MAQ Consulting

Active

Private limited companyfounded 20187 yrs activeRue de Florival, Isnes 24, 5032 Gembloux, BelgiumKBO/BCE: BE 0713.999.776

MAQ Consulting has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €31k and a net result of €67k. Equity is shrinking by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 30% of 4599 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2024

73 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency51▼-3

Growth58=

Track record100

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity tight (current ratio 1.1 against 1.3 in 2023; short-term debt: 73.9% and cash: 37.5% of total assets), and 73.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

26.1%

Return on assets

57.1%

Age of the figures

20 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

not confirmed

2024

31 d early

2023

6 d early

2022

28 d early

2021

16 d late

2020

4 d early

2019

9 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€67k▲ 1.3%

2023 · €66k

2019: €47k 2020: €51k 2021: €46k 2022: €65k 2023: €66k

2019 → 2024

Working capital

€9k▼ 67.9%

2023 · €28k

2019: €53k 2020: €102k 2021: €161k 2022: €36k 2023: €28k

2019 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€104k-€163k▲ 56.3%€48k▼ 70.7%€39k▼ 18.7%€31k▼ 20.8%

Operating result€64k-€58k▼ 9.4%€82k▲ 40.9%€83k▲ 1.5%€85k▲ 2.4%

Net result€51k-€46k▼ 8.7%€65k▲ 41.1%€66k▲ 1.5%€67k▲ 1.3%

Result per fiscal year

Operating resultNet result

After the dip in 2021 the operating result has climbed three years in a row; 2024 is 2% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €117k

18.4%

81.6%

Fixed assets €22k▲ 106%

Current assets €96k▼ 21.4%

Equity and liabilities €117k

26.1%

73.9%

Equity €31k▼ 20.8%

Debt €87k▼ 7.3%

The debt ratio rises from 70.7% to 73.9%. Equity and debt are lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€90k▲

2023 · €86k

Cash flow

€71k▲

2023 · €69k

Solvency

26.1%▼

2023 · 29.3%

Current ratio

1.10▼

2023 · 1.30

Quick ratio

1.10▼

2023 · 1.30

Debt / equity

2.83▲

2023 · 2.42

ROE

218.6%▲

2023 · 170.9%

ROA

57.1%▲

2023 · 50.0%

Interest coverage

98.45▼

2023 · 464.21

Debt

€87k▼

2023 · €93k

Debt ≤ 1 year

€87k▼

2023 · €93k

Income taxes

€18k▲

2023 · €17k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€132k€117k▼

Fixed assets21/28€10k€22k▲

Tangible fixed assets22/27€10k€22k▲

Furniture and vehicles24€10k€22k▲

Current assets29/58€122k€96k▼

Amounts receivable within one year40/41€64k€52k▼

Trade receivables40€64k€51k▼

Other amounts receivable41-€383

Cash at bank and in hand54/58€58k€44k▼

Equity and liabilities

Total equity and liabilities10/49€132k€117k▼

Equity10/15€39k€31k▼

Contributions10/11€19k€19k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Profit (loss) carried forward14€18k€10k▼

Amounts payable17/49€93k€87k▼

Amounts payable within one year42/48€93k€87k▼

Taxes, remuneration and social security45€29k€22k▼

Taxes450/3€29k€22k▼

Other amounts payable47/48€64k€65k▲

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲

Gross operating margin9900€86k€90k▲

Operating profit (loss)9901€83k€85k▲

Financial charges65/66B€186€909▲

Recurring financial charges65€186€909▲

Profit (loss) for the period before taxes9903€83k€85k▲

Income taxes67/77€17k€18k▲

Profit (loss) for the period9904€66k€67k▲

Profit (loss) for the period to be appropriated9905€66k€67k▲

Appropriation of the result

Profit (loss) to be appropriated9906€93k€85k▼

Profit (loss) brought forward from the previous period14P€27k€18k▼

Profit to be distributed694/7€75k€75k=

Return on contributions (dividend)694€75k€75k=

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 10Financial 4Filings 6

2025

30-06

NBB filing Annual accounts filed

fiscal year 2024 · full schema

2024

31-12

Financial Highest result since 2019net €67k ▲1.3%

Operating result €85k, net result €67k, both a record.

25-07

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

03-07

NBB filing Annual accounts filed

fiscal year 2022 · full schema

2022

16-08

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 16 days late

2021

31-12

Financial Weakest financial yearnet €46k ▼8.7%

Net result drops to €46k, the lowest in the series; recovery starts the following year.

31-12

Financial Equity above €150kEq €163k ▲56.3%

3 profitable years in a row build equity to €163k.

27-07

NBB filing Annual accounts filed

fiscal year 2020 · full schema

2020

31-12

Financial Equity above €100kEq €104k ▲94.5%

2 profitable years in a row build equity to €104k.

22-07

NBB filing Annual accounts filed

fiscal year 2019 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Gembloux · 1 establishment unit since 2019

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Florival, Isnes 245032 Gembloux

Ground area

1,109 m²

Building footprint

81 m²

Volume, LiDAR

586 m³

Parcel 92065B0084/00C000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Rue de Florival, Isnes 24, 5032 Gembloux

Real estate development

since 20192.282.468.990

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92065B0084/00C000	Wallonia	1,109 m²	1 · 81 m²	8.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

MAHACO

BE 0741.873.717

Keerbergen · Eq €31k

Leyssens Jonas Consulting

BE 1007.084.088

Beringen · Eq €31k

CLOSE RANGE CONSULTING

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 34,519 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded28-11-2018

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

62020IT consultancy

62200Computer consultancy and computer facilities management

70210Activities of head offices; management consultancy activities

73300Public relations and communication consultancy

78200Temporary employment agencies and other provision of personnel

78300Employment activities

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.