MAP4F
ActiveMAP4F has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €314k and a net result of €29k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 75% of 16809 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+5
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.9 against 13.0 in 2024), and 19.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.8%
Return on assets
7.5%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
38 d late
2024
50 d early
2023
57 d early
2022
55 d early
2021
48 d early
2020
45 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€314k▲ 9.9%
2024 · €286k
2018: €244k
2019: €252k
2020: €239k
2021: €250k
2022: €261k
2023: €264k
2024: €286k
2018 → 2025
Total assets
€389k▲ 17.3%
2024 · €332k
2018: €296k
2019: €260k
2020: €307k
2021: €324k
2022: €325k
2023: €351k
2024: €332k
2018 → 2025
Net result
€29k▲ 25.4%
2024 · €23k
2018: €67k
2019: €9k
2020: €7k
2021: €12k
2022: €12k
2023: €3k
2024: €23k
2018 → 2025
Working capital
€304k▲ 7.8%
2024 · €282k
2018: €235k
2019: €235k
2020: €227k
2021: €248k
2022: €234k
2023: €263k
2024: €282k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€250k-€261k▲ 4.5%€264k▲ 0.9%€286k▲ 8.5%€314k▲ 9.9%
Operating result€19k-€18k▼ 8.5%€7k▼ 60.4%€35k▲ 400%€44k▲ 25.3%
Net result€12k-€12k▼ 0.4%€3k▼ 74.4%€23k▲ 658%€29k▲ 25.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 25% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €389k
Fixed assets
€24k▼ 11.6%
Current assets
€366k▲ 19.8%
Equity and liabilities €389k
Equity
€314k▲ 9.9%
Debt
€75k▲ 63.0%
The debt ratio rises from 13.8% to 19.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€54k▲
2024 · €43k
Cash flow
€39k▲
2024 · €32k
Solvency
80.8%▼
2024 · 86.2%
Current ratio
5.90▼
2024 · 13.00
Quick ratio
2.83▼
2024 · 6.82
Debt / equity
0.24▲
2024 · 0.16
ROE
9.3%▲
2024 · 8.1%
ROA
7.5%▲
2024 · 7.0%
Interest coverage
15.17▲
2024 · 8.78
Debt
€75k▲
2024 · €46k
Debt ≤ 1 year
€62k▲
2024 · €23k
Debt > 1 year
€7k▼
2024 · €13k
Income taxes
€11k▲
2024 · €9k
Staff costs
€97k▼
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€332k€389k▲
Fixed assets21/28€27k€24k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€25k€22k▼
Plant, machinery and equipment23€733€5k▲
Furniture and vehicles24€21k€14k▼
Other tangible fixed assets26€3k€3k▲
Financial fixed assets28€500€500=
Current assets29/58€305k€366k▲
Stocks and contracts in progress3€145k€190k▲
Stocks30/36€145k€190k▲
Amounts receivable within one year40/41€71k€150k▲
Trade receivables40€36k€119k▲
Other amounts receivable41€35k€30k▼
Cash at bank and in hand54/58€88k€24k▼
Deferred charges and accrued income490/1€938€2k▲
Equity and liabilities
Total equity and liabilities10/49€332k€389k▲
Equity10/15€286k€314k▲
Contributions10/11€6k€6k=
Reserves13€280k€308k▲
Distributable reserves133€280k€308k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€46k€75k▲
Amounts payable after more than one year17€13k€7k▼
Financial debts170/4€13k€7k▼
Amounts payable within one year42/48€23k€62k▲
Current portion of amounts payable after more than one year42€5k€6k▲
Financial debts43€2k€35k▲
Credit institutions430/8€2k€30k▲
Other loans439-€5k
Trade debts44€15k€18k▲
Suppliers440/4€15k€18k▲
Taxes, remuneration and social security45€0€3k▲
Taxes450/3-€3k
Remuneration and social security454/9€0-
Other amounts payable47/48€2k€833▼
Accrued charges and deferred income492/3€10k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€97k€97k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k€-4k▼
Other operating charges640/8€670€690▲
Gross operating margin9900€145k€147k▲
Operating profit (loss)9901€35k€44k▲
Financial income75/76B€3k€474▼
Recurring financial income75€3k€474▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€33k€41k▲
Income taxes67/77€9k€11k▲
Profit (loss) for the period9904€23k€29k▲
Profit (loss) for the period to be appropriated9905€23k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€29k▲
Transfer from equity791/2€859€833▼
Transfer to equity691/2€23k€29k▲
To other reserves6921€23k€29k▲
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
Social balance
Average headcount (FTE)90871.6-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 38 days late
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity doublescurrent ratio 13.00
Current ratio from 5.45 to 13.00; short-term debt falls from €59k to €23k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €3k ▼74.4%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 5current ratio 30.79
Current ratio from 5.82 to 30.79; short-term debt falls from €49k to €8k.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2006
Ground area
1,831 m²
Building footprint
332 m²
Volume, LiDAR
2,134 m³
Parcel 12033A0591/00H000, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MAP4F
since 20062.157.705.414
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12033A0591/00H000 | Flanders | 1,831 m² | 1 · 332 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Resillion Belgium
BE 0471.560.055
Hasselt · Eq €314k
COMO IT
BE 0793.710.418
Hoeilaart · Eq €315k
MINDWORX
BE 0830.215.278
Heist-op-den-Berg · Eq €314k
FID-MANAGER
BE 0657.777.982
Waterloo · Eq €314k
DUMONT - BOSSAERT & CO
BE 0462.398.208
Ukkel · Eq €315k
Of 16,803 companies in sector 62100 we hold annual accounts for 8,744. 6,097 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-2006
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72100
72300
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.