MANO Partners
ActiveMANO Partners has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €120k. Its solvency ranks better than 73% of 979 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+78
Solvency91=
Growth78
Track record82
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 3.04 against 2.98 in 2024; short-term debt: 32.9% and cash: 60.9% of total assets), and 34% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66%
Return on assets
72.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 696%
2024 · €14k
2024: €14k
2024 → 2025
Total assets
€165k▲ 701%
2024 · €21k
2024: €21k
2024 → 2025
Net result
€120k
2024 · €-1k
2024: €-1k
2024 → 2025
Working capital
€111k▲ 709%
2024 · €14k
2024: €14k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€14k-€109k▲ 696%
Operating result€-1k-€150k
Net result€-1k-€120k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €150k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €165k
Equity
€109k▲ 696%
Debt
€56k▲ 710%
The debt ratio rises from 33.6% to 34.0%. Equity and debt are higher.
Key figures and ratios
Solvency
66.0%▼
2024 · 66.4%
Current ratio
3.04▲
2024 · 2.98
Quick ratio
3.04▲
2024 · 2.98
Debt / equity
0.51▲
2024 · 0.51
ROE
110.4%▲
2024 · -9.5%
ROA
72.9%▲
2024 · -6.3%
Debt
€56k▲
2024 · €7k
Debt ≤ 1 year
€54k▲
2024 · €7k
Income taxes
€28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€21k€165k▲
Current assets29/58€21k€165k▲
Amounts receivable within one year40/41€1k€64k▲
Trade receivables40-€59k
Other amounts receivable41€1k€5k▲
Cash at bank and in hand54/58€14k€101k▲
Deferred charges and accrued income490/1€5k€565▼
Equity and liabilities
Total equity and liabilities10/49€21k€165k▲
Equity10/15€14k€109k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-1k€94k▲
Amounts payable17/49€7k€56k▲
Amounts payable within one year42/48€7k€54k▲
Trade debts44€1k€889▼
Suppliers440/4€1k€889▼
Taxes, remuneration and social security45-€28k
Taxes450/3-€28k
Other amounts payable47/48€6k€25k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Other operating charges640/8-€2k
Gross operating margin9900€-1k€152k▲
Operating profit (loss)9901€-1k€150k▲
Financial charges65/66B€1€1k▲
Recurring financial charges65€1€1k▲
Profit (loss) for the period before taxes9903€-1k€149k▲
Income taxes67/77-€28k
Profit (loss) for the period9904€-1k€120k▲
Profit (loss) for the period to be appropriated9905€-1k€120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€119k▲
Profit (loss) brought forward from the previous period14P-€-1k
Profit to be distributed694/7-€25k
Directors or managers695-€25k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €120k
Net result €120k after one loss-making year.
31-12
Financial
Equity above €100kEq €109k ▲696%
Equity rises from €14k to €109k.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Watermolenstraat 259090 Merelbeke-MelleGround area
1,060 m²
Building footprint
121 m²
Volume, LiDAR
495 m³
Parcel 44024A0406/00E000, Flanders · tallest building 5.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MANO Partners
since 20242.365.459.024
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44024A0406/00E000 | Flanders | 1,060 m² | 1 · 121 m² | 5.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 476 EUR awarded · 476 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 476 EUR | 476 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
5 categoriesMANO Partners BV44790
Similar companies · same sector, comparable size
VANNEC
BE 0807.969.220
Oostkamp · Eq €109k
G.T.J.-CONSTRUCT
BE 0880.540.462
Riemst · Eq €108k
FONS VAN BAELEN
BE 0878.167.031
Geel · Eq €108k
DGNT FREELANCE
BE 0727.545.728
Mons · Eq €111k
YOUCONSTRUCT
BE 1016.516.745
Lokeren · Eq €107k
Of 1,825 companies in sector 42220 we hold annual accounts for 958. 716 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2024
Fiscal year end31-12
Activities, NACEBEL
42220Construction of utility projects for electricity and telecommunications
42110Construction of roads and motorways
42211Civil engineering
42212Civil engineering
43130Specialised construction activities
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.