MAROTTA SILVIA
ActiveMAROTTA SILVIA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €60k and a net result of €13k. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 19904 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+85
Solvency85▲+16
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.59 against 3.59 in 2023; short-term debt: 11.6% and cash: 32.3% of total assets), and 39.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
60.3%
Return on assets
13.4%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
68 d late
2022
30 d late
2021
29 d late
2020
30 d late
2019
21 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€60k▲ 28.6%
2023 · €47k
2019: €7k
2020: €20k
2021: €70k
2022: €63k
2023: €47k
2019 → 2024
Total assets
€100k▼ 6.0%
2023 · €106k
2019: €131k
2020: €133k
2021: €161k
2022: €134k
2023: €106k
2019 → 2024
Net result
€13k
2023 · €-16k
2019: €1k
2020: €13k
2021: €37k
2022: €-7k
2023: €-16k
2019 → 2024
Working capital
€42k▲ 21.4%
2023 · €34k
2019: €-1k
2020: €19k
2021: €53k
2022: €47k
2023: €34k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€20k-€70k▲ 240%€63k▼ 9.7%€47k▼ 25.3%€60k▲ 28.6%
Operating result€17k-€47k▲ 167%€-4k€-14k▼ 257%€15k
Net result€13k-€37k▲ 179%€-7k€-16k▼ 136%€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €15k after a loss of €14k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €100k
Fixed assets
€47k▼ 20.2%
Current assets
€53k▲ 12.0%
Equity and liabilities €100k
Equity
€60k▲ 28.6%
Debt
€40k▼ 33.2%
The debt ratio falls from 55.9% to 39.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▲
2023 · €-571
Cash flow
€25k▲
2023 · €-3k
Solvency
60.3%▲
2023 · 44.1%
Current ratio
4.59▲
2023 · 3.59
Quick ratio
4.39▲
2023 · 3.52
Debt / equity
0.66▼
2023 · 1.27
ROE
22.2%▲
2023 · -33.9%
ROA
13.4%▲
2023 · -15.0%
Interest coverage
17.36▲
2023 · -0.28
Debt
€40k▼
2023 · €59k
Debt ≤ 1 year
€12k▼
2023 · €13k
Debt > 1 year
€28k▼
2023 · €40k
Income taxes
€147▼
2023 · €158
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€106k€100k▼
Formation expenses20€145€0▼
Fixed assets21/28€59k€47k▼
Intangible fixed assets21€57k€46k▼
Tangible fixed assets22/27€2k€831▼
Plant, machinery and equipment23€2k€831▼
Financial fixed assets28€43€43=
Current assets29/58€47k€53k▲
Stocks and contracts in progress3€1k€2k▲
Stocks30/36€1k€2k▲
Amounts receivable within one year40/41€14k€18k▲
Trade receivables40€53€9k▲
Other amounts receivable41€14k€10k▼
Cash at bank and in hand54/58€33k€32k▼
Deferred charges and accrued income490/1-€36
Equity and liabilities
Total equity and liabilities10/49€106k€100k▼
Equity10/15€47k€60k▲
Contributions10/11€19k€19k=
Reserves13€49k€42k▼
Distributable reserves133€49k€42k▼
Profit (loss) carried forward14€-21k€255▲
Amounts payable17/49€59k€40k▼
Amounts payable after more than one year17€40k€28k▼
Financial debts170/4€9k€1k▼
Other amounts payable178/9€32k€27k▼
Amounts payable within one year42/48€13k€12k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€3k€200▼
Remuneration and social security454/9€3k€200▼
Accrued charges and deferred income492/3€6k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€768€921▲
Gross operating margin9900€197€28k▲
Operating profit (loss)9901€-14k€15k▲
Financial income75/76B€61€0▼
Recurring financial income75€61€0▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-16k€14k▲
Income taxes67/77€158€147▼
Profit (loss) for the period9904€-16k€13k▲
Profit (loss) for the period to be appropriated9905€-16k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-7k▲
Profit (loss) brought forward from the previous period14P€-5k€-21k▼
Transfer from equity791/2-€8k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2019net €37k ▲179%
Operating result €47k, net result €37k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 3.05
Current ratio from 0.90 to 3.05; short-term debt falls from €11k to €9k.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Carlos(BR) 117130 BincheGround area
1,080 m²
Building footprint
173 m²
Volume, LiDAR
704 m³
2 parcels, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Marotta Silvia
since 20192.286.757.578
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55026B0334/00K000 | Wallonia | 726 m² | 1 · 133 m² | 6.9 m · 2 fl. |
| 55005B0023/00W004 | Wallonia | 354 m² | 1 · 40 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EVITT
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Of 5,984 companies in sector 86940 we hold annual accounts for 1,807. 1,579 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2019
Fiscal year end31-12
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
46150Agents in the wholesale of furniture, household goods and hardware
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:silviamarotta7@hotmail.com
Phone:+32498050338