Summary
Mapwave is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €92k and a net result of €41k. Equity is growing by ~84.1% per year across the filed fiscal years. Its solvency ranks better than 43% of 9863 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
44 d early
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€92k▲ 80.2%
2023 · €51k
2022: €6k
2023: €51k
2022 → 2024
Net result
€41k▼ 8.8%
2023 · €45k
2022: €3k
2023: €45k
2022 → 2024
Total assets
€193k▲ 186%
2023 · €67k
2022: €53k
2023: €67k
2022 → 2024
Solvency
47.5%▼ 27.8pp
2023 · 75.3%
2022: 11.7%
2023: 75.3%
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€6k-€51k▲ 729%€92k▲ 80.2%
Operating result€4k-€56k▲ 1,234%€52k▼ 7.7%
Net result€3k-€45k▲ 1,328%€41k▼ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 8% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €193k
Fixed assets
€11k ▼ 6.8%
Current assets
€182k ▲ 226%
Equity and liabilities €193k
Equity
€92k ▲ 80.2%
Debt
€101k ▲ 508%
Debt's share of the balance-sheet total rises from 24.7% to 52.5%. Equity and debt are higher.
Key figures and ratios
ROE
44.5%▼
2023 · 87.9%
ROA
21.1%▼
2023 · 66.2%
Debt ≤ 1 year
€101k▲
2023 · €17k
Income taxes
€11k▼
2023 · €12k
Staff costs
€14k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet
Code20232024
Assets
Total assets20/58€67k€193k▲
Fixed assets21/28€12k€11k▼
Financial fixed assets28€12k€11k▼
Current assets29/58€56k€182k▲
Amounts receivable within one year40/41€49k€21k▼
Trade receivables40€43k€20k▼
Other amounts receivable41€7k€894▼
Cash at bank and in hand54/58€35€135k▲
Deferred charges and accrued income490/1€6k€26k▲
Equity and liabilities
Total equity and liabilities10/49€67k€193k▲
Equity10/15€51k€92k▲
Contributions10/11€3k€3k=
Reserves13€48k€89k▲
Distributable reserves133€48k€89k▲
Amounts payable17/49€17k€101k▲
Amounts payable within one year42/48€17k€101k▲
Financial debts43-€519
Credit institutions430/8-€519
Trade debts44€17k€90k▲
Suppliers440/4€17k€90k▲
Taxes, remuneration and social security45-€11k
Taxes450/3-€7k
Remuneration and social security454/9-€4k
Other amounts payable47/48€24€24▲
Income statement
Code20232024
Remuneration, social security and pensions62€4k€14k▲
Other operating charges640/8€674€505▼
Gross operating margin9900€61k€67k▲
Operating profit (loss)9901€56k€52k▼
Financial income75/76B€72-
Recurring financial income75€72-
Financial charges65/66B€130€539▲
Recurring financial charges65€130€539▲
Profit (loss) for the period before taxes9903€56k€51k▼
Income taxes67/77€12k€11k▼
Profit (loss) for the period9904€45k€41k▼
Profit (loss) for the period to be appropriated9905€45k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€41k▼
Transfer to equity691/2€45k€41k▼
To other reserves6921€45k€41k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €45k ▲1,328%
Operating result €56k, net result €45k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.34
Current ratio from 1.05 to 3.34; short-term debt falls from €46k to €17k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Ground area
1,305 m²
Building footprint
1,305 m²
Volume, LiDAR
23,316 m³
Parcel 11802B0262/00V000, Flanders · tallest building 31.6 m, ±6 floors. Linked by address, not a title deed.
23
companies at this address
See who is registered here
1 establishment unit
Mapwave
since 20212.325.046.943
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B0262/00V000 | Flanders | 1,305 m² | 1 · 1,305 m² | 31.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 7,220 EUR awarded · 7,220 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,907 EUR | 2,907 EUR |
| 2024 | 1 | 4,313 EUR | 4,313 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
Similar companies · same sector, comparable size
PERACLES
BE 0895.991.176
Izegem · Eq €91,579
Caserne Holdings
BE 0786.581.611
Zaventem · Eq €91,572
LAMA
BE 0550.830.435
Bocholt · Eq €91,600
DAJO CONSULTING
BE 0763.734.151
Schilde · Eq €91,561
GRANIT PARTS - Gestion de Biens
BE 0875.409.261
Wanze · Eq €91,524
Of 24,727 companies in sector 64210 we hold annual accounts for 19,764. 12,118 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
78200Temporary employment agencies and other provision of personnel
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
73200Market research and public opinion polling
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.