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MARIEVER

Active
Private limited companyfounded 200025 yrs activeWolfsmelkweg 4, 8620 Nieuwpoort, BelgiumKBO/BCE: BE 0473.659.611
Summary

MARIEVER has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €412k and a net result of €-37k. Equity is shrinking by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 87% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
78 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 10.86 against 10.83 in 2024; short-term debt: 8.9% and cash: 3.5% of total assets), and 11.1% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
88.9%
Return on assets
-8%
Age of the figures
18 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year €-37k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 22-10-2025, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 d early
2024
9 d early
2023
38 d early
2022
26 d early
2021
17 d early
2020
32 d early
2019
31 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€412k▼ 8.6%
2024 · €451k
2019: €347k 2020: €594k 2021: €568k 2022: €493k 2023: €464k 2024: €451k
2019 → 2025
Total assets
€464k▼ 6.9%
2024 · €498k
2019: €1.38M 2020: €825k 2021: €768k 2022: €633k 2023: €563k 2024: €498k
2019 → 2025
Net result
€-37k▼ 176%
2024 · €-13k
2019: €-64k 2020: €247k 2021: €-12k 2022: €-32k 2023: €7k 2024: €-13k
2019 → 2025
Working capital
€406k▲ 3.9%
2024 · €391k
2019: €-378k 2020: €307k 2021: €314k 2022: €354k 2023: €365k 2024: €391k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€568k-€493k▼ 13.2%€464k▼ 5.7%€451k▼ 2.9%€412k▼ 8.6%
Operating result€2k-€-27k€26k€-1k€-35k▼ 2,666%
Net result€-12k-€-32k▼ 173%€7k€-13k€-37k▼ 176%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20kOperating result 2021: €2k€2kNet result 2021: €-12k€-12kOperating result 2022: €-27k€-27kNet result 2022: €-32k€-32kOperating result 2023: €26k€26kNet result 2023: €7k€7kOperating result 2024: €-1k€-1kNet result 2024: €-13k€-13kOperating result 2025: €-35k€-35kNet result 2025: €-37k€-37k20212022202320242025€-40k€-20k€0€20kOperating result 2023: €26k€26kNet result 2023: €7k€7.1kOperating result 2024: €-1k€-1.3kNet result 2024: €-13k€-13kOperating result 2025: €-35k€-35kNet result 2025: €-37k€-37k202320242025
The operating result stays negative: a loss of €35k in 2025 against €1k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €464k
Fixed assets €16k ▼ 75.8%
Current assets €447k ▲ 3.9%
Equity and liabilities €464k
Equity €412k ▼ 8.6%
Debt €52k ▲ 9.3%
Debt's share of the balance-sheet total rises from 9.5% to 11.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€20k▼
2024 · €62k
Cash flow
€18k▼
2024 · €50k
Current ratio
10.86▲
2024 · 10.83
Debt to equity
0.13▲
2024 · 0.10
ROE
-9.0%▼
2024 · -3.0%
ROA
-8.0%▼
2024 · -2.7%
Interest coverage
10.77▼
2024 · 29.97
Debt ≤ 1 year
€41k▲
2024 · €40k
Income taxes
€5k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€498k€464k▼
Fixed assets21/28€67k€16k▼
Tangible fixed assets22/27€67k€16k▼
Land and buildings22€56k€7k▼
Other tangible fixed assets26€11k€9k▼
Current assets29/58€431k€447k▲
Amounts receivable after more than one year29€335k€335k=
Other amounts receivable291€335k€335k=
Amounts receivable within one year40/41€20k€74k▲
Trade receivables40€11k€19k▲
Other amounts receivable41€9k€55k▲
Current investments50/53€15k€15k=
Cash at bank and in hand54/58€54k€16k▼
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€498k€464k▼
Equity10/15€451k€412k▼
Contributions10/11€24k€24k=
Reserves13€427k€388k▼
Tax-exempt reserves132€44k-
Distributable reserves133€383k€388k▲
Amounts payable17/49€47k€52k▲
Amounts payable within one year42/48€40k€41k▲
Current portion of amounts payable after more than one year42€22k-
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€16k€36k▲
Accrued charges and deferred income492/3€7k€10k▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€55k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€18k
Other operating charges640/8€3k€3k▲
Gross operating margin9900€65k€42k▼
Operating profit (loss)9901€-1k€-35k▼
Financial income75/76B€5k€5k▲
Recurring financial income75€5k€5k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€2k€-32k▼
Income taxes67/77€15k€5k▼
Profit (loss) for the period9904€-13k€-37k▼
Transfer from tax-exempt reserves789€44k€44k=
Profit (loss) for the period to be appropriated9905€30k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€7k▼
Transfer from equity791/2-€2k
Transfer to equity691/2€30k€7k▼
To other reserves6921€30k€7k▼
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
22-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
22-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
23-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Back to profitnet €7k
Net result €7k after 2 loss-making years.
2022
05-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
14-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
29-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial Back to profitnet €247k
Net result €247k after one loss-making year.
31-03
Financial Liquidity times 28current ratio 3.44
Current ratio from 0.12 to 3.44; short-term debt falls from €430k to €126k.
31-03
Financial Equity above €500kEq €594k ▲71.2%
Equity rises from €347k to €594k.
2019
30-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
09-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
25-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
20-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 2000
seat establishment The establishment unit on the map
Ground area
1,110 m²
Building footprint
262 m²
Volume, LiDAR
1,546 m³
Parcel 38402D0465/00A000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Mariever
Wolfsmelkweg 4, 8620 NieuwpoortNACE 70120
since 20002.287.861.202
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38402D0465/00A000 Flanders 1,110 m² 1 · 262 m² 9.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 36,162 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-12-2000
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.