07-2021 → present
Former directors (3)
-
Former24-10-2024 → 11-12-2025
2 events
- 11-12-2025 Resigned· Director
- 24-10-2024 Appointed· Director
-
Former08-11-2019 → 24-10-2024
3 events
- 24-10-2024 Resigned· Director
- 23-07-2021 Resigned· Director
- 08-11-2019 Appointed· Manager
-
Former- → 23-07-2021
| NACE primary | Land transport(49330) |
| Legal form | Private limited company(610) |
| Incorporation | 04-11-2019 |
| Status | Active |
| Postal code | 1800 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23642D0896/00G032 | Flanders | 396 m² | 1 · 129 m² | 16.2 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
22-12-2025 1 director appointed, 1 resigning
- El Bouchtili, Mohamed, Bestuurder
- Benamer, Sofian, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "El Bouchtili, Mohamed",
"address": null,
"birth_date": null
},
"effective_date": "2025-12-11",
"evidence_quote": "Meneer El Bouchtili, Mohamed is benoemd tot de bestuurder functie, vanaf 11/12/2025, die aanvaardt die aanvaardt."
},
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Benamer, Sofian",
"address": null,
"birth_date": null
},
"effective_date": "2025-12-11",
"evidence_quote": "De heer Benamer, Sofian treedt af van de bestuurder functie, einde 11/12/2025, die aanvaardt."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0737.376.083",
"name_full": "MAROUFF",
"legal_form": "BV"
}
}31-12-2024 Registered office moved within Vilvoorde
- Guldenschaapstraat 6, 1800 Vilvoorde → Stationlei 69, 1800 Vilvoorde
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Vilvoorde",
"region": null,
"street": "Stationlei",
"country": "BE",
"postcode": "1800",
"box_number": null,
"street_number": "69"
},
"old_address": {
"city": "Vilvoorde",
"region": null,
"street": "Guldenschaapstraat",
"country": "BE",
"postcode": "1800",
"box_number": null,
"street_number": "6"
},
"effective_date": "2024-12-18",
"evidence_quote": "De zetel wordt verplaatst naar naar: Effectief vanaf 18/12/2024 Stationlei 69 - 1800 Vilvoorde"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0737.376.083",
"name_full": "MAROUFF",
"legal_form": "BV"
}
}14-11-2024 Registered office moved from Dilbeek to Vilvoorde
- Marie-Henriettelaan 8, 1700 Dilbeek → Guldenschaapstraat 6, 1800 Vilvoorde
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Vilvoorde",
"region": "Vlaams Gewest",
"street": "Guldenschaapstraat",
"country": "BE",
"postcode": "1800",
"box_number": null,
"street_number": "6"
},
"old_address": {
"city": "Dilbeek",
"region": "Vlaams Gewest",
"street": "Marie-Henriettelaan",
"country": "BE",
"postcode": "1700",
"box_number": null,
"street_number": "8"
},
"effective_date": "2024-10-30",
"evidence_quote": "De zetel wordt verplaatst na naar naar: Guldenschaapstraat 6-1800 Vilvoorde Effectief vanaf 30/10/2024"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0737.376.083",
"name_full": "MAROUFF",
"legal_form": "BV"
}
}07-11-2024 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": 100,
"currency": null,
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2024-10-24",
"evidence_quote": "De Heer HANIF MOHAMMAD Hashim opbrengst 100 aandelen aan De Heer BENAMER Sofian.",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0737.376.083",
"name_full": "MAROUFF",
"legal_form": "BV"
}
}09-03-2023 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": 5,
"currency": "BEF",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2023-02-27",
"evidence_quote": "De Heer HASSANKHEL Baghcha Gul opbrengst 5 aandelen aan De Heer HANIF MOHAMMAD Hashim.",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0737.376.083",
"name_full": "MAROUFF",
"legal_form": "BV"
}
}12-10-2022 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": 95,
"currency": null,
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2022-10-03",
"evidence_quote": "De Heer HASSANKHEL Baghcha Gul opbrerngst 95 aandelen aan De Heer HANIF MOHAMMAD Hashim.",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0737.376.083",
"name_full": "MAROUFF",
"legal_form": "BV"
}
}13-10-2021 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": 5,
"currency": "BEF",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2021-10-06",
"evidence_quote": "De Heer AHMAD Hamed opbrengst 5 aandelen aan De Heer HASSANKHEL Baghcha Gul.",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0737.376.083",
"name_full": "MAROUFF",
"legal_form": "BV"
}
}23-07-2021 Capital increase of €2.35
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": 95,
"currency": "BEF",
"after_eur": null,
"delta_eur": 2.35,
"before_eur": null,
"amount_type": "kapitaal_effectief",
"effective_date": "2021-05-10",
"evidence_quote": "De Heer HANIF MOHAMMAD Hashim opbrengst 45 aandelen aan De Heer HASSANKHEL Baghcha Gul. De Heer MAROUF KHEL Dilawar Khan opbrengst 45 aandelen aan De Heer HASSANKHEL Baghcha Gul. De Heer MANSHA Muhammad opbrengst 5 aandelen aan De Heer HASSANKHEL Baghcha Gul",
"contribution_type": "in_kind",
"delta_eur_converted_from": {
"amount": 95,
"currency": "BEF"
}
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0737.376.083",
"name_full": "MAROUFF",
"legal_form": "BV"
}
}25-11-2019 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": 50,
"currency": "BEF",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2019-11-08",
"evidence_quote": "De Heer MAROUF KHEL Dilawar Khan opbrengst 50 aandelen aan De Heer HANIF \u041C\u041EH\u0410MMAD Hashim.",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0737.376.083",
"name_full": "MAROUFF",
"legal_form": "BV"
}
}06-11-2019 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "1780 Wemmel, Meyskensstraat 7",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "MAROUF KHEL Dilawar Khan",
"niss": null,
"address": "1080 Sint-Jans-Molenbeek, Piersstraat 84/A"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 10000,
"holder_person_name": "MAROUF KHEL Dilawar Khan",
"is_subscriber_only": true,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 10000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 10000,
"subject_company": {
"kbo": "0737.376.083",
"name_full": "MAROUFF",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2019-10-31",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | MAROUFF |