Summary
MAN@THE OFFICE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.01M and a net result of €1.01M. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 83% of 8023 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.01M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-02-2026, 168 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
168 d early
2024
52 d early
2023
21 d early
2022
21 d early
2021
27 d early
2020
38 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.01M▲ 154%
2024 · €397k
2018: €396k
2019: €396k
2020: €396k
2021: €396k
2022: €397k
2023: €396k
2024: €397k
2018 → 2025
Net result
€1.01M▲ 119,913%
2024 · €838
2018: €147
2019: €246
2020: €117
2021: €52
2022: €712
2023: €-703
2024: €838
2018 → 2025
Total assets
€1.18M▼ 35.6%
2024 · €1.84M
2018: €920k
2019: €920k
2020: €918k
2021: €920k
2022: €1.83M
2023: €1.83M
2024: €1.84M
2018 → 2025
Solvency
85.1%▲ 63.5pp
2024 · 21.6%
2018: 43.0%
2019: 43.0%
2020: 43.1%
2021: 43.1%
2022: 21.7%
2023: 21.6%
2024: 21.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€21k
Equity€396k-€397k▲ 0.2%€396k▼ 0.2%€397k▲ 0.2%€1.01M▲ 154%
Operating result€24k-€24k=€22k▼ 6.9%€24k▲ 6.9%€20k▼ 18.2%
Net result€52-€712▲ 1,272%€-703€838€1.01M▲ 119,913%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.18M
Fixed assets
€1.09M ▼ 40.0%
Current assets
€91k ▲ 479%
Equity and liabilities €1.18M
Equity
€1.01M ▲ 154%
Debt
€176k ▼ 87.8%
Debt's share of the balance-sheet total falls from 78.4% to 14.9%. Equity is higher and debt is lower.
Key figures and ratios
ROE
99.8%▲
2024 · 0.2%
ROA
84.9%▲
2024 · 0.0%
Debt ≤ 1 year
€100k
Income taxes
€100k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.84M€1.18M▼
Fixed assets21/28€1.82M€1.09M▼
Financial fixed assets28€1.82M€1.09M▼
Current assets29/58€16k€91k▲
Cash at bank and in hand54/58€16k€91k▲
Equity and liabilities
Total equity and liabilities10/49€1.84M€1.18M▼
Equity10/15€397k€1.01M▲
Contributions10/11€400k€5k▼
Reserves13-€1.00M
Distributable reserves133-€1.00M
Profit (loss) carried forward14€-3k-
Amounts payable17/49€1.44M€176k▼
Amounts payable after more than one year17€1.37M-
Other amounts payable178/9€1.37M-
Amounts payable within one year42/48-€100k
Taxes, remuneration and social security45-€100k
Taxes450/3-€100k
Accrued charges and deferred income492/3€76k€76k=
Income statement
Code20242025
Turnover70-€21k
Goods, raw materials, services and sundry goods60/61-€823
Other operating charges640/8€1k€1k▲
Gross operating margin9900€25k€21k▼
Operating profit (loss)9901€24k€20k▼
Financial income75/76B-€1.11M
Recurring financial income75-€1.11M
Financial charges65/66B€23k€22k▼
Recurring financial charges65€23k€22k▼
Profit (loss) for the period before taxes9903€838€1.11M▲
Income taxes67/77-€100k
Profit (loss) for the period9904€838€1.01M▲
Profit (loss) for the period to be appropriated9905€838€1.01M▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€1.00M▲
Profit (loss) brought forward from the previous period14P€-4k€-3k▲
Transfer to equity691/2-€1.00M
To other reserves6921-€1.00M
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €1.01M ▲119913%
Net result €1.01M, the highest in the series.
31-12
Financial
Equity above €1MEq €1.01M ▲154%
2 profitable years in a row build equity to €1.01M.
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €838
Net result €838 after one loss-making year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-703 ▼199%
Net result drops to €-703, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hechtel-Eksel · 1 establishment unit since 1997
Ground area
1,882 m²
Building footprint
209 m²
Volume, LiDAR
1,057 m³
Parcel 72006B0685/00P000, Flanders · tallest building 27.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MAN@THE OFFICE
since 19972.080.102.840
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72006B0685/00P000 | Flanders | 1,882 m² | 1 · 209 m² | 27.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 12,648 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-1996
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:011/641134