MARIANNE WARNANT
ActiveMARIANNE WARNANT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €14k. Equity is growing by ~35.5% per year across the filed fiscal years. Its solvency ranks better than 43% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+19
Solvency95▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 2.56 in 2024), but 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.6%
Return on assets
16.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
on the day
2023
22 d late
2022
24 d late
2021
25 d late
2020
23 d late
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 9.0%
2024 · €38k
2018: €-30k
2019: €-21k
2020: €-2k
2021: €18k
2022: €28k
2023: €32k
2024: €38k
2018 → 2025
Total assets
€83k▲ 17.5%
2024 · €71k
2018: €30k
2019: €11k
2020: €32k
2021: €48k
2022: €69k
2023: €69k
2024: €71k
2018 → 2025
Net result
€14k▲ 122%
2024 · €6k
2018: €987
2019: €9k
2020: €19k
2021: €20k
2022: €10k
2023: €4k
2024: €6k
2018 → 2025
Working capital
€46k▲ 7.1%
2024 · €43k
2018: €-25k
2019: €-16k
2020: €3k
2021: €23k
2022: €33k
2023: €36k
2024: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€28k▲ 55.4%€32k▲ 13.0%€38k▲ 19.4%€41k▲ 9.0%
Operating result€28k-€16k▼ 43.1%€7k▼ 54.8%€11k▲ 52.0%€23k▲ 116%
Net result€20k-€10k▼ 50.1%€4k▼ 63.4%€6k▲ 68.0%€14k▲ 122%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 116% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€419=
Current assets
€83k▲ 17.6%
Equity and liabilities €83k
Equity
€41k▲ 9.0%
Debt
€42k▲ 27.2%
The debt ratio rises from 46.6% to 50.4%: debt grows faster than equity.
Key figures and ratios
Solvency
49.6%▼
2024 · 53.4%
Current ratio
2.25▼
2024 · 2.56
Quick ratio
2.25▼
2024 · 2.56
Debt / equity
1.02▲
2024 · 0.87
ROE
33.1%▲
2024 · 16.2%
ROA
16.4%▲
2024 · 8.7%
Debt
€42k▲
2024 · €33k
Debt ≤ 1 year
€37k▲
2024 · €27k
Income taxes
€10k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€83k▲
Fixed assets21/28€419€419=
Financial fixed assets28€419€419=
Current assets29/58€70k€83k▲
Amounts receivable after more than one year29€65k€65k=
Other amounts receivable291€65k€65k=
Amounts receivable within one year40/41€1k€14k▲
Trade receivables40€1k€1k▼
Other amounts receivable41€15€13k▲
Cash at bank and in hand54/58€549€4k▲
Deferred charges and accrued income490/1€3k€428▼
Equity and liabilities
Total equity and liabilities10/49€71k€83k▲
Equity10/15€38k€41k▲
Contributions10/11€19k€19k=
Reserves13€19k€23k▲
Distributable reserves133€19k€23k▲
Amounts payable17/49€33k€42k▲
Amounts payable within one year42/48€27k€37k▲
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45€19k€23k▲
Taxes450/3€19k€23k▲
Other amounts payable47/48€2k€10k▲
Accrued charges and deferred income492/3€5k€5k▼
Income statement
Code20242025
Other operating charges640/8€410€1k▲
Gross operating margin9900€11k€24k▲
Operating profit (loss)9901€11k€23k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€11k€24k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€6k€14k▲
Profit (loss) for the period to be appropriated9905€6k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€14k▲
Transfer from equity791/2-€9k
Transfer to equity691/2€6k€13k▲
To other reserves6921€6k€13k▲
Profit to be distributed694/7-€10k
Return on contributions (dividend)694-€10k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Highest result since 2018net €20k ▲5.2%
Net result €20k, the highest in the series.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 1.11
Current ratio from 0.39 to 1.11.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterloosesteenweg 8801000 BrusselGround area
1,343 m²
Building footprint
339 m²
Volume, LiDAR
3,505 m³
2 parcels, Brussels · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Marianne WARNANT - Avocat
since 20102.187.929.822
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0277/00S000 | Brussels | 1,071 m² | 1 · 262 m² | 14.8 m · 4 fl. |
| 21332C0009/00A016 | Brussels | 272 m² | 1 · 77 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,024 companies in sector 69101 we hold annual accounts for 9,030. 7,019 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2005
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.