MARAL · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of MARAL is 0.6% (low). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	30-09-2025	61 d late	2025-00528138
31-12-2023	31-07-2024	30-09-2024	61 d late	2024-00490482
31-12-2022	31-07-2023	28-09-2023	59 d late	2023-00459289
31-12-2021	31-07-2022	14-10-2022	75 d late	2022-20464489
31-12-2020	31-07-2021	10-11-2021	102 d late	2021-76900458
31-12-2019	31-07-2020	29-10-2020	90 d late	2020-66300350
31-12-2018	31-07-2019	29-10-2019	90 d late	2019-71600330
31-12-2017	31-07-2018	27-09-2018	58 d late	2018-66300331
31-12-2016	31-07-2017	31-10-2017	92 d late	2017-68500393
31-12-2015	31-07-2016	30-12-2016	152 d late	2016-71900515

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 1992, 33 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.6% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2024	verkort	30-09-2025	2025-00528138
31-12-2023	verkort	30-09-2024	2024-00490482
31-12-2022	verkort	28-09-2023	2023-00459289
31-12-2021	verkort	14-10-2022	2022-20464489
31-12-2020	verkort	10-11-2021	2021-76900458
31-12-2019	verkort	29-10-2020	2020-66300350
31-12-2018	verkort	29-10-2019	2019-71600330
31-12-2017	verkort	27-09-2018	2018-66300331
31-12-2016	verkort	31-10-2017	2017-68500393
31-12-2015	verkort	30-12-2016	2016-71900515

Structure & network

Locations & real estate

Establishment units

1 location

Rubensstraat 104, 2300 Turnhout

Handelsbemiddeling in de groothandel in hout en bouwmaterialen

since 19922.059.267.636

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area282 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13453O0732/00H000	Flanders	282 m²	-	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

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Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameNL

MARAL

Registered office

Rubensstraat 104

2300 Turnhout, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.