Summary
Bankruptcy probability (12 mo)
0.9%
Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered
+Long track record
−Higher-failure-rate region
+
Timeline
What happened to this company, by date
State Gazette, CBE and NBB in one series · 0 of 3 acts read2025
16-07-2025 NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
11-07-2024 NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
04-07-2023 NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
30-06-2022 NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
10-06-2021 NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
14-07-2020 NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
14-06-2019 NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
14-06-2018 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
08-06-2017 NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
11-07-2016 NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financials
TurnoverNot included in this filing
EBIT marginNot included in this filing
Net result€-4k
Working capital€-171k
Figures by fiscal year
Source: NBB · 2024Annual accounts filed on 16-07-2025 with the NBB · fiscal year 2024 · full schema
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | full schema |
| Revenue | - |
| EBITDA | €8k |
| Net profit | €-4k |
| Cash flow | €10k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €221k |
| Equity | €23k |
| Debt | €174k |
| of which ≤ 1y | €174k |
| of which > 1y | - |
| Working capital | €-171k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.02 |
| Quick ratio | 0.02 |
| Working capital ratio | -77.0% |
| Solvency | 10.3% |
| Debt / equity | 7.64 |
| Long-term debt ratio | - |
| Interest coverage | 42.77 |
| Gross margin | - |
| Net margin | - |
| ROA | -2.0% |
| ROE | -19.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €221k |
| Fixed assets | 21/28 | €218k |
| Tangible fixed assets | 22/27 | €217k |
| Financial fixed assets | 28 | €416 |
| Current assets | 29/58 | €4k |
| Cash & bank | 54/58 | €3 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €221k |
| Equity | 10/15 | €23k |
| Contributions / capital | 10/11 | €31k |
| Reserves | 13 | €71k |
| Accumulated profits (losses) | 14 | €-79k |
| Provisions & deferred taxes | 16 | €25k |
| Amounts payable | 17/49 | €174k |
| Amounts payable within one year | 42/48 | €174k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €11k |
| Operating result | 9901 | €-7k |
| Financial income | 75 | €1 |
| Financial charges | 65 | €190 |
| Result before taxes | 9903 | €-7k |
| Net result for the period | 9904 | €-4k |
| Result to be appropriated | 9905 | €314 |
Ratios computed by Checked.
Signals
Signals
Gazette, CBE, filings and accounts in one listDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 34 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
Long-established
Founded in 1995, 30 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 34 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not confirmed | - |
| 31-12-2024 | 31-07-2025 | 16-07-2025 | 15 d early | 2025-00282746 |
| 31-12-2023 | 31-07-2024 | 11-07-2024 | 20 d early | 2024-00236135 |
| 31-12-2022 | 31-07-2023 | 04-07-2023 | 27 d early | 2023-00197493 |
| 31-12-2021 | 31-07-2022 | 30-06-2022 | 31 d early | 2022-20114046 |
| 31-12-2020 | 31-07-2021 | 10-06-2021 | 51 d early | 2021-19100064 |
| 31-12-2019 | 31-07-2020 | 14-07-2020 | 17 d early | 2020-29600509 |
| 31-12-2018 | 31-07-2019 | 14-06-2019 | 47 d early | 2019-18400600 |
| 31-12-2017 | 31-07-2018 | 14-06-2018 | 47 d early | 2018-19100258 |
| 31-12-2016 | 31-07-2017 | 08-06-2017 | 53 d early | 2017-16500329 |
| 31-12-2015 | 31-07-2016 | 11-07-2016 | 20 d early | 2016-30100307 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
on the map · from the address registerParcels1
Ground area2,390 m²
Buildings1
Building footprint465 m²
Volume (LiDAR)5,791 m³
Tallest building15.4 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25072B0295/00C002 | Wallonia | 2,390 m² | 1 · 465 m² | 15.4 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Belgian State Gazette · acts
0 of 3 acts readWe know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.
Analysis
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameFR | MARINAZUR |
Registered office
Rue de Sotriamont 24 bus 10
1400 Nivelles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.