Marius Martin

Active

Private limited companyfounded 20242 yrs activeAvenue Cardinal Mercier 13, 5000 Namur, BelgiumKBO/BCE: BE 1010.745.839

The computed 12-month bankruptcy probability of Marius Martin is 2.0% (moderate). The 2025 annual accounts show equity of €73k and a net result of €43k. Its solvency ranks better than 42% of 18040 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

63 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability87

Solvency50

Growth-

Track record67

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €4.5k at 30 days acceptable

Liquidity tight (current ratio 1.48; short-term debt: 30.2% and cash: 21.7% of total assets), and 75% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

25%

Return on assets

14.7%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

20 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€73k

Total assets

€291k

Net result

€43k

Working capital

€42k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €291k

55.4%

44.6%

Fixed assets €161k

Current assets €130k

Equity and liabilities €291k

25.0%

75.0%

Equity €73k

Debt €218k

Debt finances 75.0% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€85k

Cash flow

€65k

Solvency

25.0%

Current ratio

1.48

Quick ratio

0.96

Debt / equity

3.00

ROE

58.8%

ROA

14.7%

Interest coverage

6.18

Debt

€218k

Debt ≤ 1 year

€88k

Debt > 1 year

€121k

Income taxes

€8k

Staff costs

€22k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€291k

Fixed assets21/28€161k

Tangible fixed assets22/27€152k

Plant, machinery and equipment23€123k

Furniture and vehicles24€20k

Other tangible fixed assets26€9k

Financial fixed assets28€10k

Current assets29/58€130k

Stocks and contracts in progress3€45k

Stocks30/36€45k

Amounts receivable within one year40/41€21k

Trade receivables40€21k

Other amounts receivable41€29

Cash at bank and in hand54/58€63k

Equity and liabilities

Total equity and liabilities10/49€291k

Equity10/15€73k

Contributions10/11€30k

Profit (loss) carried forward14€43k

Amounts payable17/49€218k

Amounts payable after more than one year17€121k

Financial debts170/4€121k

Amounts payable within one year42/48€88k

Current portion of amounts payable after more than one year42€41k

Trade debts44€1k

Suppliers440/4€1k

Taxes, remuneration and social security45€16k

Taxes450/3€13k

Remuneration and social security454/9€3k

Other amounts payable47/48€30k

Accrued charges and deferred income492/3€10k

Income statement Code2025

Remuneration, social security and pensions62€22k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k

Other operating charges640/8€3k

Gross operating margin9900€110k

Operating profit (loss)9901€63k

Financial income75/76B€1k

Recurring financial income75€1k

Financial charges65/66B€14k

Recurring financial charges65€14k

Profit (loss) for the period before taxes9903€50k

Income taxes67/77€8k

Profit (loss) for the period9904€43k

Profit (loss) for the period to be appropriated9905€43k

Appropriation of the result

Profit (loss) to be appropriated9906€43k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

20-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 20 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Namur · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue Cardinal Mercier 135000 Namur

Ground area

521 m²

Building footprint

196 m²

Volume, LiDAR

3,049 m³

2 parcels, Wallonia · tallest building 21.1 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

Kaas

Rue du Collège 7, 5000 NamurManufacture of food products

since 20242.363.010.862

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92302G0205/00B002	Wallonia	396 m²	1 · 111 m²	18.0 m · 5 fl.
92094C1066/00A000	Wallonia	125 m²	1 · 85 m²	21.1 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Namur2.363.010.862

2 permissions

Toelating · Detailhandel · since 01-01-2025

Toelating · Eetgelegenheid · since 01-01-2025

Similar companies · same sector, comparable size

La Cave du Fromager

BE 0714.897.522

Aywaille · Eq €73k

De Vershoek Poederlee

Of 395 companies in sector 47271 we hold annual accounts for 154. 123 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded25-06-2024

Fiscal year end31-12

Activities, NACEBEL

47271Retail trade

47241Retail sale of bread and pastry (bakery outlets)

47242Retail sale of chocolate and confectionery

47251Retail sale of wines and spirits

47252Retail sale of beverages, general range

47279Other retail sale of food

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

E-mail:info@fromagerie-kaas.be

Enterprise

Phone:+32491593364

Enterprise