MARAL
ActiveMARAL has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €17k. Equity is growing by ~45.4% per year across the filed fiscal years. Its solvency ranks better than 26% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+18
Solvency37▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.61 in 2024; short-term debt: 68.2% and cash: 33.1% of total assets), and 87.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.2%
Return on assets
6.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
18 d late
2023
26 d late
2022
39 d early
2021
25 d late
2020
24 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€17k▲ 2,597%
2024 · €643
2018: €9k
2019: €-5k
2020: €4k
2021: €8k
2022: €25k
2023: €-11k
2024: €643
2018 → 2025
Working capital
€-85k▼ 54.5%
2024 · €-55k
2018: €-57k
2019: €-47k
2020: €-30k
2021: €-21k
2022: €9k
2023: €-42k
2024: €-55k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€105-€25k▲ 23,581%€14k▼ 44.7%€14k▲ 4.7%€32k▲ 120%
Operating result€12k-€29k▲ 137%€-2k€7k€32k▲ 370%
Net result€8k-€25k▲ 201%€-11k€643€17k▲ 2,597%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 370% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €260k
Fixed assets
€167k▲ 17.8%
Current assets
€93k▲ 6.3%
Equity and liabilities €260k
Equity
€32k▲ 120%
Debt
€229k▲ 6.2%
The debt ratio falls from 93.7% to 87.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€82k▲
2024 · €30k
Cash flow
€68k▲
2024 · €23k
Solvency
12.2%▲
2024 · 6.3%
Current ratio
0.52▼
2024 · 0.61
Quick ratio
0.52▼
2024 · 0.61
Debt / equity
7.20▼
2024 · 14.94
ROE
54.6%▲
2024 · 4.5%
ROA
6.7%▲
2024 · 0.3%
Interest coverage
8.30▲
2024 · 4.78
Debt
€229k▲
2024 · €215k
Debt ≤ 1 year
€178k▲
2024 · €142k
Debt > 1 year
€50k▼
2024 · €67k
Income taxes
€5k
Staff costs
€216k▲
2024 · €185k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€230k€260k▲
Fixed assets21/28€142k€167k▲
Tangible fixed assets22/27€142k€167k▲
Land and buildings22€8k€13k▲
Plant, machinery and equipment23€42k€88k▲
Furniture and vehicles24€91k€66k▼
Current assets29/58€87k€93k▲
Amounts receivable within one year40/41€2k€5k▲
Trade receivables40€2k€5k▲
Cash at bank and in hand54/58€84k€86k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€230k€260k▲
Equity10/15€14k€32k▲
Contributions10/11€25k€25k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-13k€4k▲
Amounts payable17/49€215k€229k▲
Amounts payable after more than one year17€67k€50k▼
Financial debts170/4€67k€50k▼
Amounts payable within one year42/48€142k€178k▲
Current portion of amounts payable after more than one year42€16k€17k▲
Trade debts44€13k€10k▼
Suppliers440/4€13k€10k▼
Taxes, remuneration and social security45€30k€43k▲
Taxes450/3€15k€26k▲
Remuneration and social security454/9€15k€17k▲
Other amounts payable47/48€82k€108k▲
Accrued charges and deferred income492/3€6k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€185k€216k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€51k▲
Other operating charges640/8€5k€7k▲
Gross operating margin9900€220k€306k▲
Operating profit (loss)9901€7k€32k▲
Financial income75/76B€30€1▼
Recurring financial income75€30€1▼
Financial charges65/66B€6k€10k▲
Recurring financial charges65€6k€10k▲
Profit (loss) for the period before taxes9903€643€22k▲
Income taxes67/77-€5k
Profit (loss) for the period9904€643€17k▲
Profit (loss) for the period to be appropriated9905€643€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€4k▲
Profit (loss) brought forward from the previous period14P€-14k€-13k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Back to profitnet €643
Net result €643 after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-11k ▼145%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €25k ▲201%
Net result €25k, the highest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 25 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 24 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 21 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 2 establishment units since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Albert Ier 131332 RixensartGround area
4,573 m²
Building footprint
533 m²
Volume, LiDAR
2,594 m³
2 parcels, Flanders, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
SUPER S'CAR-WASH
since 19902.050.055.012
car wash super 5
since 20032.303.392.286
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552E0043/00Z070 | Flanders | 3,743 m² | 1 · 533 m² | 7.4 m · 2 fl. |
| 25033B0002/00E002 | Wallonia | 829 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SAHIB JI
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CARISMATICS
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ALFA WASH
BE 0667.767.893
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Olaerts Carwash
BE 0700.773.332
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BIHAN
BE 0831.992.556
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Of 3,209 companies in sector 95316 we hold annual accounts for 752. 559 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-1990
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:yavas-irfan@hotmail.fr
Phone:+32475843378