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Complete company report
Generated 19-08-2026
Active BE 0461.247.074Limited partnership

MARIS TOM

Merellaan 2 ·2470 Retie, Belgium· 29 yrs active
Sector: Handelsbemiddeling in de groothandel in brandstoffen, ertsen, metalen en chemische producten (46120)
Conclusion Checked

The computed 12-month bankruptcy probability of MARIS TOM is 0.5% (low). The 2019 annual accounts show equity of €138k and a net result of €-33k. The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €138k
Net result €-33k
Active 29 yrs
Locations 2
Financial profile 4 of 5 axes measured · computed by Checked
Health45Profitability0Solvency80Growth-Stability85
52 / 100

Mixed profile: strong on stability, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 45
Profitability 0
Solvency 80
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Annual accounts: weaker financial profile +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1997, 29 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2019 · computed
45 / 100 Fair
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2019. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 21-01-2020 with the NBB · fiscal year 2019 · micro
Fiscal year2019
Depositmicro
Revenue-
EBITDA€-8k
Net profit€-33k
Cash flow€-16k
Staff costs-
Income taxes€763
Dividends€800
Total assets€297k
Equity€138k
Debt€159k
of which ≤ 1y€157k
of which > 1y-
Working capital€77k
Employees (FTE)-
Ratios (computed)
2019
Current ratio1.49
Quick ratio0.98
Working capital ratio25.9%
Solvency46.4%
Debt / equity-
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-11.2%
ROE-24.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2019
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2019
Balance sheet, Assets
TOTAL ASSETS 20/58€297k
Fixed assets 21/28€64k
Tangible fixed assets 22/27€64k
Current assets 29/58€234k
Stocks & contracts in progress 3€81k
Amounts receivable within one year 40/41€92k
Cash & bank 54/58€58k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€297k
Equity 10/15€138k
Contributions / capital 10/11€1k
Reserves 13€137k
Amounts payable 17/49€159k
Amounts payable within one year 42/48€157k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€-6k
Operating result 9901€-26k
Financial charges 65€7k
Result before taxes 9903€-32k
Income taxes 67/77€763
Net result for the period 9904€-33k
Result to be appropriated 9905€-33k
Ratios computed by Checked.
Legal Structure
NACE primary Handelsbemiddeling in de groothandel in brandstoffen, ertsen, metalen en chemische producten(46120)
Legal form Limited partnership(612)
Incorporation31-07-1997
StatusActive
Postal code2470
Establishment units 2 locations
DE SMET & VAN DIEST
Merellaan 2, 2470 RetiePersonenvervoer over zee- en kustwateren
since 19972.083.130.131
Horzelend 32, 2470 Retie
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20202.307.568.236
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13036E0495/00D028 Flanders 2,139 m² 1 · 328 m² 8.1 m · 2 fl.
13036B0261/00C000 Flanders 786 m² 1 · 282 m² 7.6 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
05-01-2024
State Gazette act Capital & shares
2020
21-01-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
31-01-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
31-01-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
27-01-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2015
22-12-2015
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2014
24-12-2014
NBB filing Annual accounts filed
fiscal year 2014 · verkort
31-01-2014
NBB filing Annual accounts filed
fiscal year 2013 · verkort
2013
07-01-2013
NBB filing Annual accounts filed
fiscal year 2012 · verkort
2011
13-12-2011
NBB filing Annual accounts filed
fiscal year 2011 · verkort
2010
16-12-2010
NBB filing Annual accounts filed
fiscal year 2010 · verkort
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Capital history · 1
05-01-2024
Capital change
All acts · 1 updated 2 years ago
2024
05-01-2024 Capital decrease of €1,239.47 to €0 Capital & shares
  • €1.239,47 → €0
Technical details 
{
  "events": [
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "statutory_reserve_release",
      "after_eur": 0.0,
      "delta_eur": -1239.47,
      "before_eur": 1239.47,
      "decrease_purpose": null,
      "contribution_type": "reserves_incorporation",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "suppress"
    },
    {
      "kind": "share_class_creation",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "share_emission": {
        "agio_eur": null,
        "share_form": null,
        "share_class": null,
        "n_new_shares": 50,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-01-05",
    "filing_date": "2023-12-22",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "act_date": "2023-12-22",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-11-27"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0461.247.074",
    "name_full": "MARIS TOM",
    "legal_form": "Commanditaire vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Verslag BAV",
    "Geco\u00F6rdineerde statuten"
  ],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Maris Tom",
      "role": "commanditaire",
      "n_shares": 50,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in de groothandel in brandstoffen, ertsen, metalen en chemische producten46120Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Detailhandel in motorvoertuigen50103
Primary activity highlighted.
Names & trade names
Legal nameNL MARIS TOM
Registered office
Merellaan 2
2470 Retie, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative