MANILOU
ActiveMANILOU has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193k and a net result of €39k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 52% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+1
Solvency84=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.01 in 2024; short-term debt: 41.4% and cash: 6.2% of total assets), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.6%
Return on assets
11.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
8 d early
2023
20 d early
2022
22 d late
2021
31 d late
2020
5 d late
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€193k▼ 6.4%
2024 · €206k
2018: €161k
2019: €163k
2020: €181k
2021: €199k
2022: €168k
2023: €183k
2024: €206k
2018 → 2025
Total assets
€329k▼ 5.0%
2024 · €346k
2018: €390k
2019: €376k
2020: €363k
2021: €345k
2022: €324k
2023: €326k
2024: €346k
2018 → 2025
Net result
€39k▲ 6.0%
2024 · €36k
2018: €14k
2019: €16k
2020: €18k
2021: €18k
2022: €22k
2023: €32k
2024: €36k
2018 → 2025
Working capital
€7k▲ 883%
2024 · €709
2018: €-56k
2019: €-58k
2020: €-43k
2021: €-30k
2022: €-69k
2023: €-41k
2024: €709
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€199k-€168k▼ 15.4%€183k▲ 9.2%€206k▲ 12.2%€193k▼ 6.4%
Operating result€30k-€34k▲ 14.3%€46k▲ 36.2%€51k▲ 10.4%€53k▲ 4.8%
Net result€18k-€22k▲ 22.4%€32k▲ 44.8%€36k▲ 13.6%€39k▲ 6.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €329k
Fixed assets
€186k▼ 9.5%
Current assets
€143k▲ 1.5%
Equity and liabilities €329k
Equity
€193k▼ 6.4%
Debt
€136k▼ 3.0%
The debt ratio rises from 40.5% to 41.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€73k▲
2024 · €70k
Cash flow
€58k▲
2024 · €56k
Solvency
58.6%▼
2024 · 59.5%
Current ratio
1.05▲
2024 · 1.01
Quick ratio
1.05▲
2024 · 1.01
Debt / equity
0.71▲
2024 · 0.68
ROE
20.0%▲
2024 · 17.7%
ROA
11.7%▲
2024 · 10.5%
Interest coverage
403.42▲
2024 · 132.98
Debt
€136k▼
2024 · €140k
Debt ≤ 1 year
€136k▼
2024 · €140k
Income taxes
€15k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€346k€329k▼
Fixed assets21/28€205k€186k▼
Tangible fixed assets22/27€205k€186k▼
Land and buildings22€205k€186k▼
Current assets29/58€141k€143k▲
Amounts receivable within one year40/41€48k€48k▲
Trade receivables40€48k€46k▼
Other amounts receivable41-€2k
Current investments50/53€30k€70k▲
Cash at bank and in hand54/58€63k€20k▼
Deferred charges and accrued income490/1€79€4k▲
Equity and liabilities
Total equity and liabilities10/49€346k€329k▼
Equity10/15€206k€193k▼
Contributions10/11€63k€63k=
Reserves13€143k€130k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€143k€130k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€140k€136k▼
Amounts payable within one year42/48€140k€136k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€11k€6k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€127k€121k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k=
Other operating charges640/8€2k€2k▼
Gross operating margin9900€72k€75k▲
Operating profit (loss)9901€51k€53k▲
Financial income75/76B€195€468▲
Recurring financial income75€195€468▲
Financial charges65/66B€529€181▼
Recurring financial charges65€529€181▼
Profit (loss) for the period before taxes9903€51k€54k▲
Income taxes67/77€14k€15k▲
Profit (loss) for the period9904€36k€39k▲
Profit (loss) for the period to be appropriated9905€36k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€39k▲
Transfer from equity791/2€14k€52k▲
Transfer to equity691/2€36k€39k▲
To other reserves6921€36k€39k▲
Profit to be distributed694/7€14k€52k▲
Return on contributions (dividend)694€14k€52k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €39k ▲6%
Operating result €53k, net result €39k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €206k ▲12.2%
7 profitable years in a row build equity to €206k.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overbosstraat 83730 Bilzen-HoeseltGround area
6,696 m²
Building footprint
308 m²
Volume, LiDAR
848 m³
2 parcels, Flanders · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Manilou
since 20082.172.084.871
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73032D0553/00G000 | Flanders | 5,978 m² | 1 · 155 m² | 6.2 m · 2 fl. |
| 73099A0085/00V000 | Flanders | 718 m² | 1 · 154 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,158 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.