Marilie is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.42M and a net result of €360k. Equity is growing by ~21.3% per year across the filed fiscal years. Its solvency ranks better than 73% of 8018 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
15 d early
2023
14 d late
2022
25 d late
2021
33 d early
2020
16 d late
2019
39 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.42M▼ 27.1%
2024 · €1.95M
2018: €617k
2019: €620k
2020: €861k
2021: €1.09M
2022: €1.42M
2023: €1.67M
2024: €1.95M
2018 → 2025
Net result
€360k▼ 26.7%
2024 · €491k
2018: €169k
2019: €212k
2020: €241k
2021: €314k
2022: €333k
2023: €417k
2024: €491k
2018 → 2025
Total assets
€1.87M▼ 17.8%
2024 · €2.27M
2018: €726k
2019: €865k
2020: €1.03M
2021: €1.36M
2022: €1.78M
2023: €2.45M
2024: €2.27M
2018 → 2025
Solvency
76.2%▼ 9.6pp
2024 · 85.9%
2018: 85.0%
2019: 71.7%
2020: 83.4%
2021: 80.0%
2022: 80.0%
2023: 68.4%
2024: 85.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.09M-€1.42M▲ 30.5%€1.67M▲ 17.6%€1.95M▲ 16.6%€1.42M▼ 27.1%
Operating result€434k-€438k▲ 0.7%€571k▲ 30.5%€655k▲ 14.6%€466k▼ 28.8%
Net result€314k-€333k▲ 6.0%€417k▲ 25.4%€491k▲ 17.6%€360k▼ 26.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.87M
Fixed assets
€388k▼ 12.6%
Current assets
€1.48M▼ 19.1%
Equity and liabilities €1.87M
Equity
€1.42M▼ 27.1%
Debt
€444k▲ 38.2%
The debt ratio rises from 14.1% to 23.8%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
76.2%▼
2024 · 85.9%
ROE
25.3%▲
2024 · 25.2%
ROA
19.3%▼
2024 · 21.6%
Debt
€444k▲
2024 · €321k
Debt ≤ 1 year
€444k▲
2024 · €321k
Income taxes
€169k▼
2024 · €227k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.27M€1.87M▼
Fixed assets21/28€443k€388k▼
Tangible fixed assets22/27€351k€295k▼
Land and buildings22€126k€119k▼
Plant, machinery and equipment23€127k€103k▼
Furniture and vehicles24€98k€74k▼
Financial fixed assets28€92k€92k=
Current assets29/58€1.83M€1.48M▼
Amounts receivable after more than one year29€150k€150k=
Other amounts receivable291€150k€150k=
Amounts receivable within one year40/41€1.41M€614k▼
Trade receivables40€57k€244k▲
Other amounts receivable41€1.36M€370k▼
Cash at bank and in hand54/58€236k€668k▲
Deferred charges and accrued income490/1€28k€47k▲
Equity and liabilities
Total equity and liabilities10/49€2.27M€1.87M▼
Equity10/15€1.95M€1.42M▼
Contributions10/11€12k€12k=
Reserves13€1.94M€1.41M▼
Distributable reserves133€1.94M€1.41M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€321k€444k▲
Amounts payable within one year42/48€321k€444k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€85k€103k▲
Taxes450/3€85k€103k▲
Other amounts payable47/48€235k€337k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€60k▲
Other operating charges640/8€6k€4k▼
Gross operating margin9900€715k€531k▼
Operating profit (loss)9901€655k€466k▼
Financial income75/76B€92k€63k▼
Recurring financial income75€92k€63k▼
Financial charges65/66B€29k€201▼
Recurring financial charges65€19k€201▼
Non-recurring financial charges66B€9k€0▼
Profit (loss) for the period before taxes9903€718k€529k▼
Income taxes67/77€227k€169k▼
Profit (loss) for the period9904€491k€360k▼
Profit (loss) for the period to be appropriated9905€491k€360k▼
Appropriation of the result
Profit (loss) to be appropriated9906€491k€360k▼
Transfer from equity791/2€212k€888k▲
Transfer to equity691/2€491k€360k▼
To other reserves6921€491k€360k▼
Profit to be distributed694/7€212k€888k▲
Return on contributions (dividend)694€212k€888k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €491k ▲17.6%
Operating result €655k, net result €491k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.69
Current ratio from 2.63 to 5.69; short-term debt falls from €772k to €321k.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €1MEq €1.09M ▲26.6%
4 profitable years in a row build equity to €1.09M.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jacob de Meyerestraat 38200 BruggeGround area
1,206 m²
Building footprint
203 m²
Volume, LiDAR
1,229 m³
Parcel 31027D0074/00C000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Marilie
since 20092.178.055.420
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31027D0074/00C000 | Flanders | 1,206 m² | 1 · 203 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 11,884 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2009
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.