MANAGEMENT PATRIMONIAL
ActiveMANAGEMENT PATRIMONIAL has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €1k. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 69% of 12685 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+7
Solvency98▲+8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.94 against 2.09 in 2024; short-term debt: 26.5% and cash: 30.2% of total assets), and 26.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.3%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
31 d early
2023
33 d early
2022
10 d late
2021
33 d early
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▼ 12.5%
2024 · €49k
2018: €56k
2019: €70k
2020: €77k
2021: €57k
2022: €72k
2023: €54k
2024: €49k
2018 → 2025
Total assets
€58k▼ 22.0%
2024 · €74k
2018: €99k
2019: €99k
2020: €91k
2021: €91k
2022: €124k
2023: €90k
2024: €74k
2018 → 2025
Net result
€1k
2024 · €-2k
2018: €12k
2019: €13k
2020: €7k
2021: €9k
2022: €15k
2023: €-6k
2024: €-2k
2018 → 2025
Working capital
€30k▲ 6.4%
2024 · €28k
2018: €44k
2019: €56k
2020: €70k
2021: €57k
2022: €52k
2023: €32k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€72k▲ 26.4%€54k▼ 25.4%€49k▼ 9.5%€43k▼ 12.5%
Operating result€14k-€23k▲ 65.1%€-4k€1k€5k▲ 361%
Net result€9k-€15k▲ 68.8%€-6k€-2k▲ 64.3%€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 361% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58k
Fixed assets
€13k▼ 37.4%
Current assets
€45k▼ 16.1%
Equity and liabilities €58k
Equity
€43k▼ 12.5%
Debt
€15k▼ 39.9%
The debt ratio falls from 34.7% to 26.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €9k
Cash flow
€9k▲
2024 · €6k
Solvency
73.3%▲
2024 · 65.3%
Current ratio
2.94▲
2024 · 2.09
Quick ratio
2.94▲
2024 · 2.09
Debt / equity
0.36▼
2024 · 0.53
ROE
3.1%▲
2024 · -4.4%
ROA
2.3%▲
2024 · -2.8%
Interest coverage
16.25▲
2024 · 12.19
Debt
€15k▼
2024 · €26k
Debt ≤ 1 year
€15k▼
2024 · €26k
Income taxes
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€58k▼
Fixed assets21/28€21k€13k▼
Tangible fixed assets22/27€21k€13k▼
Furniture and vehicles24€21k€13k▼
Current assets29/58€54k€45k▼
Amounts receivable after more than one year29€20k€16k▼
Other amounts receivable291€20k€16k▼
Amounts receivable within one year40/41€9k€7k▼
Trade receivables40€0€3k▲
Other amounts receivable41€9k€5k▼
Cash at bank and in hand54/58€17k€18k▲
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€74k€58k▼
Equity10/15€49k€43k▼
Contributions10/11€24k€24k=
Reserves13€31k€24k▼
Distributable reserves133€31k€24k▼
Profit (loss) carried forward14€-7k€-6k▲
Amounts payable17/49€26k€15k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€26k€15k▼
Current portion of amounts payable after more than one year42€10k€3k▼
Trade debts44€932€3k▲
Suppliers440/4€932€3k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€13k€7k▼
Accrued charges and deferred income492/3-€139
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€622€704▲
Gross operating margin9900€9k€14k▲
Operating profit (loss)9901€1k€5k▲
Financial income75/76B€417€423▲
Recurring financial income75€417€423▲
Financial charges65/66B€725€791▲
Recurring financial charges65€725€791▲
Profit (loss) for the period before taxes9903€806€5k▲
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€-2k€1k▲
Profit (loss) for the period to be appropriated9905€-2k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-6k▲
Profit (loss) brought forward from the previous period14P€-5k€-7k▼
Transfer from equity791/2€13k€7k▼
Profit to be distributed694/7€13k€7k▼
Return on contributions (dividend)694€13k€7k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-6k ▼139%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
31-12
Financial
Highest result since 2018net €15k ▲68.8%
Operating result €23k, net result €15k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 6.18
Current ratio from 3.09 to 6.18; short-term debt falls from €27k to €13k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maria-Louizasquare 351000 BrusselGround area
800 m²
Building footprint
611 m²
Volume, LiDAR
14,407 m³
2 parcels, Brussels · tallest building 35.6 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
Management Patrimonial
since 20112.199.697.902
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0125/02C005 | Brussels | 585 m² | 1 · 464 m² | 35.6 m · 11 fl. |
| 21906D0004/00G008 | Brussels | 215 m² | 1 · 147 m² | 19.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PARETO GROUP
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Of 2,761 companies in sector 69109 we hold annual accounts for 1,209. 900 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2011
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.